{"id":58898,"date":"2025-12-24T23:08:15","date_gmt":"2025-12-24T15:08:15","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=58898"},"modified":"2025-12-24T23:08:21","modified_gmt":"2025-12-24T15:08:21","slug":"kesan-ncd-terhadap-insurans-kereta-relief-vs-protection","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection","title":{"rendered":"Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6a09bb665d13b\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6a09bb665d13b\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection\/#Pengenalan\" title=\"Pengenalan\">Pengenalan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection\/#Cara_NCD_Berfungsi\" title=\"Cara NCD Berfungsi\">Cara NCD Berfungsi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection\/#Tips_untuk_Pemandu\" title=\"Tips untuk Pemandu\">Tips untuk Pemandu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection\/#Kesimpulan\" title=\"Kesimpulan\">Kesimpulan<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Pengenalan\"><\/span><strong>Pengenalan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Kesan NCD Terhadap Insurans Kereta<\/strong> adalah sangat penting untuk pemandu yang mahu menjimatkan kos premium. NCD (No-Claim Discount) memberi diskaun kepada pemandu tanpa tuntutan. Namun, ramai yang salah faham tentang <strong>NCD Protection<\/strong>, yang hanya melindungi NCD dalam situasi tertentu, seperti kerosakan kecil atau add-on tambahan.<\/p>\n\n\n\n<ul><li><strong>NCD Relief<\/strong> \u2013 diberikan oleh syarikat insurans untuk mengekalkan diskaun walaupun ada tuntutan kecil.<br><\/li><li><strong>NCD Protection<\/strong> \u2013 langkah tambahan untuk melindungi NCD, tetapi terhad dan bergantung kepada polisi dan add-on.<br><\/li><\/ul>\n\n\n\n<p>Memahami <strong>Kesan NCD Terhadap Insurans Kereta<\/strong> membantu pemandu membuat pilihan bijak dan mengekalkan penjimatan insurans mereka.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Cara_NCD_Berfungsi\"><\/span><strong>Cara NCD Berfungsi<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-vivid-cyan-blue-to-vivid-purple-gradient-background has-background\"><tbody><tr><td><strong>Faktor<\/strong><\/td><td><strong>Penerangan<\/strong><\/td><td><strong>Contoh<\/strong><\/td><td><strong>Nota<\/strong><\/td><\/tr><tr><td><strong>NCD Relief<\/strong><\/td><td>Mengekalkan diskaun selepas tuntutan kecil<\/td><td>Tuntutan kerosakan kecil, NCD kekal<\/td><td>Bergantung kepada polisi<\/td><\/tr><tr><td><strong>NCD Protection<\/strong><\/td><td>Perlindungan tambahan untuk NCD<\/td><td>Add-on khusus untuk mengekalkan NCD<\/td><td>Had dan syarat bergantung polisi<\/td><\/tr><tr><td><strong>Had Perlindungan<\/strong><\/td><td>Perlindungan tidak mutlak<\/td><td>Hanya untuk situasi tertentu<\/td><td>Semak polisi<\/td><\/tr><tr><td><strong>Penjimatan Premium<\/strong><\/td><td>Menjimatkan kos insurans<\/td><td>Boleh kurangkan 5\u201315%<\/td><td>Bergantung kepada jumlah premium<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"58964\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection\/attachment\/3-153-3\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/3-153.jpg?fit=1708%2C1080&amp;ssl=1\" data-orig-size=\"1708,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"3-153\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/3-153.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/3-153.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/3-153.jpg?resize=1080%2C683&#038;ssl=1\" alt=\" Infografik menunjukkan perbezaan NCD Relief dan Protection, situasi yang dilindungi, dan hadnya.\n\" class=\"wp-image-58964\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/3-153.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/3-153.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/3-153.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/3-153.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/3-153.jpg?w=1708&amp;ssl=1 1708w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Tips_untuk_Pemandu\"><\/span><strong>Tips untuk Pemandu<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol><li>Fahami polisi anda tentang NCD dan perlindungannya.<br><\/li><li>Gunakan <strong>NCD Protection<\/strong> hanya jika sesuai dengan keperluan.<br><\/li><li>Semak had dan syarat add-on sebelum membeli.<br><\/li><\/ol>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Kesimpulan\"><\/span><strong>Kesimpulan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Memahami <strong>Kesan NCD Terhadap Insurans Kereta<\/strong> adalah kunci untuk mengekalkan diskaun premium dan mengelakkan kehilangan NCD. Dengan mengetahui perbezaan antara <strong>NCD Relief dan NCD Protection<\/strong>, pemandu boleh membuat keputusan bijak dan melindungi penjimatan mereka.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=kesan-ncd-terhadap-insurans-kereta--relief-vs-protection\" style=\"background-color:#ffd103\">Dapatkan Sebutharga Percuma <\/a><\/div>\n<\/div>\n\n\n\n<p>Baca Juga:<\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/personal-accident-4-all-siapa-perlu-ambil\">Personal Accident 4 All \u2013 Siapa Perlu Ambil?<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/salah-butiran-casis-atau-enjin-roadtax-tidak-diperbaharui\">Salah Butiran Casis atau Enjin \u2013 Roadtax Tidak Diperbaharui<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cart-insurans-kereta-apa-itu-bila-boleh-dituntut\">CART Insurans Kereta: Apa Itu &amp; Bila Boleh Dituntut<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>NCD adalah faktor penting dalam menentukan kos insurans kereta. Ketahui perbezaan antara NCD Relief dan NCD Protection serta had dan manfaatnya.<\/p>\n","protected":false},"author":31,"featured_media":58966,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[93,424,2831,3457],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Insurans Kereta | Read about: Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection . Cara Untuk Melindungi NCD anda.