{"id":60834,"date":"2026-08-04T20:34:35","date_gmt":"2026-08-04T12:34:35","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=60834"},"modified":"2026-08-04T20:35:18","modified_gmt":"2026-08-04T12:35:18","slug":"knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd","title":{"rendered":"Knock-for-Knock Claims in Malaysia: Will It Affect Your NCD?"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6a71fde5be96b\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6a71fde5be96b\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\/#What_Knock-for-Knock_Means\" title=\"What Knock-for-Knock Means\">What Knock-for-Knock Means<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\/#How_Knock-for-Knock_Affects_NCD\" title=\"How Knock-for-Knock Affects NCD\">How Knock-for-Knock Affects NCD<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\/#Will_It_Affect_Your_NCD\" title=\"Will It Affect Your NCD?\">Will It Affect Your NCD?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\/#How_to_Protect_Your_NCD\" title=\"How to Protect Your NCD\">How to Protect Your NCD<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\/#Summary_Knock-for-Knock_Your_NCD\" title=\"Summary: Knock-for-Knock &amp; Your NCD\">Summary: Knock-for-Knock &amp; Your NCD<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\/#FAQ_Knock-for-Knock_Claims_in_Malaysia\" title=\"FAQ: Knock-for-Knock Claims in Malaysia\">FAQ: Knock-for-Knock Claims in Malaysia<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\/#Related_Bjak_Guides\" title=\"Related Bjak Guides\">Related Bjak Guides<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\/#How_Bjak_Helps\" title=\"How Bjak Helps\">How Bjak Helps<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Knock-for-knock claims in Malaysia often confuse many drivers. Specifically, most people are unsure whether filing such a claim will wipe out their hard-earned No Claim Discount (NCD). In reality, the knock-for-knock arrangement is merely an administrative agreement between insurers, not a final verdict on who is at fault.<\/p>\n\n\n\n<p>This comprehensive guide explains exactly how this process works and what it means for your legal liability. By the end, you will fully understand the real impact of <strong>knock-for-knock claims malaysia ncd<\/strong> rules before your next policy renewal.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"What_Knock-for-Knock_Means\"><\/span><strong>What Knock-for-Knock Means<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Essentially, knock-for-knock is a special agreement between insurance companies. Under this arrangement, each company pays for its own policyholder&#8217;s vehicle damage, regardless of who was actually at fault. Consequently, this helps to speed up the repair and settlement process significantly.<\/p>\n\n\n\n<p>It is important to remember that this is strictly an administrative agreement. It is not a legal finding of fault or guilt. Ultimately, it exists to settle straightforward two-car accidents quickly without lengthy, expensive disputes.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_Knock-for-Knock_Affects_NCD\"><\/span>How Knock-for-Knock Affects NCD<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Under a knock-for-knock agreement, your insurer settles your vehicle damage while the other insurer settles theirs. However, this convenient process does not decide blame in a legal sense. It is simply a quicker claims process designed for modern efficiency.<\/p>\n\n\n\n<p>Therefore, if liability is genuinely disputed by either party, the matter can still be pursued separately. You always retain the right to challenge the fault allocation if you possess strong evidence, such as dashcam footage.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Will_It_Affect_Your_NCD\"><\/span><strong>Will It Affect Your NCD?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>This is undoubtedly the most critical question for drivers. Generally, if you make a standard own-damage claim where you are at fault, it will erase your NCD. But what are the exact <strong>knock-for-knock claims malaysia ncd<\/strong> implications?<\/p>\n\n\n\n<p>Fortunately, if you are completely not at fault, you can file a &#8220;No-Fault Own Damage&#8221; (OD-KFK) claim under this arrangement. By doing this, you claim from your own comprehensive policy for faster repairs, while your insurer recovers the costs from the at-fault party&#8217;s insurer later. As a result, your NCD remains 100% protected and untouched.