{"id":60089,"date":"2026-05-22T12:00:00","date_gmt":"2026-05-22T04:00:00","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=60089"},"modified":"2026-05-19T21:36:32","modified_gmt":"2026-05-19T13:36:32","slug":"cheapest-car-insurance-malaysia-2026-how-to-find-the-best-deal","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/cheapest-car-insurance-malaysia-2026-how-to-find-the-best-deal","title":{"rendered":"Cheapest Car Insurance Malaysia 2026 \u2014 How to Find the Best Deal"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6a1096d79a438\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6a1096d79a438\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/cheapest-car-insurance-malaysia-2026-how-to-find-the-best-deal\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/cheapest-car-insurance-malaysia-2026-how-to-find-the-best-deal\/#How_Car_Insurance_Premiums_Are_Calculated_in_Malaysia\" title=\"How Car Insurance Premiums Are Calculated in Malaysia\">How Car Insurance Premiums Are Calculated in Malaysia<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/cheapest-car-insurance-malaysia-2026-how-to-find-the-best-deal\/#Average_Car_Insurance_Prices_in_Malaysia_2026\" title=\"Average Car Insurance Prices in Malaysia 2026\">Average Car Insurance Prices in Malaysia 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/cheapest-car-insurance-malaysia-2026-how-to-find-the-best-deal\/#Cheapest_Car_Insurance_Coverage_Types_%E2%80%94_Which_One_Saves_the_Most\" title=\"Cheapest Car Insurance Coverage Types \u2014 Which One Saves the Most?\">Cheapest Car Insurance Coverage Types \u2014 Which One Saves the Most?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/cheapest-car-insurance-malaysia-2026-how-to-find-the-best-deal\/#7_Tips_to_Get_the_Cheapest_Car_Insurance_in_Malaysia\" title=\"7 Tips to Get the Cheapest Car Insurance in Malaysia\">7 Tips to Get the Cheapest Car Insurance in Malaysia<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/cheapest-car-insurance-malaysia-2026-how-to-find-the-best-deal\/#Why_the_Cheapest_Quote_Isn%E2%80%99t_Always_the_Best_Deal\" title=\"Why the Cheapest Quote Isn&#8217;t Always the Best Deal\">Why the Cheapest Quote Isn&#8217;t Always the Best Deal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/cheapest-car-insurance-malaysia-2026-how-to-find-the-best-deal\/#How_Detariffication_Affects_Car_Insurance_Prices_in_2026\" title=\"How Detariffication Affects Car Insurance Prices in 2026\">How Detariffication Affects Car Insurance Prices in 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/cheapest-car-insurance-malaysia-2026-how-to-find-the-best-deal\/#FAQ\" title=\"FAQ\">FAQ<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/cheapest-car-insurance-malaysia-2026-how-to-find-the-best-deal\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span>Introduction<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The cheapest car insurance in Malaysia for 2026 isn&#8217;t the same for every driver. Your premium depends on your car, your driving history, where you live, and the type of coverage you choose. Many drivers focus only on finding the lowest number. But going too cheap can leave you exposed when it matters most. This guide walks you through the real factors that affect your premium, practical ways to lower your costs, and how to find the best deal without sacrificing protection.<\/p>\n\n\n\n<p>Car insurance premiums in Malaysia follow a regulated structure set by <a href=\"https:\/\/www.bnm.gov.my\">Bank Negara Malaysia (BNM)<\/a>. However, insurers still have room to compete on pricing \u2014 especially through add-ons, excess amounts, and voluntary discounts. Understanding these variables puts you in control of what you pay.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_Car_Insurance_Premiums_Are_Calculated_in_Malaysia\"><\/span>How Car Insurance Premiums Are Calculated in Malaysia<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Before you hunt for the cheapest quote, you need to understand what drives the price. In Malaysia, motor insurance premiums are based on several key factors:<\/p>\n\n\n\n<p><strong>Sum insured (market value of your car):<\/strong> The higher your car&#8217;s value, the more you pay. A brand-new Proton X50 costs more to insure than a 10-year-old Perodua Myvi simply because it costs more to repair or replace.