{"id":59427,"date":"2026-03-18T17:14:17","date_gmt":"2026-03-18T09:14:17","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=59427"},"modified":"2026-03-18T21:25:55","modified_gmt":"2026-03-18T13:25:55","slug":"ncd-reset-transfer-dispute-in-car-insurance","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance","title":{"rendered":"NCD, Reset, Transfer, Dispute In Car Insurance"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d4d4e2aba1e\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d4d4e2aba1e\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\/#Eligibility_Checklist\" title=\"Eligibility Checklist\">Eligibility Checklist<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\/#What_Is_NCD_No_Claim_Discount\" title=\"What Is NCD (No Claim Discount)?\">What Is NCD (No Claim Discount)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\/#When_Does_NCD_Reset\" title=\"When Does NCD Reset?\">When Does NCD Reset?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\/#How_NCD_Transfer_Works\" title=\"How NCD Transfer Works\">How NCD Transfer Works<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\/#Common_NCD_Disputes\" title=\"Common NCD Disputes\">Common NCD Disputes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\/#How_to_Resolve_NCD_Disputes\" title=\"How to Resolve NCD Disputes\">How to Resolve NCD Disputes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\/#How_It%E2%80%99s_Affected_Real-Life_Impact\" title=\"How It\u2019s Affected (Real-Life Impact)\">How It\u2019s Affected (Real-Life Impact)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\/#FAQ\" title=\"FAQ\">FAQ<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\/#1_Can_NCD_be_transferred_to_another_person\" title=\"1. Can NCD be transferred to another person?\">1. Can NCD be transferred to another person?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\/#2_Can_NCD_be_transferred_between_car_and_motorcycle\" title=\"2. Can NCD be transferred between car and motorcycle?\">2. Can NCD be transferred between car and motorcycle?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\/#3_What_happens_to_NCD_after_a_claim\" title=\"3. What happens to NCD after a claim?\">3. What happens to NCD after a claim?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\/#4_Can_NCD_be_used_on_two_vehicles_at_the_same_time\" title=\"4. Can NCD be used on two vehicles at the same time?\">4. Can NCD be used on two vehicles at the same time?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\/#5_What_happens_if_I_don%E2%80%99t_renew_my_insurance\" title=\"5. What happens if I don\u2019t renew my insurance?\">5. What happens if I don\u2019t renew my insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\/#6_Why_is_my_NCD_missing_during_renewal\" title=\"6. Why is my NCD missing during renewal?\">6. Why is my NCD missing during renewal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\/#7_Can_I_get_my_NCD_back_after_a_mistake\" title=\"7. Can I get my NCD back after a mistake?\">7. Can I get my NCD back after a mistake?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Many drivers only start paying attention to their NCD when their premium suddenly increases. This is why understanding NCD reset transfer dispute car insurance Malaysia is important, as small mistakes or misunderstandings can lead to losing valuable discounts. Since NCD directly affects how much you pay for insurance, knowing how it works, when it resets, and how to handle disputes helps you avoid unnecessary costs.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Eligibility_Checklist\"><\/span><strong>Eligibility Checklist<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Before dealing with NCD matters, ensure the following:<\/p>\n\n\n\n<ul><li>Vehicle registered under your name (same NRIC)<br><\/li><li>Active or previous insurance policy details<br><\/li><li>No conflicting NCD usage on another active policy<br><\/li><li>Correct vehicle class (e.g. car to car, motorcycle to motorcycle)<br><\/li><li>Supporting documents if raising a dispute<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"What_Is_NCD_No_Claim_Discount\"><\/span><strong>What Is NCD (No Claim Discount)?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>NCD is a discount given when no insurance claims are made during the policy period.<\/p>\n\n\n\n<ul><li>Starts from 0% for new policies<br><\/li><li>Increases yearly if no claims are made<br><\/li><li>Reduces your insurance premium significantly over time<br><\/li><\/ul>\n\n\n\n<p>The higher your NCD, the lower your premium.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"When_Does_NCD_Reset\"><\/span><strong>When Does NCD Reset?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>NCD does not stay permanent. It can reset under certain conditions:<\/p>\n\n\n\n<ul><li>When a claim is made and you are at fault<br><\/li><li>When a policy is cancelled without proper NCD handling<br><\/li><li>When NCD is transferred incorrectly<br><\/li><\/ul>\n\n\n\n<p>Once reset, your NCD usually goes back to <strong>0%<\/strong>, which increases your premium at the next renewal.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_NCD_Transfer_Works\"><\/span><strong>How NCD Transfer Works<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>NCD transfer is allowed, but only under strict rules:<\/p>\n\n\n\n<ul><li>Must be under the same NRIC (cannot transfer to another person)<br><\/li><li>Must be within the same vehicle class (car to car, motorcycle to motorcycle)<br><\/li><li>When transferred, the original vehicle\u2019s NCD becomes <strong>0%<\/strong><strong><br><\/strong><\/li><li>The new vehicle\u2019s previous NCD will be replaced<br><\/li><\/ul>\n\n\n\n<p>Because of this, improper transfer can unintentionally erase your existing discount.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Common_NCD_Disputes\"><\/span><strong>Common NCD Disputes<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Many drivers face issues with their NCD due to:<\/p>\n\n\n\n<ul><li>Incorrect NCD percentage shown during renewal<br><\/li><li>NCD missing after switching insurers<br><\/li><li>NCD being used on another active policy<br><\/li><li>System not updated after renewal or cancellation<br><\/li><\/ul>\n\n\n\n<p>These issues often result in higher premiums if not corrected.