{"id":60913,"date":"2026-08-11T22:46:52","date_gmt":"2026-08-11T14:46:52","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=60913"},"modified":"2026-08-11T22:46:57","modified_gmt":"2026-08-11T14:46:57","slug":"common-mistakes-malaysian-drivers-make","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/common-mistakes-malaysian-drivers-make","title":{"rendered":"Common Mistakes Malaysian Drivers Make"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6a7b6717be7bf\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6a7b6717be7bf\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/common-mistakes-malaysian-drivers-make\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/common-mistakes-malaysian-drivers-make\/#Ignoring_the_Safe_Following_Distance\" title=\"Ignoring the Safe Following Distance\">Ignoring the Safe Following Distance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/common-mistakes-malaysian-drivers-make\/#Not_Using_Signals_Properly\" title=\"Not Using Signals Properly\">Not Using Signals Properly<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/common-mistakes-malaysian-drivers-make\/#Letting_Insurance_or_Road_Tax_Lapse\" title=\"Letting Insurance or Road Tax Lapse\">Letting Insurance or Road Tax Lapse<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/common-mistakes-malaysian-drivers-make\/#Under-Declaring_the_Sum_Insured\" title=\"Under-Declaring the Sum Insured\">Under-Declaring the Sum Insured<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/common-mistakes-malaysian-drivers-make\/#Skipping_Regular_Maintenance\" title=\"Skipping Regular Maintenance\">Skipping Regular Maintenance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/common-mistakes-malaysian-drivers-make\/#Not_Comparing_Insurance_at_Renewal\" title=\"Not Comparing Insurance at Renewal\">Not Comparing Insurance at Renewal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/common-mistakes-malaysian-drivers-make\/#Quick_Comparison_Mistake_vs_Fix\" title=\"Quick Comparison: Mistake vs Fix\">Quick Comparison: Mistake vs Fix<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/common-mistakes-malaysian-drivers-make\/#Frequently_Asked_Questions_FAQ\" title=\"Frequently Asked Questions (FAQ)\">Frequently Asked Questions (FAQ)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/common-mistakes-malaysian-drivers-make\/#Related_Bjak_Guides\" title=\"Related Bjak Guides\">Related Bjak Guides<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/common-mistakes-malaysian-drivers-make\/#How_Bjak_Helps\" title=\"How Bjak Helps\">How Bjak Helps<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/common-mistakes-malaysian-drivers-make\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Every driver picks up various habits over the years, and unfortunately, not all of them are good. Some of the most common mistakes Malaysian drivers make are easy to overlook, but they can affect road safety, insurance costs and legal compliance.<\/p>\n\n\n\n<p>Doing so keeps you safer, helps you avoid expensive traffic summons, and can even lower your annual insurance costs. Therefore, this guide runs through the driving and administrative errors we see most often, plus practical ways to avoid each one of them.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Ignoring_the_Safe_Following_Distance\"><\/span><strong>Ignoring the Safe Following Distance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Tailgating is undeniably one of the leading causes of rear-end collisions in Malaysia. This dangerous habit is especially prevalent in heavy Kuala Lumpur traffic and on fast-moving highways.<\/p>\n\n\n\n<p>To stay safe, always keep at least a two-second gap from the car ahead of you. Furthermore, you should significantly increase this distance during heavy rain when your braking distance naturally grows. It is a simple habit that prevents both accidents and expensive at-fault insurance claims.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Not_Using_Signals_Properly\"><\/span><strong>Not Using Signals Properly<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Failing to signal\u2014or signalling much too late\u2014frequently causes unnecessary confusion and accidents. Consequently, you must always indicate early before changing lanes, overtaking, or making a sharp turn.<\/p>\n\n\n\n<p>Additionally, make it a strict habit to check your blind spots thoroughly before maneuvering. Clear communication with other road users is simply one of the cheapest and most effective safety upgrades available.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Letting_Insurance_or_Road_Tax_Lapse\"><\/span><strong>Letting Insurance or Road Tax Lapse<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Driving with an expired insurance policy or road tax is both illegal and highly risky. Moreover, a sudden policy lapse can completely reset your No Claim Discount (NCD) progress, leaving you financially unprotected in an accident.<\/p>\n\n\n\n<p>To avoid this stressful scenario, set digital reminders and renew your documents on time. This proactive step guarantees you stay perfectly legal while keeping your valuable NCD intact.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Under-Declaring_the_Sum_Insured\"><\/span><strong>Under-Declaring the Sum Insured<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In a desperate attempt to save a little money on premiums, some drivers intentionally insure their car below its current market value. However, if the car is eventually stolen or written off, the final payout will be much lower than expected.<\/p>\n\n\n\n<p>This situation is known as under-insurance, and it triggers the average clause penalty. Therefore, always insure your vehicle for a sum that accurately reflects its true, current worth.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Skipping_Regular_Maintenance\"><\/span><strong>Skipping Regular Maintenance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Delaying scheduled servicing to save money often leads to bigger, costlier engine problems down the line. It also directly creates unsafe driving conditions, such as worn brake pads or dangerously bald tyres.<\/p>\n\n\n\n<p>Thus, always follow your car manufacturer&#8217;s service schedule strictly. Regular checks on your tyres, brakes, and lights will keep you incredibly safe on the road.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Not_Comparing_Insurance_at_Renewal\"><\/span><strong>Not Comparing Insurance at Renewal<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Simply paying the very first renewal quote you receive every year usually means you are overpaying. In reality, basic premiums and add-on prices vary significantly between different insurance companies.