<\/p>\n\n\n\n<p>However, if the police determine you share joint liability (meaning you are partly at fault), your NCD will unfortunately be reset. Always confirm with your insurer how a specific claim will be classified before you proceed.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_to_Protect_Your_NCD\"><\/span><strong>How to Protect Your NCD<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To successfully safeguard your NCD, ensure you gather solid evidence at the accident scene to prove you were not at fault. Filing an OD-KFK claim is usually the smartest way to get your car repaired quickly without losing your discount.<\/p>\n\n\n\n<p>Additionally, purchasing an NCD Protector add-on can proactively shield your discount from unexpected accidents. Always weigh your options carefully and consult your insurer before officially filing a claim.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Summary_Knock-for-Knock_Your_NCD\"><\/span><strong>Summary: Knock-for-Knock &amp; Your NCD<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Scenario<\/strong><\/td><td><strong>How Claim Works<\/strong><\/td><td><strong>NCD Impact<\/strong><\/td><\/tr><tr><td><strong>Not-at-fault party<\/strong><\/td><td>File an OD-KFK claim from own insurer<\/td><td>NCD is kept safely (if proven not at fault)<\/td><\/tr><tr><td><strong>At-fault party<\/strong><\/td><td>File a standard Own Damage claim<\/td><td>NCD instantly resets to 0%<\/td><\/tr><tr><td><strong>Shared liability<\/strong><\/td><td>Both parties are found partly at fault<\/td><td>NCD will unfortunately be affected<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"FAQ_Knock-for-Knock_Claims_in_Malaysia\"><\/span>FAQ: Knock-for-Knock Claims in Malaysia<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li><strong>How does this affect my car insurance renewal?<\/strong><\/li><li>It directly shapes your coverage and premium cost at renewal. Reviewing <strong>knock-for-knock claims malaysia ncd<\/strong> rules each year helps you avoid overpaying and keeps your protection accurate. A quick check on <a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\" target=\"_blank\" rel=\"noreferrer noopener\">Bjak.my<\/a> makes this effortless.<\/li><li><strong>Does a claim automatically affect my NCD?<\/strong><\/li><li>Your No Claim Discount is earned through claim-free years and only resets to 0% when you make an at-fault claim. If you use the OD-KFK process and are proven innocent, your full discount is retained safely.<\/li><li><strong>Where can I sort this out quickly?<\/strong><\/li><li>On <a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\" target=\"_blank\" rel=\"noreferrer noopener\">Bjak.my<\/a>, you can seamlessly compare quotes from over 10 top insurers. You can easily set the right sum insured and renew online in just a few minutes.<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Related_Bjak_Guides\"><\/span><strong>Related Bjak Guides<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>For more essential context, read our guide on<a href=\"https:\/\/bjak.my\/blog\/car-insurance\/method-on-checking-ncd-in-2026\" target=\"_blank\" rel=\"noreferrer noopener\"> how to check your NCD in 2026<\/a> and understand the<a href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-reset-transfer-dispute-in-car-insurance\" target=\"_blank\" rel=\"noreferrer noopener\"> NCD reset, transfer and dispute rules<\/a>. Furthermore, discover exactly<a href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-after-making-a-claim-what-actually-happens-to-your-discount\" target=\"_blank\" rel=\"noreferrer noopener\"> what happens to NCD after a claim<\/a>. These guides will help you navigate renewal steps, premiums, and claims perfectly.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_Bjak_Helps\"><\/span><strong>How Bjak Helps<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Bjak makes navigating car insurance significantly easier for modern drivers. On <a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\" target=\"_blank\" rel=\"noreferrer noopener\">Bjak.my<\/a>, you can compare quotes from over 10 insurers side by side in one place. As a result, you get to see the best price and coverage options without ever needing to call an agent.<\/p>\n\n\n\n<p>Additionally, Bjak sends free renewal and road tax reminders via email, SMS, and app notifications. You can even customise your reminder preferences so alerts arrive exactly when you want them. Whether you are renewing for the first time or switching insurers, Bjak gives you the absolute best tools to do it confidently.