{"id":61278,"date":"2026-09-10T20:17:30","date_gmt":"2026-09-10T12:17:30","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=61278"},"modified":"2026-09-10T20:17:35","modified_gmt":"2026-09-10T12:17:35","slug":"can-you-buy-the-mediasas-plan-for-parents-and-children","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-you-buy-the-mediasas-plan-for-parents-and-children","title":{"rendered":"MediAsas for Parents and Children: Eligibility Guide"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6aa2bcd4b6852\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6aa2bcd4b6852\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-you-buy-the-mediasas-plan-for-parents-and-children\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-you-buy-the-mediasas-plan-for-parents-and-children\/#Registration_Eligibility_for_Children\" title=\"Registration Eligibility for Children\">Registration Eligibility for Children<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-you-buy-the-mediasas-plan-for-parents-and-children\/#Registration_for_Elderly_Parents\" title=\"Registration for Elderly Parents\">Registration for Elderly Parents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-you-buy-the-mediasas-plan-for-parents-and-children\/#Payment_Flexibility_via_EPF\" title=\"Payment Flexibility via EPF\">Payment Flexibility via EPF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-you-buy-the-mediasas-plan-for-parents-and-children\/#Quick_Comparison_Dependent_Categories\" title=\"Quick Comparison: Dependent Categories\">Quick Comparison: Dependent Categories<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-you-buy-the-mediasas-plan-for-parents-and-children\/#Frequently_Asked_Questions_FAQ\" title=\"Frequently Asked Questions (FAQ)\">Frequently Asked Questions (FAQ)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-you-buy-the-mediasas-plan-for-parents-and-children\/#Related_Bjak_Guides\" title=\"Related Bjak Guides\">Related Bjak Guides<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-you-buy-the-mediasas-plan-for-parents-and-children\/#How_Bjak_Helps_You\" title=\"How Bjak Helps You\">How Bjak Helps You<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-you-buy-the-mediasas-plan-for-parents-and-children\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The <strong>MediAsas for parents and children<\/strong> protection plan has quickly become the top choice for Malaysians seeking affordable family health security. This concise guide directly explains the exact age requirements, EPF payment methods, and transparent cost structures for registering your dependents&#8217; policies.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Registration_Eligibility_for_Children\"><\/span><strong>Registration Eligibility for Children<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>You are absolutely allowed to purchase a MediAsas protection policy on behalf of your children. Registration is typically open as early as 14 to 30 days old, strictly depending on the specific conditions set by your chosen insurance company.<\/p>\n\n\n\n<p>Child protection is incredibly worthwhile because the premium rates charged are significantly lower compared to adults. Furthermore, their application approvals are much faster since children rarely possess complex chronic medical records.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Registration_for_Elderly_Parents\"><\/span><strong>Registration for Elderly Parents<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The MediAsas scheme allows new entry ages up to 70 years old, making it a highly competitive senior protection option. This means you can comfortably purchase this plan for your beloved parents to secure their golden years.<\/p>\n\n\n\n<p>However, you must remember that parent registrations are strictly subject to pre-existing condition rules. If they already have chronic medical records for illnesses like diabetes or high blood pressure, any claims related to those specific diseases will definitely be rejected.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Payment_Flexibility_via_EPF\"><\/span><strong>Payment Flexibility via EPF<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>A massive advantage of this scheme is the authorization to pay premium contributions using the Employees Provident Fund (EPF) i-Lindung facility. You are permitted to make direct withdrawals from your Account Sejahtera to completely finance the insurance policies of your spouse, children, and parents.<\/p>\n\n\n\n<p>This automated deduction initiative ensures every family member remains protected without burdening your monthly cash flow. You simply need to ensure your Account Sejahtera balance is sufficient to cover their total annual premium prices.