{"id":59896,"date":"2026-05-08T20:48:38","date_gmt":"2026-05-08T12:48:38","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=59896"},"modified":"2026-05-10T15:17:35","modified_gmt":"2026-05-10T07:17:35","slug":"big-motorcycle-insurance-what-riders-should-know","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/motorcycle-insurance\/big-motorcycle-insurance-what-riders-should-know","title":{"rendered":"Big Motorcycle Insurance \u2014 What Riders Should Know"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6a049bfae0f3f\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6a049bfae0f3f\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/big-motorcycle-insurance-what-riders-should-know\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/big-motorcycle-insurance-what-riders-should-know\/#How_Much_Does_Big_motorcycle_Insurance_Cost_in_Malaysia\" title=\"How Much Does Big motorcycle Insurance Cost in Malaysia\">How Much Does Big motorcycle Insurance Cost in Malaysia<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/big-motorcycle-insurance-what-riders-should-know\/#Factors_That_Affect_Your_Big_motorcycle_Insurance_Premium\" title=\"Factors That Affect Your Big motorcycle Insurance Premium\">Factors That Affect Your Big motorcycle Insurance Premium<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/big-motorcycle-insurance-what-riders-should-know\/#Engine_Capacity\" title=\"Engine Capacity\">Engine Capacity<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/big-motorcycle-insurance-what-riders-should-know\/#Sum_Insured_motorcycle_Value\" title=\"Sum Insured (motorcycle Value)\">Sum Insured (motorcycle Value)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/big-motorcycle-insurance-what-riders-should-know\/#Rider%E2%80%99s_Age_and_Experience\" title=\"Rider&#8217;s Age and Experience\">Rider&#8217;s Age and Experience<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/big-motorcycle-insurance-what-riders-should-know\/#No_Claim_Discount_NCD\" title=\"No Claim Discount (NCD)\">No Claim Discount (NCD)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/big-motorcycle-insurance-what-riders-should-know\/#Location\" title=\"Location\">Location<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/big-motorcycle-insurance-what-riders-should-know\/#Type_of_Use\" title=\"Type of Use\">Type of Use<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/big-motorcycle-insurance-what-riders-should-know\/#Why_Comprehensive_Coverage_Is_Strongly_Recommended_for_Big_motorcycle\" title=\"Why Comprehensive Coverage Is Strongly Recommended for Big motorcycle \">Why Comprehensive Coverage Is Strongly Recommended for Big motorcycle <\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/big-motorcycle-insurance-what-riders-should-know\/#How_Big_motorcycle_Insurance_Differs_From_Kapcai_Insurance\" title=\"How Big motorcycle Insurance Differs From Kapcai Insurance\">How Big motorcycle Insurance Differs From Kapcai Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/big-motorcycle-insurance-what-riders-should-know\/#Tips_for_Getting_the_Best_Big_Bike_Insurance_Deal\" title=\"Tips for Getting the Best Big Bike Insurance Deal\">Tips for Getting the Best Big Bike Insurance Deal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/big-motorcycle-insurance-what-riders-should-know\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/big-motorcycle-insurance-what-riders-should-know\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span>Introduction<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The big motorcycle scene in Malaysia is growing fast. Whether it&#8217;s a Kawasaki Z900, a Honda CB650R, a Yamaha MT-07, or a BMW R1250GS, more Malaysian riders are stepping up from smaller motorcycle to machines with serious power. But with that upgrade comes a very different insurance conversation. Big motorcycle insurance in Malaysia is not the same as insuring a kapcai or a small-capacity commuter. The premiums are higher, the risks are different, and the coverage options matter more. If you&#8217;re buying your first big bike or you&#8217;ve been riding one without fully understanding your policy, this guide is for you.<\/p>\n\n\n\n<p>We&#8217;ll cover how much big motorcycle insurance costs, what factors affect your premium, why comprehensive coverage is strongly recommended, and how it all compares to insuring a standard motorcycle.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_Much_Does_Big_motorcycle_Insurance_Cost_in_Malaysia\"><\/span><strong>How Much Does Big motorcycle Insurance Cost in Malaysia<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Big motorcycle insurance premiums in Malaysia typically range from RM300 to RM1,500 or more per year, depending on several factors. That&#8217;s a significant jump from the RM60-150 that most kapcai riders pay.<\/p>\n\n\n\n<p>Here&#8217;s a rough breakdown by coverage type:<\/p>\n\n\n\n<ul><li><strong>Third-party only:<\/strong> RM150-300 per year. Covers damage you cause to other people and their property, but nothing for your own motorcycle .<\/li><li><strong>Third-party, fire, and theft (TPFT):<\/strong> RM300-600 per year. Adds protection if your motorcycle  is stolen or damaged by fire.<\/li><li><strong>Comprehensive:<\/strong> RM500-1,500+ per year. Full coverage including own damage, theft, fire, and third-party liability.<\/li><\/ul>\n\n\n\n<p>For expensive motorcycle \u2014 think Ducati Panigale, BMW S1000RR, or Harley-Davidson models \u2014 comprehensive premiums can exceed RM2,000 per year because the sum insured is much higher.