{"id":57959,"date":"2025-12-10T02:16:12","date_gmt":"2025-12-09T18:16:12","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=57959"},"modified":"2025-12-10T02:16:13","modified_gmt":"2025-12-09T18:16:13","slug":"tuntutan-ditolak-bila-kereta-claim-atas-motor","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor","title":{"rendered":"Tuntutan Ditolak Bila Kereta Claim Atas Motor"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e52caf24f7c\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69e52caf24f7c\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor\/#Pengenalan\" title=\"Pengenalan\">Pengenalan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor\/#Sebab_Tuntutan_Ditolak\" title=\"Sebab Tuntutan Ditolak\">Sebab Tuntutan Ditolak<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor\/#Tips_Elakkan_Kerugian\" title=\"Tips Elakkan Kerugian\">Tips Elakkan Kerugian<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor\/#Kesimpulan\" title=\"Kesimpulan\">Kesimpulan<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Pengenalan\"><\/span><strong>Pengenalan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Bagi pemandu kereta, apabila <strong>tuntutan ditolak bila kereta claim<\/strong> atas motosikal boleh menjadi situasi rumit walaupun pihak motosikal salah. Ramai yang tidak tahu bahawa tuntutan kereta terhadap insurans motosikal mungkin ditolak, bergantung kepada jenis polisi yang diambil oleh pemilik motosikal.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Sebab_Tuntutan_Ditolak\"><\/span><strong>Sebab Tuntutan Ditolak<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol><li><strong>Motosikal Hanya Ada Third-Party Coverage<\/strong><strong><br><\/strong><ul><li>Polis asas motosikal biasanya TPFT atau pihak ketiga sahaja.<br><\/li><li>Polisi ini hanya menampung kecederaan atau kematian pihak ketiga, <strong>tidak menanggung kerosakan kenderaan lain<\/strong>.<br><\/li><\/ul><\/li><li><strong>Motosikal Ada 1st Party \/ Comprehensive Tanpa Liability<\/strong><strong><br><\/strong><ul><li>Cover hanya untuk kerosakan motosikal sendiri.<br><\/li><li>Kereta yang rosak <strong>tidak boleh claim atas polisi motor<\/strong>, walaupun motor salah.<br><\/li><\/ul><\/li><li><strong>Kesan Kepada Pemandu Kereta<\/strong><strong><br><\/strong><ul><li>Jika kereta ingin claim sendiri melalui 1st-party\/comprehensive, <strong>NCD boleh terjejas<\/strong>.<br><\/li><li>Kadang-kadang kereta dengan <strong>sum insured rendah<\/strong> mungkin tidak dapat menampung kos repair penuh.<br><\/li><\/ul><\/li><\/ol>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Tips_Elakkan_Kerugian\"><\/span><strong>Tips Elakkan Kerugian<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>Semak jenis insurans motor pihak ketiga sebelum berurusan atau beli kenderaan.<br><\/li><li>Pastikan kereta ada <strong>sum insured mencukupi<\/strong> untuk menampung kos repair jika terlibat kemalangan.<br><\/li><li>Ambil langkah berjaga-jaga semasa memandu berhampiran motosikal untuk mengurangkan risiko.<br><\/li><li>Gunakan platform seperti <strong>BJAK<\/strong> untuk mendapatkan polisi yang jelas dan perlindungan sesuai.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"58038\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor\/attachment\/3-55-6\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/3-55.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"3-55\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/3-55.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/3-55.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/3-55.jpg?resize=1080%2C683&#038;ssl=1\" alt=\" Infografik menunjukkan kombinasi jenis insurans motor dan kemungkinan claim kereta diterima atau ditolak.\" class=\"wp-image-58038\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/3-55.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/3-55.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/3-55.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/3-55.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/3-55.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Kesimpulan\"><\/span><strong>Kesimpulan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>Tuntutan Ditolak Bila Kereta Claim<\/strong> tidak semestinya diterima walaupun motosikal salah. Pemandu kereta perlu memahami jenis insurans motosikal dan memastikan sum insured mencukupi. Langkah ini membantu mengelakkan kerugian kewangan serta kehilangan NCD.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=tuntutan-ditolak-bila-kereta-claim-atas-motor\" style=\"background-color:#ffd103\">Dapatkan Sebutharga Percuma<\/a><\/div>\n<\/div>\n\n\n\n<p>Baca Juga:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kereta-rosak-sebab-pokok-tumbang\">Kereta Rosak Sebab Pokok Tumbang<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/air-banjir-tidak-dilindungi\">Air Banjir Tidak Dilindungi<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/info\/kes-langgar-lari-meningkat\">Kes Langgar Lari Meningkat<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p> Banyak kereta gagal claim insurans apabila kemalangan melibatkan motosikal. Artikel ini terangkan sebab-sebab claim ditolak dan bagaimana pemandu kereta boleh melindungi diri.