{"id":56989,"date":"2025-11-27T02:19:18","date_gmt":"2025-11-26T18:19:18","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=56989"},"modified":"2025-11-27T02:19:20","modified_gmt":"2025-11-26T18:19:20","slug":"insurance-add-ons-choose-coverage-based-on-car-risk","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk","title":{"rendered":"Insurance &#038; Add-ons \u2013 Choose Coverage Based on Car &#038; Risk"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d791e0a85b9\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d791e0a85b9\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk\/#1_Understand_BJAK_Add-ons\" title=\"1. Understand BJAK Add-ons\">1. Understand BJAK Add-ons<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk\/#2_Choose_Coverage_Based_on_Car\" title=\"2. Choose Coverage Based on Car\">2. Choose Coverage Based on Car<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk\/#3_Choose_Coverage_Based_on_Risk\" title=\"3. Choose Coverage Based on Risk\">3. Choose Coverage Based on Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk\/#4_Use_Licensed_Platforms\" title=\"4. Use Licensed Platforms\">4. Use Licensed Platforms<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>BJAK insurance &amp; add-ons help car owners protect their vehicles from financial loss, damage, or theft. The right choice depends on your car type, age, area risk, and driving style. By understanding each add-on and coverage, owners can select policies that provide optimal protection without wasting premiums.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"1_Understand_BJAK_Add-ons\"><\/span><strong>1. Understand BJAK Add-ons<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>BJAK offers several key add-ons:<\/p>\n\n\n\n<p><strong>VIP Rescue:<\/strong> unlimited towing within BJAK coverage area, one assistance per subscription, includes real-time tow tracking.<\/p>\n\n\n\n<p><strong>Key Care:<\/strong> reimburses the cost of replacing lost, stolen, or damaged keys (requires police report and receipt).<\/p>\n\n\n\n<p><strong>Warranty:<\/strong> for cars up to 15 years old, covers engine and transmission only, subject to plan limits.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"2_Choose_Coverage_Based_on_Car\"><\/span><strong>2. Choose Coverage Based on Car<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li><strong>New or high-value cars:<\/strong> comprehensive coverage + add-ons like VIP Rescue &amp; Warranty<br><\/li><li><strong>Older\/economy cars:<\/strong> basic coverage may suffice, add Key Care if key loss risk is high<br><\/li><li>Depreciation and car risk also affect premium, so always check the car\u2019s actual value before choosing coverage<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"3_Choose_Coverage_Based_on_Risk\"><\/span><strong>3. Choose Coverage Based on Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li><strong>High traffic areas:<\/strong> consider VIP Rescue for accidents or breakdowns<br><\/li><li><strong>High-theft areas:<\/strong> Key Care helps recover key replacement costs<br><\/li><li><strong>Older cars with sensitive engine\/transmission:<\/strong> BJAK Warranty provides additional protection<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"57050\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk\/attachment\/4-183-2\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-183.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-183\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-183.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-183.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-183.jpg?resize=1080%2C683&#038;ssl=1\" alt=\" Infographic showing BJAK add-ons (VIP Rescue, Key Care, Warranty) and guidance on choosing coverage according to car type and area risk.\n\" class=\"wp-image-57050\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-183.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-183.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-183.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-183.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-183.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"4_Use_Licensed_Platforms\"><\/span><strong>4. Use Licensed Platforms<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>BJAK makes it easy to compare coverage and add-ons based on car and risk. The process is simple, fast, and all options are clearly explained, allowing smarter decisions and cost-efficient protection.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>BJAK insurance &amp; add-ons give flexibility to choose coverage based on your car and risk profile. By understanding the function of each add-on and coverage, owners can fully protect their vehicles while controlling premium costs.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=insurance--add-ons--choose-coverage-based-on-car--risk\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/info\/post-flood-car-checklist\">Post-Flood Car Checklist<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/best-e-hailing-cars-2025-insurance-costs\">Best E-Hailing Cars 2025 &amp; Insurance Costs<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-planning-based-on-area-risk\">Insurance Planning Based on Area Risk<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Choosing BJAK insurance coverage and add-ons should align with your car and risk profile. This article explains how to select the right protection to control costs and minimize risks.