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_to_Resolve_NCD_Disputes\"><\/span><strong>How to Resolve NCD Disputes<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If there is an issue with your NCD:<\/p>\n\n\n\n<ul><li>Check your previous policy details<br><\/li><li>Confirm no active policy is using the same NCD<br><\/li><li>Contact your insurer or platform provider<br><\/li><li>Provide supporting documents if required<br><\/li><li>Request correction before proceeding with renewal<br><\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"59437\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\/attachment\/4-9-7\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/4-9.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-9\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/4-9.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/4-9.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/4-9.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Infographic titled \u201cMalaysia Car Insurance NCD Guide\u201d explaining no-claim discount, when NCD resets, how NCD transfer works, common NCD disputes, and how to resolve them, with icons of cars, documents, and percentage discounts.\" class=\"wp-image-59437\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/4-9.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/4-9.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/4-9.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/4-9.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/4-9.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><figcaption>Resolving the issue early prevents overpaying for insurance.<\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_It%E2%80%99s_Affected_Real-Life_Impact\"><\/span><strong>How It\u2019s Affected (Real-Life Impact)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Understanding NCD clearly helps drivers:<\/p>\n\n\n\n<ul><li>Avoid losing discounts due to simple mistakes<br><\/li><li>Prevent unnecessary premium increases<br><\/li><li>Make better decisions when transferring NCD<br><\/li><li>Detect errors before confirming renewal<br><\/li><\/ul>\n\n\n\n<p>On the other hand, misunderstanding NCD often leads to unexpected cost increases.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"FAQ\"><\/span><strong>FAQ<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_Can_NCD_be_transferred_to_another_person\"><\/span><strong>1. Can NCD be transferred to another person?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>No, NCD cannot be transferred to another person. It is tied to the same NRIC.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_Can_NCD_be_transferred_between_car_and_motorcycle\"><\/span><strong>2. Can NCD be transferred between car and motorcycle?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>No, NCD can only be transferred within the same vehicle class.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"3_What_happens_to_NCD_after_a_claim\"><\/span><strong>3. What happens to NCD after a claim?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If you are at fault, your NCD will usually reset to 0%.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"4_Can_NCD_be_used_on_two_vehicles_at_the_same_time\"><\/span><strong>4. Can NCD be used on two vehicles at the same time?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>No, NCD can only be applied to one active policy at a time.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"5_What_happens_if_I_don%E2%80%99t_renew_my_insurance\"><\/span><strong>5. What happens if I don\u2019t renew my insurance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If there is a gap in renewal, your NCD may drop one level.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"6_Why_is_my_NCD_missing_during_renewal\"><\/span><strong>6. Why is my NCD missing during renewal?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This may happen due to system delays, incorrect transfer, or it being used on another policy.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_get_my_NCD_back_after_a_mistake\"><\/span><strong>7. Can I get my NCD back after a mistake?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>It depends on the situation. You may need to provide proof and request a correction from the insurer.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Understanding NCD reset transfer dispute car insurance Malaysia helps drivers protect their hard-earned discounts and avoid unnecessary premium increases. By knowing how NCD works, when it resets, and how transfers are handled, better decisions can be made during renewal. In the long run, proper understanding ensures that you do not lose your NCD due to avoidable errors.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=ncd-reset-transfer-dispute-in-car-insurance\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-insurers-price-your-car-insurance\">How Insurers Price Your Car Insurance<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/why-motorcycle-insurance-quotations-get-rejected\">Why Motorcycle Insurance Quotations Get Rejected<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/info\/how-to-renew-roadtax-in-2026\">How To Renew Roadtax in 2026<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Learn how NCD reset, transfer, and disputes work in Malaysia, including rules, common issues, and how to avoid losing your discount.<\/p>\n","protected":false},"author":31,"featured_media":59436,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[2676,3493,59,88,424,3492],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>NCD, Reset, Transfer, Dispute In Car Insurance | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: NCD, Reset, Transfer, Dispute In Car Insurance To Ensure That Your Discount Is Available During Purchase\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NCD, Reset, Transfer, Dispute In Car Insurance | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Car Insurance | Read about: NCD, Reset, Transfer, Dispute In Car Insurance To Ensure That Your Discount Is Available During Purchase\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-18T09:14:17+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-18T13:25:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bjak.my\/blog\/wp-content\/uploads\/2026\/03\/3-11.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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