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In conclusion, the knock-for-knock agreement speeds up claims but does not automatically protect your NCD. Ultimately, how you file your claim\u2014and who is officially at fault\u2014decides the true impact on your discount.<\/p>\n\n\n\n<p>Before your next renewal date approaches, compare quotes and renew in minutes on <strong><a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\" target=\"_blank\" rel=\"noreferrer noopener\">Bjak.my<\/a><\/strong>. It is simply the easiest way to stay covered, stay legal, and secure the best price!<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p><br>Also Read:<br><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/legal-liability-to-passengers-cover-in-malaysia\">Legal Liability to Passengers Cover in Malaysia<\/a><br><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/add-on-pelindung-ncd-berbaloi-untuk-kekalkan-diskaun\">Add-On Pelindung NCD \u2014 Berbaloi Untuk Kekalkan Diskaun?<\/a><br><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/auto-renew-vs-renew-manual-mana-lebih-selamat\">Auto-Renew vs Renew Manual \u2014 Mana Lebih Selamat?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Knock-for-knock claims in Malaysia can affect your NCD depending on fault and claim type. Here\u2019s what drivers should know before renewing.<\/p>\n","protected":false},"author":39,"featured_media":60835,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59,436],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Knock-for-Knock Claims in Malaysia: Will It Affect Your NCD? | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: Knock-for-Knock Claims in Malaysia: Will It Affect Your NCD? Learn how knock-for-knock claims in Malaysia affect your NCD, liability, and what to do after an accident.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Knock-for-Knock Claims in Malaysia: Will It Affect Your NCD? | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Car Insurance | Read about: Knock-for-Knock Claims in Malaysia: Will It Affect Your NCD? Learn how knock-for-knock claims in Malaysia affect your NCD, liability, and what to do after an accident.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-04T12:34:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-04T12:35:18+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/08\/Knock-for-Knock-Claims-in-Malaysia-\u2014-Will-It-Affect-Your-NCD.webp?fit=1080%2C683&amp;ssl=1\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"BJAK Content Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd#primaryimage\",\"url\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/08\/Knock-for-Knock-Claims-in-Malaysia-\u2014-Will-It-Affect-Your-NCD.webp?fit=1080%2C683&ssl=1\",\"contentUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/08\/Knock-for-Knock-Claims-in-Malaysia-\u2014-Will-It-Affect-Your-NCD.webp?fit=1080%2C683&ssl=1\",\"width\":1080,\"height\":683,\"caption\":\"Infographic explaining knock-for-knock claims in malaysia \u2014 will it affect your ncd? for Malaysian drivers\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\",\"name\":\"Knock-for-Knock Claims in Malaysia: Will It Affect Your NCD? | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd#primaryimage\"},\"datePublished\":\"2026-08-04T12:34:35+00:00\",\"dateModified\":\"2026-08-04T12:35:18+00:00\",\"description\":\"BJAK | Car Insurance | Read about: Knock-for-Knock Claims in Malaysia: Will It Affect Your NCD? Learn how knock-for-knock claims in Malaysia affect your NCD, liability, and what to do after an accident.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Knock-for-Knock Claims in Malaysia: Will It Affect Your NCD?\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/2727fd60d89b9a1fc47d4084aee994c0\"},\"headline\":\"Knock-for-Knock Claims in Malaysia: Will It Affect Your NCD?\",\"datePublished\":\"2026-08-04T12:34:35+00:00\",\"dateModified\":\"2026-08-04T12:35:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd#webpage\"},\"wordCount\":870,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/08\/Knock-for-Knock-Claims-in-Malaysia-\u2014-Will-It-Affect-Your-NCD.webp?fit=1080%2C683&ssl=1\",\"keywords\":[\"Car insurance\",\"EN\",\"roadtax\"],\"articleSection\":[\"Car Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/2727fd60d89b9a1fc47d4084aee994c0\",\"name\":\"BJAK Content Team\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/a46dc081c20cd2d1035f38d9e1bb32be?