{"id":6285,"date":"2021-10-18T19:42:04","date_gmt":"2021-10-18T11:42:04","guid":{"rendered":"https:\/\/bjak.com\/blog\/?p=6285"},"modified":"2021-10-29T16:57:31","modified_gmt":"2021-10-29T08:57:31","slug":"%e5%a6%82%e4%bd%95%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9","title":{"rendered":"\u5982\u4f55\u66f4\u65b0\u6c7d\u8f66\u4fdd\u9669\uff1f"},"content":{"rendered":"\n<p>\u5982\u679c\u53ef\u4ee5\u9009\u62e9\uff0c\u60a8\u4f1a\u8d2d\u4e70\u6c7d\u8f66\u4fdd\u9669\u5417\uff1f<\/p>\n\n\n\n<p>\u5176\u5b9e\uff0c\u8d2d\u4e70\u6c7d\u8f66\u4fdd\u9669\u4e0d\u4ec5\u4ec5\u662f\u56e0\u4e3a\u6cd5\u5f8b\u89c4\u5b9a\uff0c\u66f4\u91cd\u8981\u7684\u662f\u8981\u4fdd\u969c\u81ea\u5df1\u3001\u8f66\u5b50\u53ca\u5176\u4ed6\u516c\u8def\u4f7f\u7528\u8005\u7684\u5b89\u5168\u3002<\/p>\n\n\n\n<p>\u8bd5\u60f3\u60f3\uff0c\u5982\u679c\u60a8\u4e0d\u5c0f\u5fc3\u649e\u5230\u4e86\u522b\u4eba\u7684\u8f66\u5b50\uff0c\u53cc\u65b9\u7684\u8f66\u5b50\u90fd\u4e25\u91cd\u635f\u574f\uff0c\u4e00\u65f6\u4e4b\u95f4\u8981\u60a8\u62ff\u51fa\u4e00\u5927\u7b14\u94b1\u6765\u7ef4\u4fee\u8f66\u5b50\uff0c\u5e94\u8be5\u662f\u4e00\u4ef6\u4ee4\u4eba\u96be\u53d7\u53c8\u5fc3\u75db\u7684\u4e8b\u5427\u3002\u5047\u82e5\u4e70\u4e86\u6c7d\u8f66\u4fdd\u9669\uff0c\u4e8b\u60c5\u5c31\u4f1a\u53d8\u5f97\u7b80\u5355\u8bb8\u591a\u3002\u90a3\u8981\u5982\u4f55\u9009\u62e9\u53ca\u66f4\u65b0\u6c7d\u8f66\u4fdd\u9669\u5462\uff1f<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d796b29447e\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" 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href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/#%E6%AF%94%E8%BE%83%E5%90%84%E7%A7%8D%E4%BF%9D%E9%99%A9%E7%9A%84%E4%BF%9D%E9%9A%9C%E6%88%96%E9%99%84%E5%8A%A0%E4%BF%9D%E9%99%A9\" title=\"\u6bd4\u8f83\u5404\u79cd\u4fdd\u9669\u7684\u4fdd\u969c\u6216\u9644\u52a0\u4fdd\u9669\">\u6bd4\u8f83\u5404\u79cd\u4fdd\u9669\u7684\u4fdd\u969c\u6216\u9644\u52a0\u4fdd\u9669<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/#%E6%9F%A5%E8%AF%A2%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E6%89%80%E6%8C%87%E5%AE%9A%E7%9A%84%E6%B1%BD%E8%BD%A6%E7%BB%B4%E4%BF%AE%E5%8E%82\" title=\"\u67e5\u8be2\u4fdd\u9669\u516c\u53f8\u6240\u6307\u5b9a\u7684\u6c7d\u8f66\u7ef4\u4fee\u5382\">\u67e5\u8be2\u4fdd\u9669\u516c\u53f8\u6240\u6307\u5b9a\u7684\u6c7d\u8f66\u7ef4\u4fee\u5382<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/#%E6%AF%94%E8%BE%83%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E7%9A%84%E6%9C%8D%E5%8A%A1%E5%93%81%E8%B4%A8\" title=\"\u6bd4\u8f83\u4fdd\u9669\u516c\u53f8\u7684\u670d\u52a1\u54c1\u8d28\">\u6bd4\u8f83\u4fdd\u9669\u516c\u53f8\u7684\u670d\u52a1\u54c1\u8d28<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/#%E6%9B%B4%E6%96%B0%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9%E7%9A%84%E6%96%B9%E6%B3%95\" title=\"\u66f4\u65b0\u6c7d\u8f66\u4fdd\u9669\u7684\u65b9\u6cd5\">\u66f4\u65b0\u6c7d\u8f66\u4fdd\u9669\u7684\u65b9\u6cd5<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/#%E9%80%9A%E8%BF%87%E4%BC%A0%E7%BB%9F%E4%BB%A3%E7%90%86%E6%9B%B4%E6%96%B0%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9\" title=\"\u901a\u8fc7\u4f20\u7edf\u4ee3\u7406\u66f4\u65b0\u6c7d\u8f66\u4fdd\u9669\">\u901a\u8fc7\u4f20\u7edf\u4ee3\u7406\u66f4\u65b0\u6c7d\u8f66\u4fdd\u9669<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/#%E9%80%9A%E8%BF%87%E5%BF%85%E4%BD%B3_Bjak_%E6%9B%B4%E6%96%B0%E8%BD%A6%E9%99%A9\" title=\"\u901a\u8fc7\u5fc5\u4f73 