{"id":60444,"date":"2026-07-03T17:31:00","date_gmt":"2026-07-03T09:31:00","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=60444"},"modified":"2026-07-03T17:31:01","modified_gmt":"2026-07-03T09:31:01","slug":"kalkulator-sum-insured-insurans-kereta-cara-guna-sebelum-renew","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/kalkulator-sum-insured-insurans-kereta-cara-guna-sebelum-renew","title":{"rendered":"Kalkulator Sum Insured Insurans Kereta \u2014 Cara Guna Sebelum Renew"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6a479d99d6666\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6a479d99d6666\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kalkulator-sum-insured-insurans-kereta-cara-guna-sebelum-renew\/#Pengenalan\" title=\"Pengenalan\">Pengenalan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kalkulator-sum-insured-insurans-kereta-cara-guna-sebelum-renew\/#Apa_Itu_Sum_Insured_dan_Kenapa_Ia_Penting\" title=\"Apa Itu Sum Insured dan Kenapa Ia Penting\">Apa Itu Sum Insured dan Kenapa Ia Penting<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kalkulator-sum-insured-insurans-kereta-cara-guna-sebelum-renew\/#Cara_Kalkulator_Sum_Insured_Berfungsi\" title=\"Cara Kalkulator Sum Insured Berfungsi\">Cara Kalkulator Sum Insured Berfungsi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kalkulator-sum-insured-insurans-kereta-cara-guna-sebelum-renew\/#Nilai_Pasaran_vs_Nilai_Dipersetujui\" title=\"Nilai Pasaran vs Nilai Dipersetujui\">Nilai Pasaran vs Nilai Dipersetujui<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kalkulator-sum-insured-insurans-kereta-cara-guna-sebelum-renew\/#Kesilapan_Yang_Perlu_Dielakkan_Semasa_Renew\" title=\"Kesilapan Yang Perlu Dielakkan Semasa Renew\">Kesilapan Yang Perlu Dielakkan Semasa Renew<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kalkulator-sum-insured-insurans-kereta-cara-guna-sebelum-renew\/#Ringkasan_Langkah_Guna_Kalkulator_Sum_Insured\" title=\"Ringkasan: Langkah Guna Kalkulator Sum Insured\">Ringkasan: Langkah Guna Kalkulator Sum Insured<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kalkulator-sum-insured-insurans-kereta-cara-guna-sebelum-renew\/#Soalan_Lazim\" title=\"Soalan Lazim\">Soalan Lazim<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kalkulator-sum-insured-insurans-kereta-cara-guna-sebelum-renew\/#Panduan_Bjak_Berkaitan\" title=\"Panduan Bjak Berkaitan\">Panduan Bjak Berkaitan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kalkulator-sum-insured-insurans-kereta-cara-guna-sebelum-renew\/#Bagaimana_Bjak_Membantu\" title=\"Bagaimana Bjak Membantu\">Bagaimana Bjak Membantu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kalkulator-sum-insured-insurans-kereta-cara-guna-sebelum-renew\/#Kesimpulan\" title=\"Kesimpulan\">Kesimpulan<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Pengenalan\"><\/span>Pengenalan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Kalkulator sum insured untuk insurans kereta membantu anda elak meneka nombor paling penting dalam polisi anda. Nombor ini menentukan jumlah yang dibayar penanggung insurans jika kereta anda dicuri atau musnah sepenuhnya. Selain itu, ia mempengaruhi sama ada tuntutan anda cukup untuk menampung kerugian besar.<\/p>\n\n\n\n<p>Jika anda tetapkan terlalu tinggi, anda akan membayar premium yang lebih mahal tanpa faedah tambahan. Sebaliknya, jika anda tetapkan terlalu rendah, tuntutan anda boleh berkurang apabila berlaku kerugian penuh. Oleh sebab itu, angka ini perlu diberi perhatian setiap kali anda renew polisi.<\/p>\n\n\n\n<p>Di Malaysia, kebanyakan polisi komprehensif menggunakan sama ada nilai pasaran atau nilai dipersetujui. Oleh itu, sebelum renew, pastikan anda dapat angka yang betul supaya perlindungan dan kos anda seimbang.