{"id":7791,"date":"2021-11-02T14:28:12","date_gmt":"2021-11-02T06:28:12","guid":{"rendered":"https:\/\/bjak.com\/blog\/?p=7791"},"modified":"2021-11-15T09:56:54","modified_gmt":"2021-11-15T01:56:54","slug":"%e8%bd%a6%e6%92%9e%e4%ba%a4%e9%80%9a%e7%81%af%ef%bc%8c%e5%8f%af%e4%bb%a5%e7%b4%a2%e8%b5%94%e4%bf%9d%e9%99%a9%e5%90%97%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e8%bd%a6%e6%92%9e%e4%ba%a4%e9%80%9a%e7%81%af%ef%bc%8c%e5%8f%af%e4%bb%a5%e7%b4%a2%e8%b5%94%e4%bf%9d%e9%99%a9%e5%90%97%ef%bc%9f","title":{"rendered":"\u8f66\u649e\u4ea4\u901a\u706f\uff0c\u53ef\u4ee5\u7d22\u8d54\u4fdd\u9669\u5417\uff1f"},"content":{"rendered":"\n<p>\u5047\u5982\u8f66\u5b50\u4e0d\u5c0f\u5fc3\u649e\u4e0a\u8def\u65c1\u7684\u4ea4\u901a\u706f\uff0c\u60a8\u53ef\u4ee5\u5411\u4fdd\u9669\u516c\u53f8\u63d0\u51fa\u7d22\u8d54\uff0c\u4f46\u9700\u8981\u89c6\u4fdd\u9669\u516c\u53f8\u800c\u5b9a\uff0c\u5e76\u4e14\u4ec5\u63d0\u4f9b\u4e88\u8d2d\u4e70\u7efc\u5408\u578b\u4fdd\u9669\u7684\u8f66\u4e3b\u3002<\/p>\n\n\n\n<p>\u5728<a href=\"https:\/\/bjak.my\/blog\/%E4%BA%86%E8%A7%A3%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9%E7%9A%843%E7%A7%8D%E7%B1%BB%E5%9E%8B\/#1_%E7%BB%BC%E5%90%88%E5%9E%8B%E4%BF%9D%E9%99%A9\">\u7efc\u5408\u578b\u4fdd\u9669<\/a>\u7684\u4fdd\u969c\u4e0b\uff0c\u60a8\u53ef\u4ee5\u63d0\u51fa\u201c\u81ea\u635f\u7d22\u8d54\u201d\uff08Own Damage Claim\uff09\uff0c\u8fd9\u9879\u6761\u6b3e\u9002\u7528\u4e8e\u8f66\u8f86\u4e0e\u9053\u8def\u4e0a\u7684\u7269\u4f53\u200b\u200b\u53d1\u751f\u78b0\u649e\uff0c\u5982\u7535\u706f\u67f1\u3001\u4ea4\u901a\u706f\u3001\u6811\u6728\u3001\u9053\u8def\u5206\u9694\u7ebf\u7b49\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" 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href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e8%bd%a6%e6%92%9e%e4%ba%a4%e9%80%9a%e7%81%af%ef%bc%8c%e5%8f%af%e4%bb%a5%e7%b4%a2%e8%b5%94%e4%bf%9d%e9%99%a9%e5%90%97%ef%bc%9f\/#%E8%AE%A9%E7%88%B1%E8%BD%A6%E5%BE%97%E5%88%B0%E5%85%A8%E9%9D%A2%E4%BF%9D%E9%9A%9C\" title=\"\u8ba9\u7231\u8f66\u5f97\u5230\u5168\u9762\u4fdd\u969c\">\u8ba9\u7231\u8f66\u5f97\u5230\u5168\u9762\u4fdd\u969c<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E5%AF%B9%E6%97%A0%E7%B4%A2%E5%81%BF%E6%8A%98%E6%89%A3%E7%8E%87%EF%BC%88NCD%EF%BC%89%E7%9A%84%E5%BD%B1%E5%93%8D\"><\/span>\u5bf9\u65e0\u7d22\u507f\u6298\u6263\u7387\uff08NCD\uff09\u7684\u5f71\u54cd<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u60a8\u5fc5\u987b\u6e05\u695a\u77e5\u9053\uff0c\u4e00\u65e6\u63d0\u51fa\u201c<a 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id=\"%E6%8F%90%E5%87%BA%E2%80%9C%E8%87%AA%E6%8D%9F%E7%B4%A2%E8%B5%94%EF%BC%88ODC%EF%BC%89%E2%80%9D%E7%9A%84%E6%96%B9%E6%B3%95\"><\/span>\u63d0\u51fa\u201c\u81ea\u635f\u7d22\u8d54\uff08ODC\uff09\u201d\u7684\u65b9\u6cd5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4ee5\u4e0b\u662f\u7d22\u8d54\u8f66\u9669\u7684\u8be6\u7ec6\u6b65\u9aa4\uff1a<\/p>\n\n\n\n<ol><li><strong>\u5728\u53d1\u751f\u4e8b\u6545\u76847\u5929\u5185\u8054\u7cfb\u60a8\u7684\u4fdd\u9669\u516c\u53f8<\/strong>\u3002\u5047\u5982\u5728\u4e8b\u6545\u53d1\u751f\u65f6\uff0c\u60a8\u7684\u8f66\u5b50\u635f\u574f\u4e25\u91cd\uff0c\u60a8\u4e5f\u53ef\u4ee5\u62e8\u6253<a