Bjak \u66f4\u65b0\u8f66\u9669\">\u901a\u8fc7\u5fc5\u4f73 Bjak \u66f4\u65b0\u8f66\u9669<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/#%E9%80%9A%E8%BF%87%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E7%BD%91%E9%A1%B5%E6%9B%B4%E6%96%B0%E8%BD%A6%E9%99%A9\" title=\"\u901a\u8fc7\u4fdd\u9669\u516c\u53f8\u7f51\u9875\u66f4\u65b0\u8f66\u9669\">\u901a\u8fc7\u4fdd\u9669\u516c\u53f8\u7f51\u9875\u66f4\u65b0\u8f66\u9669<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/#%E6%88%90%E4%B8%BA%E4%B8%80%E5%90%8D%E7%B2%BE%E6%98%8E%E7%9A%84%E6%B6%88%E8%B4%B9%E8%80%85%EF%BC%8C%E6%9B%B4%E6%96%B0%E4%B9%8B%E5%89%8D%E8%B4%A7%E6%AF%94%E4%B8%89%E5%AE%B6\" title=\"\u6210\u4e3a\u4e00\u540d\u7cbe\u660e\u7684\u6d88\u8d39\u8005\uff0c\u66f4\u65b0\u4e4b\u524d\u8d27\u6bd4\u4e09\u5bb6\">\u6210\u4e3a\u4e00\u540d\u7cbe\u660e\u7684\u6d88\u8d39\u8005\uff0c\u66f4\u65b0\u4e4b\u524d\u8d27\u6bd4\u4e09\u5bb6<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E9%80%89%E6%8B%A9%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9%E7%9A%84%E6%96%B9%E6%B3%95\"><\/span>\u9009\u62e9\u6c7d\u8f66\u4fdd\u9669\u7684\u65b9\u6cd5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u9a6c\u6765\u897f\u4e9a\u62e5\u6709\u591a\u8fbe20\u5bb6\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u6c7d\u8f66\u4fdd\u9669\uff0c\u5728\u4f17\u591a\u4fdd\u9669\u516c\u53f8\u5f53\u4e2d\uff0c\u5982\u4f55\u9009\u62e9\u6700\u597d\u7684\u4fdd\u9669\u65b9\u6848\uff0c\u5927\u6982\u662f\u8f66\u4e3b\u4eec\u90fd\u5f88\u5173\u5fc3\u7684\u4e8b\u3002<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E8%BD%A6%E9%99%A9%E7%9A%84%E7%B1%BB%E5%9E%8B\"><\/span><strong>\u8f66\u9669\u7684\u7c7b\u578b<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5728\u8d2d\u4e70\u6c7d\u8f66\u4fdd\u9669\u4e4b\u524d\uff0c\u4f60\u9700\u8981\u6e05\u695a\u4e86\u89e3<span style=\"text-decoration: underline;\"><a 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data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Image-3_-Image-type-of-insurance-2\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Image-type-of-insurance-2.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Image-type-of-insurance-2.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Image-type-of-insurance-2-1024x1024.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"\u6c7d\u8f66\u4fdd\u9669\u7684\u7c7b\u578b\" class=\"wp-image-6573\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Image-type-of-insurance-2.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Image-type-of-insurance-2.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Image-type-of-insurance-2.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Image-type-of-insurance-2.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Image-type-of-insurance-2.