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Apa_Itu_Sum_Insured_dan_Kenapa_Ia_Penting\"><\/span>Apa Itu Sum Insured dan Kenapa Ia Penting<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Secara ringkas, sum insured ialah jumlah maksimum yang dibayar penanggung insurans untuk kerugian penuh. Contohnya, ia terpakai apabila kereta dicuri dan tidak dijumpai, atau rosak terlalu teruk untuk dibaiki.<\/p>\n\n\n\n<p>Jika anda letak terlalu tinggi, anda hanya akan membayar premium lebih mahal tanpa meningkatkan bayaran tuntutan. Sebaliknya, jika anda letak terlalu rendah, klausa purata boleh mengurangkan jumlah tuntutan anda kerana kereta dianggap kurang diinsuranskan. Oleh itu, nilai ini perlu disemak setiap kali anda renew untuk memastikan ia masih padan dengan keadaan semasa kereta.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Cara_Kalkulator_Sum_Insured_Berfungsi\"><\/span>Cara Kalkulator Sum Insured Berfungsi<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Secara umumnya, kalkulator sum insured menganggarkan nilai pasaran semasa kereta anda berdasarkan jenama, model, varian dan tahun. Prosesnya ringkas dan boleh diselesaikan dalam beberapa langkah sahaja.<\/p>\n\n\n\n<p>Pertama, masukkan butiran kereta seperti model, tahun dan varian. Seterusnya, sahkan varian yang betul jika ada lebih daripada satu pilihan. Kemudian, semak julat nilai yang dicadangkan dan laraskan sedikit jika keadaan kereta anda luar biasa baik atau luar biasa buruk.<\/p>\n\n\n\n<p>Akhir sekali, gunakan angka tersebut sebagai rujukan utama untuk menetapkan sum insured. Hasil langkah ini ialah jumlah yang lebih realistik dan disokong data, bukan sekadar anggaran kasar.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Nilai_Pasaran_vs_Nilai_Dipersetujui\"><\/span>Nilai Pasaran vs Nilai Dipersetujui<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Secara asasnya, nilai pasaran bermaksud penanggung insurans membayar nilai kereta pada masa berlakunya kerugian. Nilai ini biasanya turun setiap tahun kerana susut nilai.<\/p>\n\n\n\n<p>Sebaliknya, nilai dipersetujui menetapkan bayaran pada awal polisi dan kekal pada jumlah yang dipersetujui antara anda dan penanggung insurans. Pilihan ini memberi lebih kepastian, namun kadangkala sedikit lebih mahal berbanding nilai pasaran.<\/p>\n\n\n\n<p>Walau apa pun pilihan anda, kalkulator sum insured membantu anda mendapatkan angka asas yang terkini sebelum menentukan sama ada mahu pilih nilai pasaran atau nilai dipersetujui. Dengan cara ini, keputusan anda menjadi lebih teratur dan mudah difahami.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Kesilapan_Yang_Perlu_Dielakkan_Semasa_Renew\"><\/span>Kesilapan Yang Perlu Dielakkan Semasa Renew<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Sering kali, pemilik kereta terus sambung polisi dengan sum insured tahun lepas tanpa menyemak semula nilainya. Sedangkan, kereta menyusut nilai setiap tahun, jadi angka lama selalunya sudah terlalu tinggi berbanding nilai pasaran sebenar.<\/p>\n\n\n\n<p>Kesilapan lain ialah menurunkan sum insured terlalu banyak semata-mata untuk jimat premium. Langkah ini mungkin nampak menguntungkan pada awalnya, namun ia boleh mencetuskan klausa purata dan mengurangkan tuntutan anda jika berlaku kemalangan besar.<\/p>\n\n\n\n<p>Untuk elak masalah ini, gunakan kalkulator, ikut nilai pasaran, dan semak sum insured setiap tahun sebelum renew. Dengan pendekatan ini, anda boleh seimbangkan kos dan perlindungan dengan lebih baik.