<\/p>\n\n\n\n<p>Because of this tariff liberalisation, comparing quotes at renewal ensures you get fair value. Ultimately, it guarantees you only pay for the exact cover you truly need.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Quick_Comparison_Mistake_vs_Fix\"><\/span><strong>Quick Comparison: Mistake vs Fix<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Mistake<\/strong><\/td><td><strong>Consequence<\/strong><\/td><td><strong>How to Avoid<\/strong><\/td><\/tr><tr><td><strong>Tailgating<\/strong><\/td><td>High risk of rear-end collisions<\/td><td>Always keep a minimum 2-second gap<\/td><\/tr><tr><td><strong>Poor signalling<\/strong><\/td><td>Road confusion and accidents<\/td><td>Indicate early and check blind spots<\/td><\/tr><tr><td><strong>Lapsed insurance\/road tax<\/strong><\/td><td>Illegal driving and NCD reset<\/td><td>Set automated renewal reminders<\/td><\/tr><tr><td><strong>Under-insuring<\/strong><\/td><td>Severely lower payout during a claim<\/td><td>Insure at the true market value<\/td><\/tr><tr><td><strong>Skipping service<\/strong><\/td><td>Costly repairs and massive safety risks<\/td><td>Follow the scheduled service timeline<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQ\"><\/span><strong>Frequently Asked Questions (FAQ)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li><strong>Does an at-fault accident affect my insurance?<\/strong><\/li><li>Yes, absolutely. Making an own-damage claim after an at-fault accident typically resets your NCD to 0%, which significantly raises your next premium.<br><\/li><li><strong>What happens if I drive with an expired road tax?<\/strong><\/li><li>It is a serious offence that can easily lead to a JPJ or police summons. Furthermore, your insurance claim might be complicated if an accident occurs, so always renew before it expires.<br><\/li><li><strong>How can I lower my car insurance premium safely?<\/strong><\/li><li>You can easily lower costs by protecting your NCD and insuring your car at the correct market value. Additionally, skip unnecessary add-ons and always compare multiple insurers at every renewal.<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Related_Bjak_Guides\"><\/span><strong>Related Bjak Guides<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>For more essential context, read our guides on exactly<a href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-in-malaysia-common-myths-facts-about-car-insurance-discounts\" target=\"_blank\" rel=\"noreferrer noopener\"> how NCD works in Malaysia<\/a>. You can also discover the step-by-step process of<a href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-renewal-how-to-renew-in-malaysia\" target=\"_blank\" rel=\"noreferrer noopener\"> how to renew your car insurance online<\/a> safely, and learn exactly<a href=\"https:\/\/bjak.my\/blog\/info\/how-to-renew-roadtax-in-2026\" target=\"_blank\" rel=\"noreferrer noopener\"> how to renew your road tax online<\/a> without ever visiting a physical counter.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_Bjak_Helps\"><\/span><strong>How Bjak Helps<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Bjak helps you effortlessly avoid the costliest insurance mistakes on the market. On <a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=common-mistakes-malaysian-drivers-make\" target=\"_blank\" rel=\"noreferrer noopener\">Bjak.my<\/a>, you can seamlessly compare car insurance from multiple top insurers so you never overpay again.<\/p>\n\n\n\n<p>Best of all, you can easily insure your car at the right value and receive free renewal reminders so your cover never lapses. Everything is done 100% online in just a few minutes!<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In conclusion, most driving and insurance mistakes are very easy to avoid once you are fully aware of them. By understanding these common mistakes Malaysian drivers make, you can drive more safely and avoid unnecessary insurance and maintenance costs.<\/p>\n\n\n\n<p>Avoid these common pitfalls by comparing and renewing your car insurance in minutes on <strong><a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=common-mistakes-malaysian-drivers-make\" target=\"_blank\" rel=\"noreferrer noopener\">Bjak.my<\/a><\/strong> today!<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=common-mistakes-malaysian-drivers-make\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p><br>Also Read:<br><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-maintenance-malaysia-6-essential-tips\">Car Maintenance Malaysia: 6 Essential Tips<\/a><br><a href=\"https:\/\/bjak.my\/blog\/insurans-motosikal\/sebut-harga-insurans-motosikal-malaysia-kenapa-berbeza\">Sebut Harga Insurans Motosikal Malaysia: Kenapa Berbeza?<\/a><br><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/windscreen-claim-without-affecting-ncd-malaysia-guide\">Windscreen Claim Without Affecting NCD: Malaysia Guide<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>From dangerous tailgating to letting your insurance lapse, bad habits can cost you money and safety. Here is how to avoid the most common pitfalls on our roads.<\/p>\n","protected":false},"author":39,"featured_media":60914,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59,436],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Common Mistakes Malaysian Drivers Make | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: Common Mistakes Malaysian Drivers Make Learn the common mistakes Malaysian drivers make and how to avoid accidents, fines, insurance problems and costly repairs in Malaysia.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/common-mistakes-malaysian-drivers-make\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Common Mistakes Malaysian Drivers Make | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Car Insurance | Read about: Common Mistakes Malaysian Drivers Make Learn the common mistakes Malaysian drivers make and how to avoid accidents, fines, insurance problems and costly repairs in Malaysia.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/common-mistakes-malaysian-drivers-make\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-11T14:46:52+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-11T14:46:57+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/08\/Common-Mistakes-Malaysian-Drivers-Make-\u2014-And-How-to-Avoid-Them.webp?fit=1080%2C683&amp;ssl=1\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"BJAK Content Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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