<\/p>\n","protected":false},"author":31,"featured_media":57049,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[2970,25,429],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance &amp; Add-ons \u2013 Choose Coverage Based on Car &amp; Risk | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: Insurance &amp; Add-ons \u2013 Choose Coverage Based on Car &amp; Risk For Optimal protection &amp; cost effection add-ons\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance &amp; Add-ons \u2013 Choose Coverage Based on Car &amp; Risk | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Car Insurance | Read about: Insurance &amp; Add-ons \u2013 Choose Coverage Based on Car &amp; Risk For Optimal protection &amp; cost effection add-ons\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-26T18:19:18+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-26T18:19:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/2-180.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk#primaryimage\",\"url\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/2-180.jpg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/2-180.jpg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"Insurance & Add-ons \u2013 Choose Coverage Based on Car & Risk\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk\",\"name\":\"Insurance & Add-ons \u2013 Choose Coverage Based on Car & Risk | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk#primaryimage\"},\"datePublished\":\"2025-11-26T18:19:18+00:00\",\"dateModified\":\"2025-11-26T18:19:20+00:00\",\"description\":\"BJAK | Car Insurance | Read about: Insurance & Add-ons \u2013 Choose Coverage Based on Car & Risk For Optimal protection & cost effection add-ons\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurance &#038; Add-ons \u2013 Choose Coverage Based on Car &#038; Risk\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\"},\"headline\":\"Insurance &#038; Add-ons \u2013 Choose Coverage Based on Car &#038; Risk\",\"datePublished\":\"2025-11-26T18:19:18+00:00\",\"dateModified\":\"2025-11-26T18:19:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk#webpage\"},\"wordCount\":286,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/2-180.jpg?fit=1600%2C1012&ssl=1\",\"keywords\":[\"add-on\",\"Bjak\",\"Car insurance\"],\"articleSection\":[\"Car Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\",\"name\":\"tariqsiregar@bjak.my\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"caption\":\"tariqsiregar@bjak.my\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Insurance & Add-ons \u2013 Choose Coverage Based on Car & Risk | BJAK","description":"BJAK | Car Insurance | Read about: Insurance & Add-ons \u2013 Choose Coverage Based on Car & Risk For Optimal protection & cost effection add-ons","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk","og_locale":"en_US","og_type":"article","og_title":"Insurance & Add-ons \u2013 Choose Coverage Based on Car & Risk | BJAK","og_description":"BJAK | Car Insurance | Read about: Insurance & Add-ons \u2013 Choose Coverage Based on Car & Risk For Optimal protection & cost effection add-ons","og_url":"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2025-11-26T18:19:18+00:00","article_modified_time":"2025-11-26T18:19:20+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/2-180.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"tariqsiregar@bjak.my","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk#primaryimage","url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/2-180.jpg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/2-180.jpg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"Insurance & Add-ons \u2013 Choose Coverage Based on Car & Risk"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk#webpage","url":"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk","name":"Insurance & Add-ons \u2013 Choose Coverage Based on Car & Risk | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk#primaryimage"},"datePublished":"2025-11-26T18:19:18+00:00","dateModified":"2025-11-26T18:19:20+00:00","description":"BJAK | Car Insurance | Read about: Insurance & Add-ons \u2013 Choose Coverage Based on Car & Risk For Optimal protection & cost effection add-ons","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Insurance &#038; Add-ons \u2013 Choose Coverage Based on Car &#038; Risk"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8"},"headline":"Insurance &#038; Add-ons \u2013 Choose Coverage Based on Car &#038; Risk","datePublished":"2025-11-26T18:19:18+00:00","dateModified":"2025-11-26T18:19:20+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk#webpage"},"wordCount":286,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/insurance-add-ons-choose-coverage-based-on-car-risk#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/2-180.jpg?fit=1600%2C1012&ssl=1","keywords":["add-on","Bjak","Car insurance"],"articleSection":["Car Insurance"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8","name":"tariqsiregar@bjak.my","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","caption":"tariqsiregar@bjak.my"},"url":"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/2-180.jpg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/56989"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=56989"}],"version-history":[{"count":3,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/56989\/revisions"}],"predecessor-version":[{"id":57051,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/56989\/revisions\/57051"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/57049"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=56989"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=56989"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=56989"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}