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E7%A1%AE%E5%AE%9A%E6%82%A8%E5%BF%85%E9%A1%BB%E4%B8%BA%E4%BF%9D%E9%99%A9%E6%94%AF%E4%BB%98%E7%9A%84%E9%87%91%E9%A2%9D\"><\/span><strong>\u786e\u5b9a\u60a8\u5fc5\u987b\u4e3a\u4fdd\u9669\u652f\u4ed8\u7684\u91d1\u989d<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u60a8\u4e3a\u6c7d\u8f66\u4fdd\u9669\u652f\u4ed8\u7684\u4fdd\u8d39\u6216\u91d1\u989d\u56e0\u4fdd\u9669\u516c\u53f8\u800c\u5f02\u3002\u4fdd\u9669\u516c\u53f8\u6839\u636e\u6c7d\u8f66\u7684\u5e02\u573a\u4ef7\u503c\u3001\u6c7d\u8f66\u7684\u5e74\u9f84\u4ee5\u53ca\u63d0\u4f9b\u7684\u4fdd\u9669\u8303\u56f4\u7b49\u51e0\u4e2a\u56e0\u7d20\u8fdb\u884c\u98ce\u9669\u8bc4\u4f30\u3002\u4e00\u822c\u6765\u8bf4\uff0c\u7efc\u5408\u578b\u4fdd\u9669\u7684\u4fdd\u8d39\u4f1a\u6bd4\u8f83\u9ad8\uff0c\u56e0\u4e3a\u5b83\u6bd4\u7b2c\u4e09\u65b9\u4fdd\u9669\u3001\u706b\u707e\u548c\u76d7\u7a83\u6216\u7b2c\u4e09\u65b9\u4fdd\u9669\u66f4\u5168\u9762\u3002<\/p>\n\n\n\n<p>\u4e3a\u4e86\u786e\u5b9a\u60a8\u7684\u4fdd\u9669\u4fdd\u989d\uff0c\u60a8\u53ef\u4ee5\u5148\u67e5\u8be2\u60a8\u7684\u6c7d\u8f66\u6240\u503c\u7684\u5e02\u573a\u4ef7\u503c\u3002\u6211\u4eec\u5f3a\u70c8\u5efa\u8bae\u60a8\u7684\u4fdd\u989d\u4e0d\u8981\u4f4e\u4e8e\u5e02\u573a\u4ef7\u503c\u3002<\/p>\n\n\n\n<p>\u6839\u636e\u60a8\u7684\u8f66\u5b50\u8f66\u9f84\u4ee5\u53ca\u503a\u6b3e\uff0c\u6211\u4eec\u5efa\u8bae\u60a8\u9009\u62e9<span style=\"text-decoration: underline;\"><a href=\"https:\/\/bjak.my\/blog\/%e5%b8%82%e5%9c%ba%e4%bb%b7%e5%80%bc%e4%b8%8e%e7%ba%a6%e5%ae%9a%e4%bb%b7%e5%80%bc\/\">\u7ea6\u5b9a\u4ef7\u503c<\/a><\/span>\u7684\u4fdd\u989d\u3002\u4e07\u4e00\u53d1\u751f\u8f66\u7978\u6216\u5931\u7a83\u800c\u9700\u8981\u7533\u8bf7\u5168\u989d\u7d22\u8d54\uff0c\u60a8\u5c06\u6309\u7167\u7ea6\u5b9a\u4ef7\u503c\u83b7\u5f97\u8d54\u507f\u91d1\u3002\u53cd\u4e4b\uff0c\u5982\u679c\u60a8\u9009\u62e9<span style=\"text-decoration: underline;\"><a href=\"https:\/\/bjak.my\/blog\/%e5%b8%82%e5%9c%ba%e4%bb%b7%e5%80%bc%e4%b8%8e%e7%ba%a6%e5%ae%9a%e4%bb%b7%e5%80%bc\/\">\u5e02\u573a\u4ef7\u503c<\/a><\/span>\u7684\u4fdd\u989d\uff0c\u90a3\u4e48\u60a8\u7684\u8d54\u507f\u91d1\u5c31\u4f1a\u88ab\u5e02\u573a\u4ef7\u503c\u6240\u5f71\u54cd\uff0c\u800c\u6c7d\u8f66\u7684\u5e02\u573a\u4ef7\u503c\u6bcf\u5e74\u5e73\u5747\u4e0b\u964d10-15%\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u60a8\u7684\u4fdd\u8d39\u5c06\u56e0\u4e3a\u60a8\u9009\u62e9\u5e02\u573a\u4ef7\u503c\u6216\u7ea6\u5b9a\u4ef7\u503c\u800c\u6709\u6240\u4e0d\u540c\uff0c\u5728\u505a\u9009\u62e9\u65f6\u8981\u8003\u8651\u6c7d\u8f66\u7684\u72b6\u51b5\u4ee5\u53ca\u60a8\u7684\u8d22\u52a1\u72b6\u51b5\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"6575\" data-permalink=\"https:\/\/bjak.my\/blog\/image-3_-perbandingan-market-value-vs-agreed-value%ef%bc%88change-to-mandarin-visual%ef%bc%89-3\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Perbandingan-Market-Value-vs-Agreed-Value\uff08change-to-mandarin-visual\uff09-3.jpg?fit=1600%2C900&amp;ssl=1\" data-orig-size=\"1600,900\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Image-3_-Perbandingan-Market-Value-vs-Agreed-Value\uff08change-to-mandarin-visual\uff09-3\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Perbandingan-Market-Value-vs-Agreed-Value\uff08change-to-mandarin-visual\uff09-3.