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Factors_That_Affect_Your_Big_motorcycle_Insurance_Premium\"><\/span><strong>Factors That Affect Your Big motorcycle Insurance Premium<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Several variables determine how much you&#8217;ll pay. Understanding these helps you shop smarter:<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Engine_Capacity\"><\/span><strong>Engine Capacity<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This is the primary factor. In Malaysia&#8217;s motor insurance tariff structure, motorcycles are rated by engine capacity. motorcycle above 250cc fall into a higher category, and premiums scale upward with displacement. A 650cc bike costs more to insure than a 300cc, and a 1,000cc superbike costs more again.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Sum_Insured_motorcycle_Value\"><\/span><strong>Sum Insured (motorcycle Value)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The higher the market value or agreed value of your motorcycle , the higher the premium. A brand-new Kawasaki Ninja ZX-10R valued at RM90,000 will cost significantly more to insure than a used Honda CB500F valued at RM25,000.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Rider%E2%80%99s_Age_and_Experience\"><\/span><strong>Rider&#8217;s Age and Experience<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Younger riders \u2014 especially those under 25 \u2014 generally pay higher premiums due to statistical risk. Experienced riders with clean records get better rates.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"No_Claim_Discount_NCD\"><\/span><strong>No Claim Discount (NCD)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Just like car insurance, motorcycle insurance in Malaysia comes with an NCD system. For motorcycles, the maximum NCD is 25%. Each claim-free year earns you a discount, so maintaining a clean record pays off over time.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Location\"><\/span><strong>Location<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Where you live and where the motorcycle is registered can affect your premium. Urban areas with higher theft rates \u2014 like Kuala Lumpur and Johor Bahru \u2014 may attract higher premiums.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Type_of_Use\"><\/span><strong>Type of Use<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If the motorcycle is registered for personal use, the premium is standard. Commercial use or courier\/delivery use changes the risk profile and may increase costs.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Why_Comprehensive_Coverage_Is_Strongly_Recommended_for_Big_motorcycle\"><\/span><strong>Why Comprehensive Coverage Is Strongly Recommended for Big motorcycle <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>For a kapcai worth RM4,000-5,000, third-party coverage might be enough \u2014 the motorcycle isn&#8217;t worth much, and the premium difference is small. But for a big bike worth RM20,000 to RM100,000 or more, skipping comprehensive coverage is a gamble most riders can&#8217;t afford to lose.<\/p>\n\n\n\n<p>Here&#8217;s why:<\/p>\n\n\n\n<ul><li><strong>Theft risk is real:<\/strong> Big motorcycle are high-value targets for thieves. A stolen Ducati or BMW with only third-party coverage means a total loss with zero compensation.<\/li><li><strong>Parts are expensive:<\/strong> Big motorcycle parts \u2014 fairings, forks, electronic components \u2014 cost significantly more than kapcai parts. Even a minor drop in a parking lot can result in a RM2,000-5,000 repair bill.<\/li><li><strong>Accident damage adds up fast:<\/strong> A slide at moderate speed can easily cause RM10,000 or more in damage to a sportbike. Comprehensive coverage ensures you&#8217;re not paying for all of it yourself.<\/li><li><strong>Flood and natural disaster protection:<\/strong> Malaysia&#8217;s weather is unpredictable. A flooded motorcycle with no comprehensive coverage is your problem entirely.<\/li><\/ul>\n\n\n\n<p>For most big motorcycle owners, the additional premium for comprehensive coverage \u2014 perhaps RM300-800 more than third-party \u2014 is well worth the peace of mind.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_Big_motorcycle_Insurance_Differs_From_Kapcai_Insurance\"><\/span><strong>How Big motorcycle Insurance Differs From Kapcai Insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you&#8217;re upgrading from a smaller motorcycle, here are the key differences you should expect:<\/p>\n\n\n\n<ul><li><strong>Higher base premium:<\/strong> The tariff rate for bikes above 250cc is significantly higher than for bikes below 150cc.<\/li><li><strong>Higher sum insured:<\/strong> A kapcai might be insured for RM3,000-5,000. A big bike could be RM30,000-100,000+. This directly affects the premium calculation.<\/li><li><strong>Lower maximum NCD:<\/strong> Motorcycle NCD in Malaysia caps at 25%, compared to 55% for cars. So the discount is more limited.<\/li><li><strong>Fewer insurer options:<\/strong> Not all insurers are comfortable covering big bikes, especially high-performance sportbikes. You may need to shop around or go through specialist brokers.<\/li><li><strong>Add-on relevance increases:<\/strong> Add-ons like special perils (flood coverage), personal accident, and accessories cover become more important when the bike is valuable.<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Tips_for_Getting_the_Best_Big_Bike_Insurance_Deal\"><\/span><strong>Tips for Getting the Best Big Bike Insurance Deal<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Here are practical tips to keep your premium as reasonable as possible:<\/p>\n\n\n\n<ul><li><strong>Compare multiple quotes:<\/strong> Don&#8217;t just go with the first insurer. Use online comparison platforms or talk to a broker who handles motorcycle insurance.