<\/p>\n","protected":false},"author":31,"featured_media":58012,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[243,216],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tuntutan Ditolak Bila Kereta Claim Atas Motor | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Insurans Kereta | Read about: Tuntutan Ditolak Bila Kereta Claim Atas Motor . Fahami Jenis Perlindungan &amp; Apa yang Boleh Dituntut.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tuntutan Ditolak Bila Kereta Claim Atas Motor | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Insurans Kereta | Read about: Tuntutan Ditolak Bila Kereta Claim Atas Motor . Fahami Jenis Perlindungan &amp; Apa yang Boleh Dituntut.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-09T18:16:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-09T18:16:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/1-54.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor#primaryimage\",\"url\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/1-54.jpg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/1-54.jpg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"Tuntutan Ditolak Bila Kereta Claim Atas Motor\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor\",\"name\":\"Tuntutan Ditolak Bila Kereta Claim Atas Motor | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor#primaryimage\"},\"datePublished\":\"2025-12-09T18:16:12+00:00\",\"dateModified\":\"2025-12-09T18:16:13+00:00\",\"description\":\"BJAK | Insurans Kereta | Read about: Tuntutan Ditolak Bila Kereta Claim Atas Motor . Fahami Jenis Perlindungan & Apa yang Boleh Dituntut.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Tuntutan Ditolak Bila Kereta Claim Atas Motor\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\"},\"headline\":\"Tuntutan Ditolak Bila Kereta Claim Atas Motor\",\"datePublished\":\"2025-12-09T18:16:12+00:00\",\"dateModified\":\"2025-12-09T18:16:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor#webpage\"},\"wordCount\":229,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/1-54.jpg?fit=1600%2C1012&ssl=1\",\"keywords\":[\"insurans kereta\",\"tuntutan\"],\"articleSection\":[\"Insurans Kereta\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\",\"name\":\"tariqsiregar@bjak.my\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"caption\":\"tariqsiregar@bjak.my\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Tuntutan Ditolak Bila Kereta Claim Atas Motor | BJAK","description":"BJAK | Insurans Kereta | Read about: Tuntutan Ditolak Bila Kereta Claim Atas Motor . Fahami Jenis Perlindungan & Apa yang Boleh Dituntut.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor","og_locale":"en_US","og_type":"article","og_title":"Tuntutan Ditolak Bila Kereta Claim Atas Motor | BJAK","og_description":"BJAK | Insurans Kereta | Read about: Tuntutan Ditolak Bila Kereta Claim Atas Motor . Fahami Jenis Perlindungan & Apa yang Boleh Dituntut.","og_url":"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2025-12-09T18:16:12+00:00","article_modified_time":"2025-12-09T18:16:13+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/1-54.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"tariqsiregar@bjak.my","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor#primaryimage","url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/1-54.jpg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/1-54.jpg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"Tuntutan Ditolak Bila Kereta Claim Atas Motor"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor#webpage","url":"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor","name":"Tuntutan Ditolak Bila Kereta Claim Atas Motor | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor#primaryimage"},"datePublished":"2025-12-09T18:16:12+00:00","dateModified":"2025-12-09T18:16:13+00:00","description":"BJAK | Insurans Kereta | Read about: Tuntutan Ditolak Bila Kereta Claim Atas Motor . Fahami Jenis Perlindungan & Apa yang Boleh Dituntut.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Tuntutan Ditolak Bila Kereta Claim Atas Motor"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8"},"headline":"Tuntutan Ditolak Bila Kereta Claim Atas Motor","datePublished":"2025-12-09T18:16:12+00:00","dateModified":"2025-12-09T18:16:13+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor#webpage"},"wordCount":229,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-ditolak-bila-kereta-claim-atas-motor#primaryimage"},"thumbnailUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/1-54.jpg?fit=1600%2C1012&ssl=1","keywords":["insurans kereta","tuntutan"],"articleSection":["Insurans Kereta"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8","name":"tariqsiregar@bjak.my","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","caption":"tariqsiregar@bjak.my"},"url":"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/1-54.jpg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/57959"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=57959"}],"version-history":[{"count":3,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/57959\/revisions"}],"predecessor-version":[{"id":58039,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/57959\/revisions\/58039"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/58012"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=57959"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=57959"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=57959"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}