{"id":59699,"date":"2026-04-25T15:00:00","date_gmt":"2026-04-25T07:00:00","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=59699"},"modified":"2026-04-24T23:37:51","modified_gmt":"2026-04-24T15:37:51","slug":"car-insurance-for-used-cars-why-your-quote-feels-wrong","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong","title":{"rendered":"Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69f516044b7c5\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69f516044b7c5\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong\/#Eligibility_Checklist\" title=\"Eligibility Checklist\">Eligibility Checklist<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong\/#What_Actually_Drives_Your_Quote\" title=\"What Actually Drives Your Quote\">What Actually Drives Your Quote<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong\/#How_It%E2%80%99s_Affected\" title=\"How It\u2019s Affected\">How It\u2019s Affected<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong\/#Why_Some_Old_Cars_Cost_More_to_Insure\" title=\"Why Some Old Cars Cost More to Insure\">Why Some Old Cars Cost More to Insure<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong\/#Market_Value_vs_Agreed_Value\" title=\"Market Value vs Agreed Value\">Market Value vs Agreed Value<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong\/#NCD_for_Used_Car_Buyers\" title=\"NCD for Used Car Buyers\">NCD for Used Car Buyers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong\/#FAQ\" title=\"FAQ\">FAQ<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Car insurance for used cars often surprises buyers the moment they get their first quote. You just bought a second-hand car \u2014 say a 2015 Honda City for RM38,000 \u2014 and when you check the insurance price online, it doesn\u2019t quite add up. It feels too expensive for an older car, or sometimes oddly cheap, leaving you unsure if something is wrong.<\/p>\n\n\n\n<p>The reality is that car insurance for used cars doesn\u2019t work the way most people expect. Once you understand how insurers actually calculate the risk, the numbers start to make a lot more sense.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Eligibility_Checklist\"><\/span><strong>Eligibility Checklist<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Before getting a quote, make sure:<\/p>\n\n\n\n<ul><li>The vehicle ownership has been transferred via JPJ<\/li><li>The car has a valid grant and correct vehicle details<\/li><li>No major modifications that affect insurer approval<\/li><li>Your personal details (driver history, NCD status) are accurate<\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"What_Actually_Drives_Your_Quote\"><\/span><strong>What Actually Drives Your Quote<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Several factors shape your premium, and they don&#8217;t always move the way you&#8217;d expect:<\/p>\n\n\n\n<ul><li><strong>Sum insured<\/strong> \u2014 Your insurer uses the car&#8217;s current market value, not what you paid the dealer. A car bought for RM38,000 might only be valued at RM32,000, lowering your base premium.<\/li><li><strong>Make, model, and variant<\/strong> \u2014 A 2014 BMW 3 Series costs far more to insure than a Perodua Myvi from the same year due to higher repair and parts costs.<\/li><li><strong>Engine capacity<\/strong> \u2014 Bigger engines attract higher premiums, even if the car&#8217;s value and age are similar.<\/li><li><strong>NCD (No Claim Discount)<\/strong> \u2014 Your NCD comes from your own driving history, not the car. First-time owners start at 0%.<\/li><li><strong>Vehicle age<\/strong> \u2014 Older cars usually mean lower value, but risks like theft or expensive parts can push premiums back up.<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"59707\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong\/attachment\/car-insurance-for-used-cars-why-your-quote-feels-wrong-2\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/04\/Car-Insurance-for-Used-Cars-\u2014-Why-Your-Quote-Feels-Wrong-2.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong (2)\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/04\/Car-Insurance-for-Used-Cars-\u2014-Why-Your-Quote-Feels-Wrong-2.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/04\/Car-Insurance-for-Used-Cars-\u2014-Why-Your-Quote-Feels-Wrong-2.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/04\/Car-Insurance-for-Used-Cars-\u2014-Why-Your-Quote-Feels-Wrong-2.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Diagram explaining factors that affect car insurance premiums, including sum insured based on market value, vehicle make and model differences, engine capacity impact, No Claim Discount (NCD) based on driver history, and vehicle age influencing risk and pricing.\" class=\"wp-image-59707\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/04\/Car-Insurance-for-Used-Cars-\u2014-Why-Your-Quote-Feels-Wrong-2.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/04\/Car-Insurance-for-Used-Cars-\u2014-Why-Your-Quote-Feels-Wrong-2.