{"id":56713,"date":"2025-11-22T20:35:10","date_gmt":"2025-11-22T12:35:10","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=56713"},"modified":"2025-11-22T20:35:12","modified_gmt":"2025-11-22T12:35:12","slug":"small-windscreen-crack-bigger-how-to-claim","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/small-windscreen-crack-bigger-how-to-claim","title":{"rendered":"Small Windscreen Crack \u2192 Bigger? How to Claim"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d77651376a7\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d77651376a7\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/small-windscreen-crack-bigger-how-to-claim\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/small-windscreen-crack-bigger-how-to-claim\/#1_Why_Small_Cracks_Need_Attention\" title=\"1. Why Small Cracks Need Attention\">1. Why Small Cracks Need Attention<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/small-windscreen-crack-bigger-how-to-claim\/#2_When_You_Can_Claim_Windscreen\" title=\"2. When You Can Claim Windscreen\">2. When You Can Claim Windscreen<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/small-windscreen-crack-bigger-how-to-claim\/#3_How_to_Claim_Without_Losing_NCD\" title=\"3. How to Claim Without Losing NCD\">3. How to Claim Without Losing NCD<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/small-windscreen-crack-bigger-how-to-claim\/#4_Extra_Tips_for_Windscreen_Care\" title=\"4. Extra Tips for Windscreen Care\">4. Extra Tips for Windscreen Care<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/small-windscreen-crack-bigger-how-to-claim\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span>Introduction<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Notice a <strong>small windscreen crack<\/strong> on your car? Don\u2019t take it lightly. Small cracks can expand due to heat, weather changes, or road vibrations. Many drivers are unsure whether they can claim it, when to claim, and how to ensure their NCD remains safe. This article breaks down the steps you should take to repair your windscreen with minimal cost and no impact on your NCD.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"1_Why_Small_Cracks_Need_Attention\"><\/span>1. Why Small Cracks Need Attention<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Small cracks often occur from tiny stones hitting the glass while driving, sudden temperature changes, or stress on older windscreen glass. Left unchecked, these cracks can spread across the entire windscreen, increasing repair costs.<br><em>Note: A spreading crack can also cause your car to fail safety inspections like MOT or PUSPAKOM.<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"2_When_You_Can_Claim_Windscreen\"><\/span>2. When You Can Claim Windscreen<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>You can claim if:<\/p>\n\n\n\n<ul><li>The <strong>small windscreen crack<\/strong> is detected early<br><\/li><li>The damage occurs while your comprehensive policy is active<br><\/li><li>The damage is accidental and not due to intentional negligence<br><\/li><li>An approved panel workshop is available<br><\/li><\/ul>\n\n\n\n<p>Early claims are more cost-effective because minor repairs are still covered, and your NCD remains protected when the correct procedure is followed.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"3_How_to_Claim_Without_Losing_NCD\"><\/span>3. How to Claim Without Losing NCD<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To repair a <strong>small windscreen crack<\/strong> safely without affecting NCD:<\/p>\n\n\n\n<ol><li>Take clear photos of the crack from multiple angles<br><\/li><li>Contact BJAK or your insurer through official channels<br><\/li><li>Use a panel workshop approved for windscreen replacement or repair<br><\/li><li>Provide a complete report: date, location, and cause of the damage<br><\/li><li>Follow adjuster instructions \u2014 do NOT repair before claim approval<br><\/li><\/ol>\n\n\n\n<p>If the cause is clear and the procedure is followed, your NCD will usually remain intact.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"4_Extra_Tips_for_Windscreen_Care\"><\/span>4. Extra Tips for Windscreen Care<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li>Check your windscreen weekly for new cracks<br><\/li><li>Avoid rough or uneven roads that increase stress on the glass<br><\/li><li>Consider windscreen add-ons if you frequently encounter flying stones or debris<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"56775\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/small-windscreen-crack-bigger-how-to-claim\/attachment\/4-155-2\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-155.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-155\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-155.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-155.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-155.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Infographic showing the step-by-step process for claiming a small windscreen crack safely through BJAK and preserving your NCD.\" class=\"wp-image-56775\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-155.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-155.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-155.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-155.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-155.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>A <strong>small windscreen crack<\/strong> may seem minor but can become a serious and costly problem if ignored. By claiming early, documenting everything properly, and using BJAK or your insurer\u2019s official channels, you can repair your windscreen without affecting your NCD. Quick action and following the right procedure keep costs manageable, your NCD intact, and your vehicle safe on the road.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=small-windscreen-crack--bigger-how-to-claim\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-relief-guide-protect-your-ncd-from-being-lost-after-a-claim\">NCD Relief Guide: Protect Your NCD from Being Lost After a Claim<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/srcc-add-on-is-it-worth-it\">SRCC Add-On: Is It Worth It?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/info\/family-cars-why-mpvs-are-still-relevant\">Family Cars: Why MPVs Are Still Relevant<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A small windscreen crack can quickly turn into a larger one if ignored. Many drivers are unsure when and how to file a claim without affecting their NCD. This article explains the proper steps to claim windscreen damage safely.<\/p>\n","protected":false},"author":31,"featured_media":56774,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,710],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Small Windscreen Crack \u2192 Bigger? How to Claim | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: Small Windscreen Crack \u2192 Bigger? 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