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Perbandingan-Market-Value-vs-Agreed-Value\uff08change-to-mandarin-visual\uff09-3.jpg?fit=1024%2C576&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"576\" src=\"https:\/\/i0.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Perbandingan-Market-Value-vs-Agreed-Value\uff08change-to-mandarin-visual\uff09-3-1024x576.jpg?resize=1024%2C576&#038;ssl=1\" alt=\"\u5e02\u573a\u4ef7\u503c\u53ca\u7ea6\u5b9a\u4ef7\u503c\" class=\"wp-image-6575\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Perbandingan-Market-Value-vs-Agreed-Value\uff08change-to-mandarin-visual\uff09-3.jpg?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Perbandingan-Market-Value-vs-Agreed-Value\uff08change-to-mandarin-visual\uff09-3.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Perbandingan-Market-Value-vs-Agreed-Value\uff08change-to-mandarin-visual\uff09-3.jpg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Perbandingan-Market-Value-vs-Agreed-Value\uff08change-to-mandarin-visual\uff09-3.jpg?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Perbandingan-Market-Value-vs-Agreed-Value\uff08change-to-mandarin-visual\uff09-3.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E6%AF%94%E8%BE%83%E5%90%84%E7%A7%8D%E4%BF%9D%E9%99%A9%E7%9A%84%E4%BF%9D%E9%9A%9C%E6%88%96%E9%99%84%E5%8A%A0%E4%BF%9D%E9%99%A9\"><\/span><strong>\u6bd4\u8f83\u5404\u79cd\u4fdd\u9669\u7684\u4fdd\u969c\u6216\u9644\u52a0\u4fdd\u9669<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5982\u679c\u60f3\u8981\u5f97\u5230\u6700\u597d\u7684\u4fdd\u969c\uff0c\u5728\u8d2d\u4e70\u8f66\u9669\u4e4b\u524d\uff0c\u5148\u6bd4\u8f83\u5404\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u7684\u514d\u8d39\u4fdd\u969c\u3002\u6bd4\u5982\uff0c\u6709\u7684\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u514d\u8d39\u62d6\u8f66\u670d\u52a1\u6216\u513f\u7ae5\u5ea7\u6905\u4fdd\u969c\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"6578\" data-permalink=\"https:\/\/bjak.my\/blog\/image-2_-jenis-jenis-perlindungan-tambahan-3\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Jenis-jenis-Perlindungan-tambahan-3.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Image-2_-Jenis-jenis-Perlindungan-tambahan-3\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Jenis-jenis-Perlindungan-tambahan-3.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Jenis-jenis-Perlindungan-tambahan-3.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i0.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Jenis-jenis-Perlindungan-tambahan-3-1024x1024.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"\u9644\u52a0\u4fdd\u9669\" class=\"wp-image-6578\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Jenis-jenis-Perlindungan-tambahan-3.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Jenis-jenis-Perlindungan-tambahan-3.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Jenis-jenis-Perlindungan-tambahan-3.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Jenis-jenis-Perlindungan-tambahan-3.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Jenis-jenis-Perlindungan-tambahan-3.