{"id":58106,"date":"2025-12-11T00:58:57","date_gmt":"2025-12-10T16:58:57","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=58106"},"modified":"2025-12-11T00:58:58","modified_gmt":"2025-12-10T16:58:58","slug":"minor-accidents-major-costs-how-they-happen","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/minor-accidents-major-costs-how-they-happen","title":{"rendered":"Minor Accidents, Major Costs \u2014 How They Happen"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6a0353c6821b3\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6a0353c6821b3\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/minor-accidents-major-costs-how-they-happen\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/minor-accidents-major-costs-how-they-happen\/#Situations_That_Can_Turn_Minor_Accidents_Into_Major_Costs\" title=\"Situations That Can Turn Minor Accidents Into Major Costs\">Situations That Can Turn Minor Accidents Into Major Costs<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/minor-accidents-major-costs-how-they-happen\/#1_Light_Damage_to_a_New_Car\" title=\"1. Light Damage to a New Car\">1. Light Damage to a New Car<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/minor-accidents-major-costs-how-they-happen\/#2_Failing_to_Report_to_Insurance\" title=\"2. Failing to Report to Insurance\">2. Failing to Report to Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/minor-accidents-major-costs-how-they-happen\/#3_Hidden_Damage\" title=\"3. Hidden Damage\">3. Hidden Damage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/minor-accidents-major-costs-how-they-happen\/#4_Using_Non-Approved_Workshops\" title=\"4. Using Non-Approved Workshops\">4. Using Non-Approved Workshops<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/minor-accidents-major-costs-how-they-happen\/#Tips_to_Avoid_%E2%80%9CMinor_Accidents_Major_Costs%E2%80%9D\" title=\"Tips to Avoid \u201cMinor Accidents, Major Costs\u201d\">Tips to Avoid \u201cMinor Accidents, Major Costs\u201d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/minor-accidents-major-costs-how-they-happen\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Minor accidents, major costs<\/strong> happen when drivers downplay damage or the impact of a light collision. Even without serious injuries, vehicles may suffer hidden damage, such as:<\/p>\n\n\n\n<ul><li>Bent or cracked vehicle structure<br><\/li><li>Suspension or alignment issues<br><\/li><li>Damage to electronic systems or sensors<br><\/li><\/ul>\n\n\n\n<p>The issues may not be visible immediately. Repair costs will escalate when ignored &amp; insurance claim rejected from inaccurate report.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Situations_That_Can_Turn_Minor_Accidents_Into_Major_Costs\"><\/span><strong>Situations That Can Turn Minor Accidents Into Major Costs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_Light_Damage_to_a_New_Car\"><\/span><strong>1. Light Damage to a New Car<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Even small scratches, dents, or bumps on a new car can affect its market value. Repairing with original parts can be expensive.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_Failing_to_Report_to_Insurance\"><\/span><strong>2. Failing to Report to Insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Many Malaysian drivers assume minor accidents don\u2019t need reporting. As damage worsens, insurance claims may be denied due to late reporting.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"3_Hidden_Damage\"><\/span><strong>3. Hidden Damage<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Electronic systems, sensors, or internal structures may be damaged even if the exterior looks fine. Repair costs can spike if these issues are not identified early.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"4_Using_Non-Approved_Workshops\"><\/span><strong>4. Using Non-Approved Workshops<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Repairing at non-panel or cheap workshops can complicate insurance claims, leaving additional costs to be borne by the driver.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Tips_to_Avoid_%E2%80%9CMinor_Accidents_Major_Costs%E2%80%9D\"><\/span><strong>Tips to Avoid \u201cMinor Accidents, Major Costs\u201d<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li>Always report accidents, even minor ones<br><\/li><li>Get a full vehicle inspection after an incident<br><\/li><li>Use insurance-approved panel workshops<br><\/li><li>Keep documentation of damages and repairs<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"58177\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/minor-accidents-major-costs-how-they-happen\/attachment\/4-63-4\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/4-63.jpg?fit=1708%2C1080&amp;ssl=1\" data-orig-size=\"1708,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-63\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/4-63.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/4-63.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/4-63.jpg?resize=1080%2C683&#038;ssl=1\" alt=\" Infographic showing examples of minor accidents, their potential major costs, and tips to avoid financial loss.\n\" class=\"wp-image-58177\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/4-63.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/4-63.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/4-63.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/4-63.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/4-63.jpg?w=1708&amp;ssl=1 1708w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Minor accidents, major costs<\/strong> are not a myth. Small incidents can cause hidden damage and high repair costs, especially if not reported or inspected promptly. Taking precautionary steps with accurate reports &amp; using approved workshops to reduce risk of financial loss.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=minor-accidents-major-costs--how-they-happen\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-avoid-insurance-claims-being-rejected\">How to Avoid Insurance Claims Being Rejected<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-choose-pa-coverage-according-to-risk-vehicle\">How to Choose PA Coverage According to Risk &amp; Vehicle<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/claims-rejected-when-car-tries-to-claim-against-a-motorcycle\">Claims Rejected When Car Tries to Claim Against a Motorcycle<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Minor accidents, major costs often occur when drivers underestimate seemingly small incidents. In reality, repair costs and insurance implications can be high, even if the accident appears minor.<\/p>\n","protected":false},"author":31,"featured_media":58144,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,2722,3274],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Minor Accidents, Major Costs \u2014 How They Happen | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: Minor Accidents, Major Costs \u2014 How They Happen &amp; How To Reduce Costs By Taking Cautionary Steps\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/minor-accidents-major-costs-how-they-happen\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Minor Accidents, Major Costs \u2014 How They Happen | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Car Insurance | Read about: Minor Accidents, Major Costs \u2014 How They Happen &amp; How To Reduce Costs By Taking Cautionary Steps\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/minor-accidents-major-costs-how-they-happen\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-10T16:58:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-10T16:58:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/2-64.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"BJAK Content Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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