<\/p>\n\n\n\n<p><strong>Engine capacity (cc):<\/strong> Cars with larger engines attract higher premiums. A 1,500cc sedan costs less to insure than a 2,000cc SUV.<\/p>\n\n\n\n<p><strong>Vehicle age:<\/strong> Older cars have lower market values, which means lower sum insured and lower premiums. However, older cars may also need more repairs after an accident.<\/p>\n\n\n\n<p><strong>Coverage type:<\/strong> Comprehensive coverage costs the most. Third-party fire and theft (TPFT) is mid-range. Third-party only is the cheapest \u2014 but it offers the least protection.<\/p>\n\n\n\n<p><strong>No Claim Discount (NCD):<\/strong> This is your biggest lever. A 55% NCD cuts your base premium by more than half. New drivers start at 0% NCD and build up over claim-free years. Not sure where you stand? Here&#8217;s <a href=\"https:\/\/bjak.my\/blog\/car-insurance\/method-on-checking-ncd-in-2026\">how to check your NCD in 2026<\/a>.<\/p>\n\n\n\n<p><strong>Location:<\/strong> Drivers in high-traffic areas like Kuala Lumpur and Johor Bahru typically pay more than drivers in smaller towns or East Malaysia.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Average_Car_Insurance_Prices_in_Malaysia_2026\"><\/span>Average Car Insurance Prices in Malaysia 2026<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Prices vary widely, but here are rough estimates for comprehensive coverage with 0% NCD to give you a baseline:<\/p>\n\n\n\n<p><strong>Perodua Myvi (1,300cc, 5 years old):<\/strong> RM1,200 \u2013 RM1,600 per year<\/p>\n\n\n\n<p><strong>Proton Saga (1,300cc, 5 years old):<\/strong> RM1,100 \u2013 RM1,500 per year<\/p>\n\n\n\n<p><strong>Honda City (1,500cc, 3 years old):<\/strong> RM1,800 \u2013 RM2,400 per year<\/p>\n\n\n\n<p><strong>Toyota Vios (1,500cc, 3 years old):<\/strong> RM1,700 \u2013 RM2,300 per year<\/p>\n\n\n\n<p><strong>Proton X50 (1,500cc turbo, 2 years old):<\/strong> RM2,200 \u2013 RM3,000 per year<\/p>\n\n\n\n<p><strong>Mazda CX-5 (2,000cc, 3 years old):<\/strong> RM3,000 \u2013 RM4,200 per year<\/p>\n\n\n\n<p>With a 55% NCD, those numbers drop dramatically. For example, a Perodua Myvi owner with full NCD might pay as little as RM540 \u2013 RM720 per year for comprehensive coverage.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Cheapest_Car_Insurance_Coverage_Types_%E2%80%94_Which_One_Saves_the_Most\"><\/span>Cheapest Car Insurance Coverage Types \u2014 Which One Saves the Most?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Malaysia offers three main types of motor insurance coverage. Each comes at a different price point.<\/p>\n\n\n\n<p><strong>Third-party only:<\/strong> This is the cheapest option. It covers damage you cause to other people&#8217;s vehicles and property. It does not cover your own car at all \u2014 not for accidents, theft, or fire. Premiums can be as low as RM300\u2013RM500 per year. However, if your car is damaged in an accident, you pay everything out of pocket.<\/p>\n\n\n\n<p><strong>Third-party fire and theft (TPFT):<\/strong> This adds fire and theft coverage to the third-party base. It&#8217;s a mid-range option that works well for older, lower-value cars. Premiums typically run RM500\u2013RM1,000 per year depending on your vehicle.<\/p>\n\n\n\n<p><strong>Comprehensive:<\/strong> This covers everything \u2014 damage to your car, other vehicles, fire, theft, and natural disasters. It&#8217;s the most expensive but also the most protective. For most drivers, this is the best value when you factor in the risk.<\/p>\n\n\n\n<p>Third-party only sounds attractive on price alone. But one accident can easily cost RM10,000\u2013RM30,000 in repair bills. As a result, most financial advisors recommend comprehensive coverage unless your car&#8217;s market value is very low. If you&#8217;re considering third-party only, read our honest look at <a href=\"https:\/\/bjak.my\/blog\/car-insurance\/third-party-car-insurance-is-it-enough-protection-2\">whether third-party insurance is really enough protection<\/a>.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"7_Tips_to_Get_the_Cheapest_Car_Insurance_in_Malaysia\"><\/span>7 Tips to Get the Cheapest Car Insurance in Malaysia<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>You don&#8217;t have to compromise on coverage to save money. Here are proven ways to lower your premium:<\/p>\n\n\n\n<p><strong>1. Protect your NCD.