<\/li><li><strong>Maintain your NCD:<\/strong> Every claim-free year gets you closer to the 25% maximum discount. Avoid small claims that eat into your NCD.<\/li><li><strong>Install anti-theft devices:<\/strong> Disc locks, chain locks, GPS trackers, and alarmed covers can sometimes earn you a discount or at least strengthen your theft claim.<\/li><li><strong>Consider agreed value:<\/strong> For rare or modified bikes, an agreed value policy ensures you get fair compensation in a total loss, rather than a depreciated market value.<\/li><li><strong>Renew on time:<\/strong> Letting your policy lapse resets your NCD. Set reminders and renew before expiry.<\/li><li><strong>Check for rider community discounts:<\/strong> Some insurers offer group rates or discounts through motorcycle clubs or communities.<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol><li><strong>Is third-party insurance enough for a big bike in Malaysia?<\/strong><br>Technically yes, as it meets the legal minimum requirement. But practically, no. Big bikes are expensive to repair and attractive to thieves. Comprehensive coverage is strongly recommended for any bike worth more than RM10,000.<\/li><li><strong>Why is big bike insurance so much more expensive than kapcai insurance?<\/strong><br>Because the engine capacity is higher, the bike is worth more, parts are more expensive, and the statistical risk of high-speed accidents is greater. All of these factors push the premium upward.<\/li><li><strong>Can I insure a parallel import big bike in Malaysia?<\/strong><br>Yes, but it can be more complex. You&#8217;ll need proper AP (Approved Permit) documentation and JPJ registration. Some insurers are cautious about parallel imports, so you may need to work with a specialist broker.<\/li><li><strong>What is the maximum NCD for motorcycle insurance in Malaysia?<\/strong><br>The maximum No Claim Discount for motorcycles in Malaysia is 25%, compared to 55% for private cars. You earn approximately 25% after several consecutive claim-free years.<\/li><li><strong>Does my big bike insurance cover pillion riders?<\/strong><br>Your third-party liability covers injuries to your pillion passenger. However, for the rider&#8217;s own medical expenses, you would need a personal accident add-on or a separate personal accident policy.<\/li><li><strong>What add-ons should I consider for big bike insurance?<\/strong><br>The most valuable add-ons for big bikes are special perils (flood and natural disaster coverage), personal accident cover, accessories and modifications cover, and legal liability to pillion riders. Assess which ones match your riding style and environment.<\/li><\/ol>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Big bike insurance in Malaysia is more expensive than what you&#8217;re used to with a kapcai, but it&#8217;s also more important. When your motorcycle is worth RM30,000 or more, proper coverage isn&#8217;t a luxury \u2014 it&#8217;s essential protection for a serious investment.<\/p>\n\n\n\n<p>Take the time to compare quotes, maintain your NCD, invest in security, and choose comprehensive coverage. The riding experience is worth every sen \u2014 and so is making sure you&#8217;re properly covered when things go wrong.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=big-motorcycle-insurance--what-riders-should-know\" style=\"background-color:#ffd103\" target=\"_blank\" rel=\"noreferrer noopener\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/motorcycle-insurance-for-delivery-riders-are-they-covered\">Motorcycle Insurance for Delivery Riders \u2014 Are They Covered?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/renew-car-insurance-with-unpaid-summons-what-happens\">Renew Car Insurance With Unpaid Summons \u2014 What Happens?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/first-time-renewing-car-insurance-a-simple-walkthrough\">First Time Renewing Car Insurance \u2014 A Simple Walkthrough<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Owning a big bike in Malaysia is exciting, but insuring one is a different game from a regular kapcai. Here&#8217;s everything riders need to know about big bike insurance \u2014 costs, coverage, and how to get the best deal.<\/p>\n","protected":false},"author":31,"featured_media":59899,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[1898],"tags":[3536,59,92,952],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Big Motorcycle Insurance \u2014 What Riders Should Know | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Motorcycle insurance | Read about: Big Motorcycle Insurance \u2014 What Riders Should Know To Ensure Proper Coverage.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/big-motorcycle-insurance-what-riders-should-know\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Big Motorcycle Insurance \u2014 What Riders Should Know | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Motorcycle insurance | Read about: Big Motorcycle Insurance \u2014 What Riders Should Know To Ensure Proper Coverage.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/big-motorcycle-insurance-what-riders-should-know\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-08T12:48:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-10T07:17:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bjak.my\/blog\/wp-content\/uploads\/2026\/05\/Big-Motorcycle-Insurance-\u2014-What-Riders-Should-Know.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"BJAK Content Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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