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/04\/Car-Insurance-for-Used-Cars-\u2014-Why-Your-Quote-Feels-Wrong-2.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/04\/Car-Insurance-for-Used-Cars-\u2014-Why-Your-Quote-Feels-Wrong-2.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/04\/Car-Insurance-for-Used-Cars-\u2014-Why-Your-Quote-Feels-Wrong-2.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_It%E2%80%99s_Affected\"><\/span><strong>How It\u2019s Affected<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Why_Some_Old_Cars_Cost_More_to_Insure\"><\/span><strong>Why Some Old Cars Cost More to Insure<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You\u2019d expect an older car to be cheaper to insure \u2014 but that\u2019s not always the case:<\/p>\n\n\n\n<ul><li><strong>High theft rates<\/strong> \u2014 Models like Proton Wira, older Honda Civics, and Toyota Hilux are commonly targeted<\/li><li><strong>Expensive parts<\/strong> \u2014 Some affordable used cars still have costly replacement parts<\/li><li><strong>Continental makes<\/strong> \u2014 BMW, Mercedes, Audi, and Volkswagen carry higher repair costs<\/li><li><strong>Low NCD<\/strong> \u2014 A 0% NCD means paying full premium with no discount<\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Market_Value_vs_Agreed_Value\"><\/span><strong>Market Value vs Agreed Value<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>When insuring a used car, your sum insured usually follows market value \u2014 what the insurer believes the car is worth today.<\/p>\n\n\n\n<ul><li><strong>Market value<\/strong> \u2014 Adjusted at the time of claim; payout may be lower if the car depreciates further<\/li><li><strong>Agreed value<\/strong> \u2014 Fixed payout agreed upfront; slightly higher premium but removes uncertainty<\/li><\/ul>\n\n\n\n<p>If you paid above market price (low mileage, rare variant, excellent condition), agreed value can protect you from being underpaid.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"NCD_for_Used_Car_Buyers\"><\/span><strong>NCD for Used Car Buyers<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>This is where most people get confused:<\/p>\n\n\n\n<ul><li>First car? You start at <strong>0% NCD<\/strong>, then earn 25% after one claim-free year<\/li><li>Replacing a car? You can transfer your NCD (same owner, same vehicle class)<\/li><li>Buying a second car? NCD does not duplicate \u2014 the new car starts at 0%<\/li><\/ul>\n\n\n\n<p>Many buyers assume the car comes with a discount because it was insured before. It doesn\u2019t \u2014 that discount belonged to the previous owner.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"FAQ\"><\/span><strong>FAQ<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol><li><strong>Why is insurance expensive for my old car?<\/strong><strong><br><\/strong> Usually due to risk factors like theft rates, expensive parts, or low NCD.<\/li><li><strong>Do I get NCD when I buy a used car?<\/strong><strong><br><\/strong> No. NCD belongs to the previous owner. You only get NCD from your own driving history.<\/li><li><strong>How is sum insured calculated for second-hand cars?<\/strong><strong><br><\/strong> Based on market value determined by the insurer \u2014 not the dealer price.<\/li><li><strong>Should I choose agreed value or market value?<\/strong><strong><br><\/strong> Agreed value is better if you paid above market. Otherwise, market value is usually sufficient.<\/li><li><strong>Can I insure a used car before ownership transfer?<\/strong><strong><br><\/strong> No. Insurance must be under the registered owner\u2019s name.<\/li><\/ol>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Car insurance for used cars doesn\u2019t follow the logic most buyers expect. The dealer price, the car\u2019s age, and the previous owner\u2019s history don\u2019t determine your premium the way you might assume. Once you understand how sum insured, NCD, and risk factors work together, the quote becomes far more predictable \u2014 and a lot less confusing at renewal.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=car-insurance-for-used-cars--why-your-quote-feels-wrong\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/motorcycle-insurance-for-delivery-riders-are-they-covered\">Motorcycle Insurance for Delivery Riders \u2014 Are They Covered?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/renew-car-insurance-with-unpaid-summons-what-happens\">Renew Car Insurance With Unpaid Summons \u2014 What Happens?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/first-time-renewing-car-insurance-a-simple-walkthrough\">First Time Renewing Car Insurance \u2014 A Simple Walkthrough<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Used car buyers often get blindsided by insurance quotes that feel too high or oddly low. Here&#8217;s what insurers actually look at when pricing your second-hand car.<\/p>\n","protected":false},"author":31,"featured_media":59706,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59,3516],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong In Either a Good or Bad Way.