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Ringkasan_Langkah_Guna_Kalkulator_Sum_Insured\"><\/span>Ringkasan: Langkah Guna Kalkulator Sum Insured<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Langkah<\/th><th>Tindakan<\/th><th>Hasil<\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td>Masukkan butiran kereta<\/td><td>Asas anggaran nilai sum insured<\/td><\/tr><tr><td>2<\/td><td>Semak nilai pasaran<\/td><td>Rujukan utama tetapan sum insured<\/td><\/tr><tr><td>3<\/td><td>Laras jika perlu<\/td><td>Elak terlebih atau kurang insurans<\/td><\/tr><tr><td>4 <\/td><td>Teruskan renew<\/td><td>Sum insured lebih tepat dan tuntutan adil kemudian<\/td><\/tr><\/tbody><\/table><figcaption>Dengan mengikuti langkah-langkah ini, anda boleh menetapkan sum insured dengan lebih yakin dan teratur.<\/figcaption><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Soalan_Lazim\"><\/span>Soalan Lazim<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Bagaimana kalkulator sum insured menjejaskan renew insurans kereta saya?<\/strong><\/p>\n\n\n\n<p>Kalkulator ini terus mempengaruhi perlindungan dan kos anda semasa renew. Menyemak sum insured setiap tahun membantu anda elak terlebih bayar dan mengekalkan perlindungan yang tepat. Semakan ringkas di <a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=cara-guna-kalkulator-sum-insured-sebelum-renew-insurans-kereta\" target=\"_blank\" rel=\"noreferrer noopener\">bjak.my<\/a> memudahkan proses ini kerana semua langkah dibuat dalam talian.<\/p>\n\n\n\n<p><strong>Adakah penggunaan kalkulator ini menjejaskan NCD saya?<\/strong><\/p>\n\n\n\n<p>No Claim Discount (NCD) diperoleh melalui tahun tanpa tuntutan yang salah anda. Ia tidak hilang serta-merta jika polisi luput; sebaliknya, ia turun satu tahap bagi setiap tahun tanpa polisi aktif. NCD hanya kembali kepada 0% apabila anda membuat tuntutan salah anda. Oleh itu, renew tepat pada masanya membantu mengekalkan diskaun penuh yang anda telah kumpul.<\/p>\n\n\n\n<p><strong>Di mana saya boleh uruskan semua ini dengan cepat?<\/strong><\/p>\n\n\n\n<p>Di <a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=cara-guna-kalkulator-sum-insured-sebelum-renew-insurans-kereta\" target=\"_blank\" rel=\"noreferrer noopener\">bjak.my<\/a>, anda boleh bandingkan sebut harga daripada 10+ syarikat insurans, tetapkan sum insured yang betul dan renew dalam beberapa minit. Semua ini boleh dibuat dalam talian, dengan peringatan percuma supaya anda tidak terlepas renew lagi.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Panduan_Bjak_Berkaitan\"><\/span>Panduan Bjak Berkaitan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Untuk konteks tambahan, anda boleh baca beberapa panduan berikut:<\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/pembaharuan-insurans-kereta-cara-2026-di-malaysia\" target=\"_blank\" rel=\"noreferrer noopener\">Panduan pembaharuan insurans kereta<\/a><a href=\"https:\/\/bjak.my\/blog\/wp-admin\/post.php?action=edit&amp;post=60444\" target=\"_blank\" rel=\"noreferrer noopener\">bjak<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/info\/cara-renew-roadtax-anda-pada-2026\" target=\"_blank\" rel=\"noreferrer noopener\">Cara renew roadtax 2026<\/a><a href=\"https:\/\/bjak.my\/blog\/wp-admin\/post.php?action=edit&amp;post=60444\" target=\"_blank\" rel=\"noreferrer noopener\"> bjak<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/roadtax\/renew-insurans-kereta-lewat-akibat-pada-ncd-dan-road-tax\" target=\"_blank\" rel=\"noreferrer noopener\">Kesan renew insurans lewat pada NCD dan road tax<\/a><\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Bagaimana_Bjak_Membantu\"><\/span>Bagaimana Bjak Membantu<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Secara keseluruhan, Bjak memudahkan anda urus sum insured dan proses renew secara menyeluruh. Kalkulator sum insured Bjak menarik nilai pasaran terkini kenderaan anda secara automatik supaya anda boleh tetapkan jumlah dilindungi yang tepat dalam beberapa saat.