{"id":57880,"date":"2025-12-07T02:55:45","date_gmt":"2025-12-06T18:55:45","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=57880"},"modified":"2025-12-07T02:55:47","modified_gmt":"2025-12-06T18:55:47","slug":"ev-insurance-expensive-due-to-battery-parts","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/ev-insurance-expensive-due-to-battery-parts","title":{"rendered":"EV Insurance Expensive Due to Battery &#038; Parts"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d781a4a2360\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d781a4a2360\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ev-insurance-expensive-due-to-battery-parts\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ev-insurance-expensive-due-to-battery-parts\/#Reasons_Why_EV_Insurance_is_Expensive\" title=\"Reasons Why EV Insurance is Expensive\">Reasons Why EV Insurance is Expensive<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ev-insurance-expensive-due-to-battery-parts\/#Smart_Tips_to_Manage_EV_Insurance\" title=\"Smart Tips to Manage EV Insurance\">Smart Tips to Manage EV Insurance<\/a><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ev-insurance-expensive-due-to-battery-parts\/#Choose_Comprehensive_Insurance\" title=\"Choose Comprehensive Insurance\">Choose Comprehensive Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ev-insurance-expensive-due-to-battery-parts\/#Compare_Premiums_with_BJAK\" title=\"Compare Premiums with BJAK\">Compare Premiums with BJAK<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ev-insurance-expensive-due-to-battery-parts\/#Add_Essential_Add-Ons\" title=\"Add Essential Add-Ons\">Add Essential Add-Ons<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ev-insurance-expensive-due-to-battery-parts\/#Early_Renewal_Planning\" title=\"Early Renewal &amp; Planning\">Early Renewal &amp; Planning<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ev-insurance-expensive-due-to-battery-parts\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Electric vehicles are becoming increasingly popular, but owners often notice that EV insurance is expensive due to higher battery and parts costs compared to regular cars. The specialized repair needs and limited availability of parts for EVs directly impact premiums. This article explains the reasons, risks, and tips to manage insurance more cost-effectively with BJAK.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Reasons_Why_EV_Insurance_is_Expensive\"><\/span><strong>Reasons Why EV Insurance is Expensive<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li><strong>High Battery Cost:<\/strong> Replacing a damaged EV battery is costly.<br><\/li><li><strong>Limited Spare Parts:<\/strong> EV spare parts are mostly imported, with low stock and high prices.<br><\/li><li><strong>Specialized Repairs:<\/strong> Repairs require panel workshops trained for EV maintenance.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Smart_Tips_to_Manage_EV_Insurance\"><\/span><strong>Smart Tips to Manage EV Insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h4><span class=\"ez-toc-section\" id=\"Choose_Comprehensive_Insurance\"><\/span><strong>Choose Comprehensive Insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>Ensure coverage includes key risks such as battery and important parts protection.<\/p>\n\n\n\n<h4><span class=\"ez-toc-section\" id=\"Compare_Premiums_with_BJAK\"><\/span><strong>Compare Premiums with BJAK<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>Use BJAK\u2019s calculator to compare prices and NCD levels for the best deal.<\/p>\n\n\n\n<h4><span class=\"ez-toc-section\" id=\"Add_Essential_Add-Ons\"><\/span><strong>Add Essential Add-Ons<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>VIP Rescue provides towing assistance for EVs, while Key Care covers additional costs if keys or minor accessories are damaged.<\/p>\n\n\n\n<h4><span class=\"ez-toc-section\" id=\"Early_Renewal_Planning\"><\/span><strong>Early Renewal &amp; Planning<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>Avoid policy gaps to maintain NCD and prevent sudden premium increases.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"57942\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/ev-insurance-expensive-due-to-battery-parts\/attachment\/4-48-5\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/4-48.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-48\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/4-48.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/4-48.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/4-48.jpg?resize=1080%2C683&#038;ssl=1\" alt=\" Infographic showing battery costs, spare parts, specialized repairs, insurance tips, and BJAK add-ons for EVs.\" class=\"wp-image-57942\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/4-48.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/4-48.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/4-48.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/4-48.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/4-48.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>EV insurance is expensive due to battery and parts costs, requiring careful policy selection. BJAK helps owners check coverage, compare prices, and access instant insurance links so EV owners remain protected without bearing high repair costs.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=ev-insurance-expensive-due-to-battery--parts\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/roadtax-en\/check-roadtax-prices-for-evs-large-cars\">Check Roadtax Prices for EVs &amp; Large Cars<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/increase-in-car-insurance-premiums\">Increase in Car Insurance Premiums<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/roadtax-en\/roadtax-not-showing-in-myjpj\">Roadtax Not Showing in MyJPJ<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Electric vehicles (EVs) usually have higher insurance premiums. This article explains why EV insurance is expensive due to battery and parts costs, the risks involved, and tips to manage premiums with BJAK.<\/p>\n","protected":false},"author":31,"featured_media":57904,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[3336,429,1307],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>EV Insurance Expensive Due to Battery &amp; Parts | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: EV Insurance Expensive Due to Battery &amp; Parts . 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