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Car Insurance | Read about: Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong In Either a Good or Bad Way.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-25T07:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-24T15:37:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/04\/Car-Insurance-for-Used-Cars-\u2014-Why-Your-Quote-Feels-Wrong.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong#primaryimage\",\"url\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/04\/Car-Insurance-for-Used-Cars-\u2014-Why-Your-Quote-Feels-Wrong.jpg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/04\/Car-Insurance-for-Used-Cars-\u2014-Why-Your-Quote-Feels-Wrong.jpg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong\",\"name\":\"Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong#primaryimage\"},\"datePublished\":\"2026-04-25T07:00:00+00:00\",\"dateModified\":\"2026-04-24T15:37:51+00:00\",\"description\":\"BJAK | Car Insurance | Read about: Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong In Either a Good or Bad Way.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\"},\"headline\":\"Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong\",\"datePublished\":\"2026-04-25T07:00:00+00:00\",\"dateModified\":\"2026-04-24T15:37:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong#webpage\"},\"wordCount\":702,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/04\/Car-Insurance-for-Used-Cars-\u2014-Why-Your-Quote-Feels-Wrong.jpg?fit=1600%2C1012&ssl=1\",\"keywords\":[\"Car insurance\",\"EN\",\"used cars\"],\"articleSection\":[\"Car Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\",\"name\":\"tariqsiregar@bjak.my\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"caption\":\"tariqsiregar@bjak.my\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong | BJAK","description":"BJAK | Car Insurance | Read about: Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong In Either a Good or Bad Way.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong","og_locale":"en_US","og_type":"article","og_title":"Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong | BJAK","og_description":"BJAK | Car Insurance | Read about: Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong In Either a Good or Bad Way.","og_url":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2026-04-25T07:00:00+00:00","article_modified_time":"2026-04-24T15:37:51+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/04\/Car-Insurance-for-Used-Cars-\u2014-Why-Your-Quote-Feels-Wrong.jpg?fit=1600%2C1012&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"tariqsiregar@bjak.my","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong#primaryimage","url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/04\/Car-Insurance-for-Used-Cars-\u2014-Why-Your-Quote-Feels-Wrong.jpg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/04\/Car-Insurance-for-Used-Cars-\u2014-Why-Your-Quote-Feels-Wrong.jpg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong#webpage","url":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong","name":"Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong#primaryimage"},"datePublished":"2026-04-25T07:00:00+00:00","dateModified":"2026-04-24T15:37:51+00:00","description":"BJAK | Car Insurance | Read about: Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong In Either a Good or Bad Way.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8"},"headline":"Car Insurance for Used Cars \u2014 Why Your Quote Feels Wrong","datePublished":"2026-04-25T07:00:00+00:00","dateModified":"2026-04-24T15:37:51+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong#webpage"},"wordCount":702,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-for-used-cars-why-your-quote-feels-wrong#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/04\/Car-Insurance-for-Used-Cars-\u2014-Why-Your-Quote-Feels-Wrong.jpg?fit=1600%2C1012&ssl=1","keywords":["Car insurance","EN","used cars"],"articleSection":["Car Insurance"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8","name":"tariqsiregar@bjak.my","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","caption":"tariqsiregar@bjak.my"},"url":"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/04\/Car-Insurance-for-Used-Cars-\u2014-Why-Your-Quote-Feels-Wrong.jpg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/59699"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=59699"}],"version-history":[{"count":2,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/59699\/revisions"}],"predecessor-version":[{"id":59716,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/59699\/revisions\/59716"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/59706"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=59699"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=59699"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=59699"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}