Understanding the cost of road tax and insurance for a 150cc motorcycle is important for managing your annual budget. Prices vary depending on the type of coverage, No Claim Discount (NCD), and registration location. Therefore, having the right information helps you make smarter choices and save money.
Estimated Road Tax Cost for 150cc Motorcycle
Based on official Road Transport Department (JPJ) rates, the road tax fee for a 150cc motorcycle is fixed. Moreover, this rate does not change depending on where you register your motorcycle.
| Category | Road Tax Rate | Notes |
| Motorcycle 150cc | RM 2 | Same for Peninsular Malaysia, Sabah & Sarawak |
Estimated Insurance Cost for 150cc Motorcycle
Additionally, the cost of insurance depends on the coverage type you choose:
| Coverage Type | Estimated Price (Without NCD) | Estimated Price (With 25% NCD) | Notes |
| Third Party | RM 90 – RM 150 | RM 70 – RM 115 | Basic protection, covers third parties |
| Comprehensive | RM 200 – RM 400 | RM 150 – RM 300 | Covers your motorcycle & third parties |
Factors Affecting the Price
However, the actual cost may be influenced by:
- NCD Discount – The longer you go without claims, the lower your premium.
- Type of Coverage – Comprehensive coverage costs more than third party.
- Market Value – Newer or higher-value motorcycles require higher premiums.
Conclusion
In conclusion, the cost of road tax and insurance for a 150cc motorcycle in Malaysia is very affordable. Road tax is only RM 2 per year, while insurance can be tailored to your budget. Therefore, choose the right coverage and make the most of your NCD for maximum savings.
Read More:
JPJ-Free Roadtax Renewal: How to Do It Online