<\/strong> A 55% NCD is the single biggest discount available. Drive carefully, avoid unnecessary claims, and never let your policy lapse past the 90-day NCD preservation window. Check your NCD status at the <a href=\"https:\/\/www.myeg.com.my\">ISM (Insurance Services Malaysia)<\/a> portal.<\/p>\n\n\n\n<p><strong>2. Increase your voluntary excess.<\/strong> Voluntary excess is the amount you agree to pay out of pocket before your insurer covers the rest. Raising it from RM0 to RM500 or RM1,000 can lower your annual premium noticeably.<\/p>\n\n\n\n<p><strong>3. Compare quotes from multiple insurers.<\/strong> Different insurers price the same car differently. Use comparison platforms like Bjak to see quotes from multiple companies side by side in minutes.<\/p>\n\n\n\n<p><strong>4. Bundle insurance with road tax renewal.<\/strong> Some platforms offer small discounts or convenience savings when you renew both together. It also prevents your road tax from lapsing.<\/p>\n\n\n\n<p><strong>5. Choose a car with a smaller engine.<\/strong> If you&#8217;re buying a new car, keep in mind that engine size directly affects your insurance cost. A 1,300cc car will always cost less to insure than a 2,000cc car.<\/p>\n\n\n\n<p><strong>6. Skip unnecessary add-ons.<\/strong> Add-ons like windscreen coverage, special perils, and passenger liability can increase your premium. Review each add-on and only keep what you truly need. For a candid breakdown, see our guide on <a href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-add-ons-you-will-never-use-an-honest-look\">car insurance add-ons you&#8217;ll never use<\/a>.<\/p>\n\n\n\n<p><strong>7. Renew early.<\/strong> Don&#8217;t wait until the last day. Renewing 2\u20134 weeks before expiry gives you time to compare and pick the best deal without rushing.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Why_the_Cheapest_Quote_Isn%E2%80%99t_Always_the_Best_Deal\"><\/span>Why the Cheapest Quote Isn&#8217;t Always the Best Deal<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Price matters, but it shouldn&#8217;t be the only factor. Here&#8217;s why the cheapest car insurance in Malaysia for 2026 might end up costing you more:<\/p>\n\n\n\n<p><strong>Higher excess amounts:<\/strong> Some cheap quotes come with very high compulsory excess. You won&#8217;t notice this until you make a claim and have to pay RM1,000\u2013RM2,000 upfront before your insurer pays anything.<\/p>\n\n\n\n<p><strong>Limited workshop network:<\/strong> Cheaper policies may restrict you to panel workshops only. If the nearest panel workshop is far from your home or office, you&#8217;ll face major inconvenience after an accident.<\/p>\n\n\n\n<p><strong>Slow claims processing:<\/strong> Some insurers offer low prices but take weeks to approve claims. During that time, your car sits in the workshop and you&#8217;re stuck without transport.<\/p>\n\n\n\n<p><strong>No useful add-ons:<\/strong> The base price might be low, but you&#8217;ll pay extra for basics like windscreen coverage or a courtesy car. When you add those back in, the &#8220;cheap&#8221; quote may cost more than a slightly pricier one that includes them.<\/p>\n\n\n\n<p>Always read the full policy wording before buying. The premium is what you pay upfront. The coverage is what you get when things go wrong.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_Detariffication_Affects_Car_Insurance_Prices_in_2026\"><\/span>How Detariffication Affects Car Insurance Prices in 2026<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Since Malaysia&#8217;s motor insurance detariffication in July 2017, insurers can set their own pricing within <a href=\"https:\/\/www.piam.org.my\">PIAM<\/a> guidelines. This means two insurers can charge very different premiums for the same car and driver profile.<\/p>\n\n\n\n<p>Detariffication has created real price competition. Drivers who compare quotes can save hundreds of ringgit per year. On the other hand, drivers who just auto-renew with the same insurer often overpay without realising it.<\/p>\n\n\n\n<p>In 2026, the market continues to mature. More insurers use data-driven pricing based on driving behaviour, claims history, and risk profiling. This generally benefits safe, experienced drivers with clean records \u2014 and increases premiums for high-risk profiles.<\/p>\n\n\n\n<p>The takeaway: comparing quotes every year is no longer optional. It&#8217;s the most effective way to make sure you&#8217;re getting the cheapest rate available for your specific profile.