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Insurans Kereta | Read about: Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection . Cara Untuk Melindungi NCD anda.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-24T15:08:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-24T15:08:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/Kesan-NCD-Terhadap-Insurans-Kereta-\u2013-Relief-vs-Protection.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1708\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"BJAK Content Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection#primaryimage\",\"url\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/Kesan-NCD-Terhadap-Insurans-Kereta-\u2013-Relief-vs-Protection.jpg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/Kesan-NCD-Terhadap-Insurans-Kereta-\u2013-Relief-vs-Protection.jpg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection\",\"name\":\"Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection#primaryimage\"},\"datePublished\":\"2025-12-24T15:08:15+00:00\",\"dateModified\":\"2025-12-24T15:08:21+00:00\",\"description\":\"BJAK | Insurans Kereta | Read about: Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection . Cara Untuk Melindungi NCD anda.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\"},\"headline\":\"Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection\",\"datePublished\":\"2025-12-24T15:08:15+00:00\",\"dateModified\":\"2025-12-24T15:08:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection#webpage\"},\"wordCount\":227,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/Kesan-NCD-Terhadap-Insurans-Kereta-\u2013-Relief-vs-Protection.jpg?fit=1600%2C1012&ssl=1\",\"keywords\":[\"insurans\",\"NCD\",\"protection\",\"relief\"],\"articleSection\":[\"Insurans Kereta\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\",\"name\":\"BJAK Content Team\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"caption\":\"BJAK Content Team\"},\"description\":\"BJAK Content Team creates engaging and informative content for BJAK, Southeast Asia's largest online insurance platform. They specialize in making insurance and financial services more accessible to Malaysians through clear, user-focused articles that help readers make confident decisions about their coverage options\",\"url\":\"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection | BJAK","description":"BJAK | Insurans Kereta | Read about: Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection . Cara Untuk Melindungi NCD anda.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection","og_locale":"en_US","og_type":"article","og_title":"Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection | BJAK","og_description":"BJAK | Insurans Kereta | Read about: Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection . Cara Untuk Melindungi NCD anda.","og_url":"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2025-12-24T15:08:15+00:00","article_modified_time":"2025-12-24T15:08:21+00:00","og_image":[{"width":1708,"height":1080,"url":"https:\/\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/Kesan-NCD-Terhadap-Insurans-Kereta-\u2013-Relief-vs-Protection.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"BJAK Content Team","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection#primaryimage","url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/Kesan-NCD-Terhadap-Insurans-Kereta-\u2013-Relief-vs-Protection.jpg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/Kesan-NCD-Terhadap-Insurans-Kereta-\u2013-Relief-vs-Protection.jpg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection#webpage","url":"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection","name":"Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection#primaryimage"},"datePublished":"2025-12-24T15:08:15+00:00","dateModified":"2025-12-24T15:08:21+00:00","description":"BJAK | Insurans Kereta | Read about: Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection . Cara Untuk Melindungi NCD anda.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8"},"headline":"Kesan NCD Terhadap Insurans Kereta \u2013 Relief vs Protection","datePublished":"2025-12-24T15:08:15+00:00","dateModified":"2025-12-24T15:08:21+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection#webpage"},"wordCount":227,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/kesan-ncd-terhadap-insurans-kereta-relief-vs-protection#primaryimage"},"thumbnailUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/Kesan-NCD-Terhadap-Insurans-Kereta-\u2013-Relief-vs-Protection.jpg?fit=1600%2C1012&ssl=1","keywords":["insurans","NCD","protection","relief"],"articleSection":["Insurans Kereta"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8","name":"BJAK Content Team","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","caption":"BJAK Content Team"},"description":"BJAK Content Team creates engaging and informative content for BJAK, Southeast Asia's largest online insurance platform. They specialize in making insurance and financial services more accessible to Malaysians through clear, user-focused articles that help readers make confident decisions about their coverage options","url":"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/12\/Kesan-NCD-Terhadap-Insurans-Kereta-\u2013-Relief-vs-Protection.jpg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/58898"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=58898"}],"version-history":[{"count":3,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/58898\/revisions"}],"predecessor-version":[{"id":58967,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/58898\/revisions\/58967"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/58966"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=58898"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=58898"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=58898"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}