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E6%9F%A5%E8%AF%A2%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E6%89%80%E6%8C%87%E5%AE%9A%E7%9A%84%E6%B1%BD%E8%BD%A6%E7%BB%B4%E4%BF%AE%E5%8E%82\"><\/span><strong>\u67e5\u8be2\u4fdd\u9669\u516c\u53f8\u6240\u6307\u5b9a\u7684\u6c7d\u8f66\u7ef4\u4fee\u5382<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"5860\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/jenis-jenis-perlindungan-tambahan-untuk-insurans-kereta\/attachment\/image-8-_-kereta-in-bengkel-can-put-kereta-tgh-service-dkt-any-authorized-bengkel-ie-perodua_-proton\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-8-_-Kereta-in-bengkel-can-put-kereta-tgh-service-dkt-any-authorized-bengkel-ie-Perodua_-Proton.jpg?fit=1600%2C900&amp;ssl=1\" data-orig-size=\"1600,900\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"ompensation for estimated repair time (CART)\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-8-_-Kereta-in-bengkel-can-put-kereta-tgh-service-dkt-any-authorized-bengkel-ie-Perodua_-Proton.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-8-_-Kereta-in-bengkel-can-put-kereta-tgh-service-dkt-any-authorized-bengkel-ie-Perodua_-Proton.jpg?fit=1024%2C576&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"576\" src=\"https:\/\/i1.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/Image-8-_-Kereta-in-bengkel-can-put-kereta-tgh-service-dkt-any-authorized-bengkel-ie-Perodua_-Proton-1024x576.jpg?resize=1024%2C576&#038;ssl=1\" alt=\"\u4fdd\u9669\u516c\u53f8\u6307\u5b9a\u7ef4\u4fee\u5382\n\" class=\"wp-image-5860\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-8-_-Kereta-in-bengkel-can-put-kereta-tgh-service-dkt-any-authorized-bengkel-ie-Perodua_-Proton.jpg?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-8-_-Kereta-in-bengkel-can-put-kereta-tgh-service-dkt-any-authorized-bengkel-ie-Perodua_-Proton.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-8-_-Kereta-in-bengkel-can-put-kereta-tgh-service-dkt-any-authorized-bengkel-ie-Perodua_-Proton.jpg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-8-_-Kereta-in-bengkel-can-put-kereta-tgh-service-dkt-any-authorized-bengkel-ie-Perodua_-Proton.jpg?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-8-_-Kereta-in-bengkel-can-put-kereta-tgh-service-dkt-any-authorized-bengkel-ie-Perodua_-Proton.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>\u4e3a\u4e86\u786e\u4fdd\u6c7d\u8f66\u7ef4\u4fee\u5382\u7b26\u5408\u4fdd\u9669\u516c\u53f8\u7684\u89c4\u5b9a\uff0c\u6709\u7684\u4fdd\u9669\u516c\u53f8\u53ea\u5141\u8bb8\u6295\u4fdd\u8005\u5c06\u8f66\u5b50\u9001\u5f80\u4ed6\u4eec\u6307\u5b9a\u7684\u6c7d\u8f66\u7ef4\u4fee\u5382\u8fdb\u884c\u7ef4\u4fee\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\u6211\u4eec\u5efa\u8bae\u60a8\u6700\u597d\u9009\u62e9\u5728\u5168\u56fd\u5404\u5730\u90fd\u6709\u6ce8\u518c\u6c7d\u8f66\u7ef4\u4fee\u5382\u7684\u4fdd\u9669\u3002\u5982\u679c\u60a8\u5c06\u8f66\u5b50\u9001\u5f80\u6ca1\u6709\u4fdd\u9669\u6ce8\u518c\u7684\u6c7d\u8f66\u7ef4\u4fee\u5382\uff0c\u60a8\u53ef\u80fd\u7d22\u8d54\u4e0d\u6210\u529f\u3002<\/p>\n\n\n\n<h3><span 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data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211008_BjakBlog_Adilah_A6-01-05-1\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-05-1.png?