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Quick_Comparison_Dependent_Categories\"><\/span><strong>Quick Comparison: Dependent Categories<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Protection Criteria<\/strong><\/td><td><strong>Children&#8217;s Policy<\/strong><\/td><td><strong>Parents&#8217; Policy (Seniors)<\/strong><\/td><\/tr><tr><td><strong>Eligibility Age Limit<\/strong><\/td><td>Starts as early as 14\/30 days<\/td><td>New entry up to 70 years old<\/td><\/tr><tr><td><strong>Premium Rate<\/strong><\/td><td>Very low and affordable<\/td><td>Moderately high (Based on age risk)<\/td><\/tr><tr><td><strong>Pre-Existing Risk<\/strong><\/td><td>Very low (Easily approved)<\/td><td>High (Subject to medical history)<\/td><\/tr><tr><td><strong>Payment Option<\/strong><\/td><td>Allowed via EPF i-Lindung<\/td><td>Allowed via EPF i-Lindung<\/td><\/tr><tr><td><strong>Ward Admission Cost<\/strong><\/td><td>RM500 Deductible + 20% Co-insurance<\/td><td>RM1,000 Deductible + 20% Co-insurance (Age 61+)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQ\"><\/span><strong>Frequently Asked Questions (FAQ)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li><strong>Can I combine my family&#8217;s protection into one single policy?<\/strong><\/li><li>No. The MediAsas scheme is strictly offered as individual policies only. However, you can conveniently monitor and pay for all these separate policies through one main account profile.<br><\/li><li><strong>Is a medical check-up mandatory for parents?<\/strong><\/li><li>Usually, the approval process relies entirely on an honest health declaration. However, the insurer reserves the absolute right to request a full medical report if your parent&#8217;s past health record is doubtful.<br><\/li><li><strong>Are these dependent policies eligible for LHDN tax relief?<\/strong><\/li><li>You can only claim the medical insurance tax relief (RM3,000 limit) for policies covering yourself, your spouse, and your children. Please note that medical insurance premiums paid for parents are <strong>not eligible<\/strong> for claims under any LHDN tax relief category.<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Related_Bjak_Guides\"><\/span><strong>Related Bjak Guides<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To effortlessly maximize your savings, please read our legally accurate guide on <a href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/lhdn-tax-relief-can-you-claim-your-mediasas-premiums\" target=\"_blank\" rel=\"noreferrer noopener\">LHDN MediAsas tax relief<\/a>. For parental protection, the eligibility guide on <a href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/medical-insurance-for-retirees-is-mediasas-the-best-solution\" target=\"_blank\" rel=\"noreferrer noopener\">MediAsas for retirees<\/a> will provide vital clarity on the deductible cost structure. Additionally, evaluate the annual limit differences between the <a href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/mediasas-teras-vs-fleksi-which-plan-is-best-for-your-family\" target=\"_blank\" rel=\"noreferrer noopener\">MediAsas Teras vs Fleksi plans<\/a>.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_Bjak_Helps_You\"><\/span><strong>How Bjak Helps You<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Managing multiple medical policies for your entire family should never complicate your daily life. The Bjak digital platform is fiercely committed to consolidating all your family&#8217;s protection needs into one neat, easily monitored dashboard.<\/p>\n\n\n\n<p>On <a href=\"https:\/\/bjak.my\/en\/life?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=can-you-buy-the-mediasas-plan-for-parents-and-children\" target=\"_blank\" rel=\"noreferrer noopener\">Bjak.my<\/a>, you are completely free to instantly compare premium prices and subscribe to MediAsas packages for every family member. We guarantee that every protection detail, from co-insurance charges to strict policy exclusions, is displayed transparently to protect your financial safety.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Providing solid health security ensures your family members receive immediate access to quality private hospital treatments at a highly reasonable rate. Protect your loved ones&#8217; future by comparing the best medical plans online at <a href=\"https:\/\/bjak.my\/en\/life?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=can-you-buy-the-mediasas-plan-for-parents-and-children\" target=\"_blank\" rel=\"noreferrer noopener\">Bjak.my<\/a> today!<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en\/life?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=can-you-buy-the-mediasas-plan-for-parents-and-children\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p><br>Also Read:<br><a href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/bolehkah-anda-membeli-pelan-mediasas-untuk-ibu-bapa-dan-anak-anak\">MediAsas untuk Ibu Bapa dan Anak-Anak<\/a><br><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/srcc-cover-do-you-need-it\">SRCC Cover: Do You Need It?<\/a><br><a href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/mediasas-ward-admission-guide-cashless-or-pay-first\">MediAsas Ward Admission Guide: Cashless or Pay First?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Protecting your family members is now easier and cheaper. Learn the eligibility rules and how to register the MediAsas protection plan for your parents and children.<\/p>\n","protected":false},"author":39,"featured_media":61279,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[359],"tags":[59,88,143],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>MediAsas for Parents and Children: Eligibility Guide | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Life and Medical Insurance | Read about: MediAsas for Parents and Children: Eligibility Guide Can you buy the MediAsas plan for parents and children? 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