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/a46dc081c20cd2d1035f38d9e1bb32be?s=96&d=mm&r=g\",\"caption\":\"BJAK Content Team\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/nabilfarhan\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Knock-for-Knock Claims in Malaysia: Will It Affect Your NCD? | BJAK","description":"BJAK | Car Insurance | Read about: Knock-for-Knock Claims in Malaysia: Will It Affect Your NCD? Learn how knock-for-knock claims in Malaysia affect your NCD, liability, and what to do after an accident.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd","og_locale":"en_US","og_type":"article","og_title":"Knock-for-Knock Claims in Malaysia: Will It Affect Your NCD? | BJAK","og_description":"BJAK | Car Insurance | Read about: Knock-for-Knock Claims in Malaysia: Will It Affect Your NCD? Learn how knock-for-knock claims in Malaysia affect your NCD, liability, and what to do after an accident.","og_url":"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2026-08-04T12:34:35+00:00","article_modified_time":"2026-08-04T12:35:18+00:00","twitter_card":"summary_large_image","twitter_image":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/08\/Knock-for-Knock-Claims-in-Malaysia-\u2014-Will-It-Affect-Your-NCD.webp?fit=1080%2C683&ssl=1","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"BJAK Content Team","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd#primaryimage","url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/08\/Knock-for-Knock-Claims-in-Malaysia-\u2014-Will-It-Affect-Your-NCD.webp?fit=1080%2C683&ssl=1","contentUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/08\/Knock-for-Knock-Claims-in-Malaysia-\u2014-Will-It-Affect-Your-NCD.webp?fit=1080%2C683&ssl=1","width":1080,"height":683,"caption":"Infographic explaining knock-for-knock claims in malaysia \u2014 will it affect your ncd? for Malaysian drivers"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd#webpage","url":"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd","name":"Knock-for-Knock Claims in Malaysia: Will It Affect Your NCD? | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd#primaryimage"},"datePublished":"2026-08-04T12:34:35+00:00","dateModified":"2026-08-04T12:35:18+00:00","description":"BJAK | Car Insurance | Read about: Knock-for-Knock Claims in Malaysia: Will It Affect Your NCD? Learn how knock-for-knock claims in Malaysia affect your NCD, liability, and what to do after an accident.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Knock-for-Knock Claims in Malaysia: Will It Affect Your NCD?"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/2727fd60d89b9a1fc47d4084aee994c0"},"headline":"Knock-for-Knock Claims in Malaysia: Will It Affect Your NCD?","datePublished":"2026-08-04T12:34:35+00:00","dateModified":"2026-08-04T12:35:18+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd#webpage"},"wordCount":870,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/knock-for-knock-claims-in-malaysia-will-it-affect-your-ncd#primaryimage"},"thumbnailUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/08\/Knock-for-Knock-Claims-in-Malaysia-\u2014-Will-It-Affect-Your-NCD.webp?fit=1080%2C683&ssl=1","keywords":["Car insurance","EN","roadtax"],"articleSection":["Car Insurance"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/2727fd60d89b9a1fc47d4084aee994c0","name":"BJAK Content Team","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/a46dc081c20cd2d1035f38d9e1bb32be?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/a46dc081c20cd2d1035f38d9e1bb32be?s=96&d=mm&r=g","caption":"BJAK Content Team"},"url":"https:\/\/bjak.my\/blog\/author\/nabilfarhan"}]}},"jetpack_featured_media_url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/08\/Knock-for-Knock-Claims-in-Malaysia-\u2014-Will-It-Affect-Your-NCD.webp?fit=1080%2C683&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/60834"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/39"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=60834"}],"version-history":[{"count":5,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/60834\/revisions"}],"predecessor-version":[{"id":60840,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/60834\/revisions\/60840"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/60835"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=60834"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=60834"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=60834"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}