href=\"https:\/\/bjak.my\/blog\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e7%83%ad%e7%ba%bf%e7%94%b5%e8%af%9d%e6%b1%87%e6%80%bb\/\">\u4fdd\u9669\u516c\u53f8\u7684\u70ed\u7ebf<\/a>\u8981\u6c42<a href=\"https:\/\/bjak.my\/blog\/%e9%a9%be%e8%bd%a6%e4%ba%ba%e5%a3%ab%e4%b8%80%e5%ae%9a%e8%a6%81%e7%9f%a5%e9%81%93%e7%9a%84%e5%85%8d%e8%b4%b9%e6%8b%96%e8%bd%a6%e6%9c%8d%e5%8a%a1\/\">\u62d6\u8f66\u670d\u52a1<\/a>\u3002<\/li><li>\u5728\u4e8b\u6545\u53d1\u751f\u768424\u5c0f\u65f6\u5185\u5230\u8b66\u5bdf\u5c40\u62a5\u6848\u3002<\/li><li>\u5230\u4fdd\u9669\u516c\u53f8\u6388\u6743\u7684\u6c7d\u8f66\u7ef4\u4fee\u5382\u505a\u68c0\u67e5\u3002\u5982\u679c\u60a8\u5c06\u6c7d\u8f66\u9001\u5f80\u975e\u4fdd\u9669\u516c\u53f8\u7684\u6c7d\u8f66\u7ef4\u4fee\u5382\uff0c\u8fd9\u5c06\u5bfc\u81f4\u4fdd\u9669\u7d22\u8d54\u7684\u8fc7\u7a0b\u66f4\u52a0\u56f0\u96be\uff0c\u5e76\u4e14\u6709\u53ef\u80fd\u589e\u52a0\u7ef4\u4fee\u8d39\u3002<\/li><li>\u51c6\u5907\u7d22\u8d54\u4fdd\u9669\u9700\u8981\u7684\u8d44\u6599\uff08\u4fdd\u9669\u7d22\u8d54\u8868\u683c\u3001\u62a5\u6848\u7eb8\u3001\u8eab\u4efd\u8bc1\u526f\u672c\u3001\u9a7e\u7167\u526f\u672c\u3001\u8f66\u5361\uff09\uff0c\u5e76\u63d0\u4ea4\u7ed9\u4fdd\u9669\u516c\u53f8\u3002<\/li><li>\u4e0e\u4fdd\u9669\u516c\u53f8\u5bc6\u5207\u8054\u7cfb\uff0c\u786e\u8ba4\u6c7d\u8f66\u7ef4\u4fee\u5382\u6240\u66ff\u6362\u7684\u7684\u6c7d\u8f66\u96f6\u4ef6\u3002<\/li><li>\u786e\u8ba4\u7ef4\u4fee\u5b8c\u6210\u540e\uff0c\u7b7e\u7f72\u53d6\u8f66\u6587\u4ef6\u3002<\/li><\/ol>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"7873\" data-permalink=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e8%bd%a6%e6%92%9e%e4%ba%a4%e9%80%9a%e7%81%af%ef%bc%8c%e5%8f%af%e4%bb%a5%e7%b4%a2%e8%b5%94%e4%bf%9d%e9%99%a9%e5%90%97%ef%bc%9f\/attachment\/infographic-mandarin\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Infographic-Mandarin.png?fit=1600%2C803&amp;ssl=1\" data-orig-size=\"1600,803\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Infographic-Mandarin\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Infographic-Mandarin.png?fit=300%2C150&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Infographic-Mandarin.png?fit=1080%2C542&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"542\" src=\"https:\/\/i0.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/Infographic-Mandarin-1080x542.png?resize=1080%2C542&#038;ssl=1\" alt=\"\u7d22\u8d54\u8f66\u9669\u6b65\u9aa4\" class=\"wp-image-7873\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Infographic-Mandarin.png?resize=1080%2C542&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Infographic-Mandarin.png?resize=300%2C150&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Infographic-Mandarin.png?resize=768%2C385&amp;ssl=1 768w, 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