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-05-1.png?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-05-1-1024x1024.png?resize=1024%2C1024&#038;ssl=1\" alt=\"\u4fdd\u9669\u516c\u53f8\u7684\u670d\u52a1\u54c1\u8d28\" class=\"wp-image-6576\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-05-1.png?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-05-1.png?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-05-1.png?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-05-1.png?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-05-1.png?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" 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id=\"%E6%9B%B4%E6%96%B0%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9%E7%9A%84%E6%96%B9%E6%B3%95\"><\/span>\u66f4\u65b0\u6c7d\u8f66\u4fdd\u9669\u7684\u65b9\u6cd5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u60a8\u53ef\u4ee5\u9009\u62e9\u5728\u7ebf\u4e0b\u6216\u7ebf\u4e0a\u66f4\u65b0\u60a8\u7684\u6c7d\u8f66\u4fdd\u9669\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-attachment-id=\"6317\" data-permalink=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/attachment\/befunky-collage-30-3\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/BeFunky-collage-30-3.jpg?fit=800%2C380&amp;ssl=1\" data-orig-size=\"800,380\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"BeFunky-collage-30-3\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/BeFunky-collage-30-3.jpg?fit=300%2C143&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/BeFunky-collage-30-3.jpg?fit=800%2C380&amp;ssl=1\" loading=\"lazy\" width=\"800\" height=\"380\" src=\"https:\/\/i2.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/BeFunky-collage-30-3.jpg?resize=800%2C380&#038;ssl=1\" alt=\"\u66f4\u65b0\u8f66\u9669\u7684\u65b9\u6cd5\" class=\"wp-image-6317\" title=\"\u66f4\u65b0\u8f66\u9669\u7684\u65b9\u6cd5\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/BeFunky-collage-30-3.jpg?w=800&amp;ssl=1 800w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/BeFunky-collage-30-3.jpg?resize=300%2C143&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/BeFunky-collage-30-3.jpg?resize=768%2C365&amp;ssl=1 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E9%80%9A%E8%BF%87%E4%BC%A0%E7%BB%9F%E4%BB%A3%E7%90%86%E6%9B%B4%E6%96%B0%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9\"><\/span><strong>\u901a\u8fc7\u4f20\u7edf\u4ee3\u7406\u66f4\u65b0\u6c7d\u8f66\u4fdd\u9669<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u60a8\u53ef\u4ee5\u901a\u8fc7\u4fdd\u9669\u4ee3\u7406\u516c\u53f8\u6216\u8054\u7cfb\u4fdd\u9669\u4ee3\u7406\u4eba\u66ff\u60a8\u529e\u7406\u66f4\u65b0\u8f66\u9669\u7684\u624b\u7eed\u3002<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E9%80%9A%E8%BF%87%E5%BF%85%E4%BD%B3_Bjak_%E6%9B%B4%E6%96%B0%E8%BD%A6%E9%99%A9\"><\/span><strong>\u901a\u8fc7\u5fc5\u4f73 Bjak \u66f4\u65b0\u8f66\u9669<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol><li>\u5230<a href=\"https:\/\/bjak.my\/zh?