{"id":61412,"date":"2026-09-15T17:22:11","date_gmt":"2026-09-15T09:22:11","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=61412"},"modified":"2026-09-15T17:22:45","modified_gmt":"2026-09-15T09:22:45","slug":"admitting-to-a-government-hospital-with-mediasas-is-it-completely-free","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/mediasas\/admitting-to-a-government-hospital-with-mediasas-is-it-completely-free","title":{"rendered":"Admitting to a Government Hospital With MediAsas"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6aa92a9a0b6b5\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6aa92a9a0b6b5\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/mediasas\/admitting-to-a-government-hospital-with-mediasas-is-it-completely-free\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/mediasas\/admitting-to-a-government-hospital-with-mediasas-is-it-completely-free\/#Costs_of_Admitting_to_a_Government_Hospital_With_MediAsas\" title=\"Costs of Admitting to a Government Hospital With MediAsas\">Costs of Admitting to a Government Hospital With MediAsas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/mediasas\/admitting-to-a-government-hospital-with-mediasas-is-it-completely-free\/#RM500_Deductible_When_Admitting_to_a_Government_Hospital\" title=\"RM500 Deductible When Admitting to a Government Hospital\">RM500 Deductible When Admitting to a Government Hospital<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/mediasas\/admitting-to-a-government-hospital-with-mediasas-is-it-completely-free\/#Pay_and_Claim_Method_for_MediAsas_at_Government_Hospitals\" title=\"Pay and Claim Method for MediAsas at Government Hospitals\">Pay and Claim Method for MediAsas at Government Hospitals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/mediasas\/admitting-to-a-government-hospital-with-mediasas-is-it-completely-free\/#Quick_Comparison_Government_vs_Private_Using_MediAsas\" title=\"Quick Comparison: Government vs Private (Using MediAsas)\">Quick Comparison: Government vs Private (Using MediAsas)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/mediasas\/admitting-to-a-government-hospital-with-mediasas-is-it-completely-free\/#Frequently_Asked_Questions_FAQ\" title=\"Frequently Asked Questions (FAQ)\">Frequently Asked Questions (FAQ)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/mediasas\/admitting-to-a-government-hospital-with-mediasas-is-it-completely-free\/#Related_Bjak_Guides\" title=\"Related Bjak Guides\">Related Bjak Guides<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/mediasas\/admitting-to-a-government-hospital-with-mediasas-is-it-completely-free\/#How_Bjak_Helps_You\" title=\"How Bjak Helps You\">How Bjak Helps You<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/mediasas\/admitting-to-a-government-hospital-with-mediasas-is-it-completely-free\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Many policyholders assume that treatment at public hospitals is completely free. However, government hospitals may still charge patients depending on the ward class, treatment received and medical items required. This guide explains how admitting to a government hospital with MediAsas works, including the RM500 deductible, co-insurance and claim procedure.<\/p>\n\n\n\n<p>However, private medical insurance works differently at government hospitals. Understanding the process can help you avoid unexpected costs. This guide unpacks the reality of public hospital costs and explains exactly how your MediAsas protection plan functions in these situations.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Costs_of_Admitting_to_a_Government_Hospital_With_MediAsas\"><\/span><strong>Costs of Admitting to a Government Hospital With MediAsas<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Although government health subsidies are substantial, you must still pay daily room charges if you opt for First or Second Class wards. In addition, patients usually pay the full cost of surgical implants, intraocular lenses, and medicines that are not listed in the Ministry of Health formulary.<\/p>\n\n\n\n<p>In these cases, MediAsas may help cover eligible costs for expensive medical items, subject to the policy terms, deductible, and co-insurance.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"RM500_Deductible_When_Admitting_to_a_Government_Hospital\"><\/span><strong><strong>RM500 Deductible When Admitting to a Government Hospital<\/strong><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As outlined in the contract, the MediAsas plan is subject to a fixed RM500 deductible and a 20% co-insurance charge for every ward admission. If your total government hospital bill is low (for instance, RM150), you must bear that bill out-of-pocket because it falls below the deductible threshold.<\/p>\n\n\n\n<p>However, when eligible treatment costs are high, MediAsas may reimburse part of the bill after you pay the RM500 deductible and applicable 20% co-insurance.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Pay_and_Claim_Method_for_MediAsas_at_Government_Hospitals\"><\/span><strong>Pay and Claim Method for MediAsas at Government Hospitals<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Unlike many panel private hospitals, government hospitals generally do not use private-insurer Guarantee Letters (GLs) for standard admissions. Therefore, if you utilize a MediAsas plan at a government hospital, you are required to use the &#8220;Pay and Claim&#8221; method.<\/p>\n\n\n\n<p>You usually pay the hospital bill first. Then, after discharge, submit the original receipts and required medical reports to the insurer for reimbursement.