<\/p>\n\n\n\n<p>Selain itu, anda tidak perlu meneka atau menggunakan angka lama tahun lepas. Bjak juga menghantar peringatan renew dan road tax secara percuma melalui emel, SMS dan notifikasi aplikasi. Anda boleh sesuaikan tetapan peringatan mengikut cara dan masa yang anda mahu.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Kesimpulan\"><\/span>Kesimpulan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Menetapkan sum insured dengan betul melindungi poket dan tuntutan anda apabila berlaku kerugian besar. Di samping itu, kalkulator sum insured menjadikan keputusan ini lebih cepat dan lebih mudah difahami kerana ia berdasarkan data semasa.<\/p>\n\n\n\n<p>Sebelum renew, semak angka sum insured supaya anda dapat perlindungan yang tepat pada harga yang adil. Dengan bantuan Bjak, proses ini menjadi lebih teratur dan kurang memeningkan.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=cara-guna-kalkulator-sum-insured-sebelum-renew-insurans-kereta\" style=\"background-color:#ffd103\">Dapatkan Sebutharga Percuma<\/a><\/div>\n<\/div>\n\n\n\n<p><br>Also Read:<br><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/harga-road-tax-dan-insurans-proton-saga-di-malaysia-2026\">Harga Road Tax dan Insurans Proton Saga di Malaysia (2026)<\/a><br><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-road-tax-dan-insurans-perodua-axia-di-malaysia-2026\">Harga Road Tax dan Insurans Perodua Axia di Malaysia (2026)<\/a><br><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/sum-insured-too-high-or-too-low-how-it-affects-your-claim\">Sum Insured Too High or Too Low? How It Affects Your Claim<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kalkulator sum insured untuk insurans kereta menghapuskan tekaan pada nombor paling penting dalam polisi anda \u2014 jumlah yang dibayar penanggung insurans jika kereta anda dicuri atau dikira musnah. Inilah yang anda perlu tahu sebelum renew.<\/p>\n","protected":false},"author":39,"featured_media":60463,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[26,243,3028],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kalkulator Sum Insured Insurans Kereta \u2014 Cara Guna Sebelum Renew %<\/title>\n<meta name=\"description\" content=\"Read about: Kalkulator Sum Insured Insurans Kereta \u2014 Cara Guna Sebelum Renew Gunakan kalkulator sum insured untuk tetapkan perlindungan yang tepat sebelum renew insurans kereta \u2014 langkah ringkas, contoh dan kesilapan yang perlu dielak.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kalkulator-sum-insured-insurans-kereta-cara-guna-sebelum-renew\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kalkulator Sum Insured Insurans Kereta \u2014 Cara Guna Sebelum Renew %\" \/>\n<meta property=\"og:description\" content=\"Read about: Kalkulator Sum Insured Insurans Kereta \u2014 Cara Guna Sebelum Renew Gunakan kalkulator sum insured untuk tetapkan perlindungan yang tepat sebelum renew insurans kereta \u2014 langkah ringkas, contoh dan kesilapan yang perlu dielak.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kalkulator-sum-insured-insurans-kereta-cara-guna-sebelum-renew\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-03T09:31:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-03T09:31:01+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/07\/Cara-Guna-Kalkulator-Sum-Insured-Sebelum-Renew-Insurans-Kereta.webp?fit=1080%2C683&amp;ssl=1\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"BJAK Content Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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