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=blogzh\">\u8f66\u9669\u6bd4\u8f83\u7f51\u7ad9<\/a>\u8f93\u5165\u60a8\u7684\u6c7d\u8f66\u6ce8\u518c\u53f7\u7801\u4e0e\u8f66\u4e3b<span style=\"color: initial;\">\u8eab\u4efd\u8bc1\u53f7\u7801\u3002<\/span><\/li><li>\u60a8\u5c06\u5728 5 \u5206\u949f\u5185<span style=\"color: initial;\">\u83b7\u53d6\u62a5\u4ef7\u5355\u3002\u5728\u5fc5\u4f73\uff0c\u60a8\u53ef\u4ee5\u83b7\u53d6\u591a\u8fbe15\u5bb6\u4fdd\u9669\u516c\u53f8\u7684\u62a5\u4ef7\u3002<\/span><\/li><li>\u9009\u62e9\u60a8\u6240\u8981\u7684\u4fdd\u9669\u516c\u53f8\u5e76\u4ed8\u6b3e\u3002<\/li><li>\u60a8\u5c06\u4f1a\u901a\u8fc7\u7535\u90ae\u6536\u5230\u4e34\u65f6\u4fdd\u5355\uff0c\u4ee5\u6b64\u8868\u793a\u60a8\u7684\u6c7d\u8f66\u5df2\u7ecf\u6210\u529f\u53d7\u4fdd\u3002<\/li><\/ol>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img data-attachment-id=\"6330\" data-permalink=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/attachment\/image-1_-a-person-depan-laptop-searching-for-insurance-qu-1\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1_-A-person-depan-laptop-searching-for-insurance-qu-1.jpg?fit=1600%2C900&amp;ssl=1\" data-orig-size=\"1600,900\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Image-1_-A-person-depan-laptop-searching-for-insurance-qu-1\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1_-A-person-depan-laptop-searching-for-insurance-qu-1.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1_-A-person-depan-laptop-searching-for-insurance-qu-1.jpg?fit=1024%2C576&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"576\" src=\"https:\/\/i1.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/Image-1_-A-person-depan-laptop-searching-for-insurance-qu-1-1024x576.jpg?resize=1024%2C576&#038;ssl=1\" alt=\"\u7ebf\u4e0a\u66f4\u65b0\u8f66\u9669\" class=\"wp-image-6330\" title=\"\u7ebf\u4e0a\u66f4\u65b0\u8f66\u9669\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1_-A-person-depan-laptop-searching-for-insurance-qu-1.jpg?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1_-A-person-depan-laptop-searching-for-insurance-qu-1.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1_-A-person-depan-laptop-searching-for-insurance-qu-1.jpg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1_-A-person-depan-laptop-searching-for-insurance-qu-1.jpg?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1_-A-person-depan-laptop-searching-for-insurance-qu-1.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><figcaption>\u5728\u5fc5\u4f73\uff0c\u60a8\u53ef\u4ee5\u4e00\u6b21\u6027\u6bd4\u8f8315\u5bb6\u4fdd\u9669\u516c\u53f8\u7684\u62a5\u4ef7\uff0c\u80af\u5b9a\u80fd\u8ba9\u60a8\u7701\u4e0b\u5f88\u591a\u65f6\u95f4\u3002<\/figcaption><\/figure><\/div>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E9%80%9A%E8%BF%87%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E7%BD%91%E9%A1%B5%E6%9B%B4%E6%96%B0%E8%BD%A6%E9%99%A9\"><\/span><strong>\u901a\u8fc7\u4fdd\u9669\u516c\u53f8\u7f51\u9875\u66f4\u65b0\u8f66\u9669<\/strong><span 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