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"FAQ\"><\/span>FAQ<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>1. What is the cheapest type of car insurance in Malaysia?<\/strong><\/p>\n\n\n\n<p>Third-party only coverage is the cheapest option available. It covers damage to other people&#8217;s vehicles and property but provides zero protection for your own car in an accident, theft, or fire.<\/p>\n\n\n\n<p><strong>2. How much does car insurance cost in Malaysia in 2026?<\/strong><\/p>\n\n\n\n<p>It depends on your car model, age, NCD, and coverage type. A Perodua Myvi with 55% NCD and comprehensive coverage costs roughly RM540\u2013RM720 per year, while the same car without NCD runs RM1,200\u2013RM1,600.<\/p>\n\n\n\n<p><strong>3. How can I lower my car insurance premium?<\/strong><\/p>\n\n\n\n<p>The most effective ways are maintaining your NCD, increasing your voluntary excess, and comparing quotes from multiple insurers before renewal. Choosing a smaller-engine car and skipping unnecessary add-ons also help reduce costs.<\/p>\n\n\n\n<p><strong>4. Is third-party insurance enough in Malaysia?<\/strong><\/p>\n\n\n\n<p>It meets the legal minimum but leaves your own car completely unprotected. A single accident could cost RM10,000\u2013RM30,000 in repairs out of pocket, so most financial advisors recommend comprehensive coverage.<\/p>\n\n\n\n<p><strong>5. What is detariffication and how does it affect my premium?<\/strong><\/p>\n\n\n\n<p>Since July 2017, Malaysian insurers can set their own motor insurance prices instead of following a fixed tariff. This means premiums vary significantly between companies, making it essential to compare quotes every year to find the best deal.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Finding the cheapest car insurance in Malaysia for 2026 takes more than picking the lowest number. You need to understand your NCD, compare quotes from multiple insurers, and make sure the coverage actually protects you when it matters. Use platforms like Bjak to compare rates, protect your NCD, and review your policy every year. The real best deal is the one that gives you solid coverage at a fair price \u2014 not just the cheapest sticker on the page.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=cheapest-car-insurance-malaysia-2026--how-to-find-the-best-deal\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/motorcycle-insurance-for-delivery-riders-are-they-covered\">Motorcycle Insurance for Delivery Riders \u2014 Are They Covered?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/renew-car-insurance-with-unpaid-summons-what-happens\">Renew Car Insurance With Unpaid Summons \u2014 What Happens?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/first-time-renewing-car-insurance-a-simple-walkthrough\">First Time Renewing Car Insurance \u2014 A Simple Walkthrough<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Looking for the cheapest car insurance in Malaysia for 2026? This guide covers what drives your premium, how to slash costs, and the hidden risks of going too cheap.<\/p>\n","protected":false},"author":31,"featured_media":60094,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,3545,59],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cheapest Car Insurance Malaysia 2026 \u2014 How to Find the Best Deal | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: Cheapest Car Insurance Malaysia 2026 \u2014 How to Find the Best Deal To Ensure Claims Are Processed Smoothly\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/cheapest-car-insurance-malaysia-2026-how-to-find-the-best-deal\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cheapest Car Insurance Malaysia 2026 \u2014 How to Find the Best Deal | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Car Insurance | Read about: Cheapest Car Insurance Malaysia 2026 \u2014 How to Find the Best Deal To Ensure Claims Are Processed Smoothly\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/cheapest-car-insurance-malaysia-2026-how-to-find-the-best-deal\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-22T04:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-19T13:36:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/05\/Cheapest-Car-Insurance-Malaysia-2026-\u2014-How-to-Find-the-Best-Deal.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"BJAK Content Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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