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Quick_Comparison_Government_vs_Private_Using_MediAsas\"><\/span><strong>Quick Comparison: Government vs Private (Using MediAsas)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Ward Admission Aspect<\/strong><\/td><td><strong>Government Hospital<\/strong><\/td><td><strong>Panel Private Hospital<\/strong><\/td><\/tr><tr><td><strong>Payment Method<\/strong><\/td><td>Pay and Claim (Pay full bill first)<\/td><td>Cashless (Subject to GL approval)<\/td><\/tr><tr><td><strong>Total Bill Charge<\/strong><\/td><td>Very low (Highly subsidized)<\/td><td>Very high (No subsidies)<\/td><\/tr><tr><td><strong>Hidden Cost Risk<\/strong><\/td><td>High for expensive implants\/special drugs<\/td><td>None (Everything is billed directly)<\/td><\/tr><tr><td><strong>RM500 Deductible Effect<\/strong><\/td><td>Patient pays if the bill is below RM500<\/td><td>Insurer covers the massive remainder<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQ\"><\/span><strong>Frequently Asked Questions (FAQ)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li><strong>Can I request a GL issuance for a government hospital admission?<\/strong><\/li><li>Generally, no. Government hospitals do not process private insurance GL systems for standard ward admissions. You must pay the deposit and settle the bill manually before filing for a reimbursement claim.<br><\/li><li><strong>Am I eligible to receive a Government Hospital Daily Cash Allowance?<\/strong><\/li><li>Some medical policies offer a daily cash allowance for admission to a government hospital. Check your MediAsas policy wording to confirm whether this benefit applies and what conditions apply.<br><\/li><li><strong>Should I make a MediAsas claim for a very cheap government bill?<\/strong><\/li><li>A claim for a RM200 bill may not be practical because the amount is below the RM500 deductible. However, review your policy terms and consider whether any other eligible benefits apply before deciding.<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Related_Bjak_Guides\"><\/span><strong>Related Bjak Guides<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To ensure you are never confused by payment structures, please read our guide on <a href=\"https:\/\/bjak.my\/blog\/mediasas\/mediasas-co-payments-how-much-do-you-pay-at-the-hospital\" target=\"_blank\" rel=\"noreferrer noopener\">how the hospital co-payment system works<\/a>. You are also recommended to study the <a href=\"https:\/\/bjak.my\/blog\/mediasas\/before-you-buy-the-35-major-exclusions-of-the-mediasas-plan\" target=\"_blank\" rel=\"noreferrer noopener\">35 major exclusions under the MediAsas plan<\/a>. Additionally, evaluate the differences in annual limits between the <a href=\"https:\/\/bjak.my\/blog\/mediasas\/mediasas-teras-vs-fleksi-which-plan-is-best-for-your-family\" target=\"_blank\" rel=\"noreferrer noopener\">MediAsas Teras vs Fleksi plans<\/a>.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_Bjak_Helps_You\"><\/span><strong>How Bjak Helps You<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Medical terms and insurance procedures can be confusing, especially during an emergency. The Bjak digital platform is committed to helping all Malaysians transparently, safely, and rapidly compare their protection rights.<\/p>\n\n\n\n<p>Through the <a href=\"https:\/\/bjak.my\/en\/life?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=admitting-to-a-government-hospital-with-mediasas-is-it-completely-free\" target=\"_blank\" rel=\"noreferrer noopener\">Bjak.my<\/a> platform, you are free to check detailed quotes and conditions for various medical packages from top-tier insurance companies. We clearly display deductible conditions, payment modes, and exclusion limits so you are never caught off guard when registering at the ward counter.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Knowing the actual procedures enforced at government hospitals ensures you are constantly prepared to face any financial burdens caused by implants or specialized drugs. Ensure your family receives the strongest protection guarantee with the right medical plan. Proactively compare quotes and subscribe to the best health protection policies at <strong><a href=\"https:\/\/bjak.my\/en\/life?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=admitting-to-a-government-hospital-with-mediasas-is-it-completely-free\" target=\"_blank\" rel=\"noreferrer noopener\">Bjak.my<\/a><\/strong> today!<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en\/life?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=admitting-to-a-government-hospital-with-mediasas-is-it-completely-free\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p><br>Also Read:<br><a href=\"https:\/\/bjak.my\/blog\/mediasas\/masuk-wad-kerajaan-dengan-mediasas-adakah-semuanya-percuma\">Wad Kerajaan dengan MediAsas: Percuma?<\/a><br><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/perlindungan-rusuhan-mogok-amp-kekacauan-awam-srcc-perlu-ke\">Perlindungan SRCC: Perlu atau Tidak?<\/a><br><a href=\"https:\/\/bjak.my\/blog\/mediasas\/canceling-your-old-medical-card-for-mediasas-is-it-worth-it\">Cancel Old Medical Card for MediAsas: Is It Worth It?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Many assume treatments at public hospitals are entirely free. Find out the true function of the MediAsas plan if you are admitted to a government ward.<\/p>\n","protected":false},"author":39,"featured_media":61413,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[3557],"tags":[59,88,3558],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Admitting to a Government Hospital With MediAsas | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | MediAsas | Read about: Admitting to a Government Hospital With MediAsas Is it free to enter a government hospital with MediAsas? 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