{"id":59254,"date":"2026-03-06T16:40:13","date_gmt":"2026-03-06T08:40:13","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=59254"},"modified":"2026-03-06T23:41:43","modified_gmt":"2026-03-06T15:41:43","slug":"windscreen-coverage-eligibility","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/windscreen-coverage-eligibility","title":{"rendered":"Windscreen Coverage Eligibility"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e9683eb5dc6\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69e9683eb5dc6\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/windscreen-coverage-eligibility\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/windscreen-coverage-eligibility\/#Eligibility_Checklist\" title=\"Eligibility Checklist\">Eligibility Checklist<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/windscreen-coverage-eligibility\/#How_Windscreen_Coverage_Affects_your_Policy\" title=\"How Windscreen Coverage Affects your Policy\">How Windscreen Coverage Affects your Policy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/windscreen-coverage-eligibility\/#Recommended_Coverage_Add-Ons\" title=\"Recommended Coverage Add-Ons\">Recommended Coverage Add-Ons<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/windscreen-coverage-eligibility\/#FAQ_%E2%80%94_Windscreen_Coverage\" title=\"FAQ \u2014 Windscreen Coverage\">FAQ \u2014 Windscreen Coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/windscreen-coverage-eligibility\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Understanding windscreen coverage eligibility is essential for vehicle owners in Malaysia who want to protect their car glass from unexpected damage. For instance, windscreen cracks can occur suddenly, whether from stones on the highway or due to temperature fluctuations. By knowing eligibility, coverage details, and how claims work, drivers can make informed decisions and, as a result, avoid unnecessary repair costs.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Eligibility_Checklist\"><\/span><strong>Eligibility Checklist<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Vehicle owners can claim windscreen coverage if they meet the following conditions:<\/p>\n\n\n\n<ol><li>The vehicle has an active comprehensive car insurance policy<br><\/li><li>Windscreen protection is selected as an add-on during policy purchase<br><\/li><li>The windscreen coverage amount is clearly specified in the insurance policy<br><\/li><li>The vehicle is legally registered with Jabatan Pengangkutan Jalan<strong><br><\/strong><\/li><li>The claim does not involve fraud or misuse of the insurance policy<br><\/li><\/ol>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"How_Windscreen_Coverage_Affects_your_Policy\"><\/span><strong>How Windscreen Coverage Affects your Policy<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Windscreen protection impacts vehicle owners in several ways:<\/p>\n\n\n\n<ul><li><strong>Additional glass components<\/strong> \u2013 Depending on the insurer, the coverage may also extend to side windows, rear windscreens, and sunroofs.<\/li><li><strong>Claims process<\/strong> \u2013 Insurers handle windscreen damage claims faster since the add-on covers them directly.<\/li><li><strong>No Claim Discount (NCD)<\/strong> \u2013 Claims under this add-on generally do not affect the NCD.<\/li><li><strong>Repair costs<\/strong> \u2013 Coverage reduces out-of-pocket expenses when windscreen damage occurs.<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"59260\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/windscreen-coverage-eligibility\/attachment\/2-2-7\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/2-2.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"2-2\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/2-2.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/2-2.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/2-2.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Gemini said\nThe image features a woman with black hair and glasses, wearing a white t-shirt, looking and pointing toward a floating 3D checklist titled &quot;How Windscreen Coverage Affects the Policy.&quot;\n\nThe checklist includes four key points, each with a green checkmark and a brief description:\n\nAdditional Glass Components: Covers mirrors, sunroofs, and headlights.\n\nClaims Process: Streamlined and faster claims handling.\n\nNo Claim Discount (NCD): Claiming doesn\u2019t typically reduce your NCD.\n\nRepair Costs: Avoids out-of-pocket expenses for minor chips and cracks.\" class=\"wp-image-59260\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/2-2.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/2-2.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/2-2.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/2-2.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/2-2.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Recommended_Coverage_Add-Ons\"><\/span><strong>Recommended Coverage Add-Ons<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Vehicle owners may consider these optional add-ons to enhance their car insurance protection:<\/p>\n\n\n\n<ul><li><strong><strong>Windscreen Coverage<\/strong> \u2013 <\/strong>Covers the repair or replacement of a damaged windscreen, with claims under this add-on usually not affecting the No Claim Discount (NCD).<\/li><li><strong>Special Perils<\/strong> \u2013 Covers vehicle damage caused by natural disasters such as floods, storms, landslides, or fallen trees.<\/li><li><strong>Legal Liability to Passengers (LLP)<\/strong> \u2013 Covers legal liability if passengers in the insured vehicle claim compensation for injuries after an accident.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"FAQ_%E2%80%94_Windscreen_Coverage\"><\/span><strong>FAQ \u2014 Windscreen Coverage<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol><li><strong>Windscreen coverage automatically included in car insurance?<br><\/strong> No. policyholders must select this optional add-on when purchasing their policy.<br><\/li><li><strong>Will claiming windscreen damage affect my NCD?<br><\/strong> No. Claims under this add-on typically do not impact your NCD.<br><\/li><li><strong>How much does windscreen coverage usually cost?<br><\/strong> Premiums are generally around 15% of the selected coverage amount.<br><\/li><li><strong>What if windscreen coverage is not included?<br><\/strong> Vehicle owners must pay the full repair or replacement cost.<br><\/li><li><strong>Can windscreen coverage be added after the policy starts?<br><\/strong> Some insurers allow it through a policy endorsement with an additional premium.<br><\/li><li><strong>Does windscreen coverage include a sunroof?<br><\/strong> Coverage depends on the insurer and the terms of the policy.<br><\/li><\/ol>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>By understanding windscreen coverage eligibility, vehicle owners can effectively protect their vehicles from unexpected costs and, at the same time, preserve financial peace of mind. Moreover, with proper coverage, drivers can quickly repair or replace damaged windscreens, while maintaining their NCD and ensuring their car remains safe to drive. Furthermore, knowing eligibility and coverage options also helps drivers make the most of their car insurance.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=windscreen-coverage-eligibility\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/understanding-motorcycle-claims\">Understanding Motorcycle Claims<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/method-on-checking-ncd-in-2026\">Method on Checking NCD in 2026<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-renewal-how-to-renew-in-malaysia\">Car Insurance Renewal \u2014 How To&nbsp;Renew In Malaysia<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p> Learn who qualifies for windscreen coverage and how this add-on protects drivers from costly repairs.<\/p>\n","protected":false},"author":31,"featured_media":59259,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,2722,59,710],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Windscreen Coverage Eligibility | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: Windscreen Coverage Eligibility , Understand the benefits, what&#039;s covered and how it affect the policy\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/windscreen-coverage-eligibility\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Windscreen Coverage Eligibility | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Car Insurance | Read about: Windscreen Coverage Eligibility , Understand the benefits, what&#039;s covered and how it affect the policy\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/windscreen-coverage-eligibility\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-06T08:40:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-06T15:41:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/1-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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