Introduction
Many drivers have heard the term car insurance cover note, but not everyone understands its purpose. Some think it’s not important because it’s just a temporary document. In reality, a cover note can save you during accidents or if you’re stopped at a roadblock. Let’s answer some common questions so you’re clear.
What is a car insurance cover note?
A cover note is a temporary document that proves your car is insured. It is issued immediately after you buy or renew your insurance, while you wait for the full policy to be prepared.
How long is a cover note valid?
Cover notes are usually valid for 30 days. During this period, you’re still insured even if the full policy hasn’t arrived yet.
Is a cover note legally recognized?
Yes. Cover notes are legally valid. JPJ and the police can accept them as proof of active insurance during roadblocks or accidents.
What happens if I lose my cover note?
Don’t panic. You can request a digital copy again from your insurance company or online platforms like Bjak. It is usually sent via email or WhatsApp.
Should I keep the cover note after receiving the full policy?
It’s not mandatory, but it’s recommended to keep a copy at least until the full policy arrives.
How should I store my cover note?
- Keep a digital copy on your phone.
- Print one copy and keep it in your car for emergencies.
Conclusion
In the end, the cover note is just as important, it’s not just a piece of temporary documentation, but could also be a financial saver. It’s first proof that your car has an active policy that allow you to renew roadtax in order to drive legally. Keeping your car insurance cover note accessible will also aid in moments that could prove to be useful in times of emergency.
Read More:
How to Check Your Takaful Malaysia Coverage Status Online
Guide to Pay JPJ Summons Online via mySIKAP & Others
Complete Guide to Making an Accident Claim with Takaful Malaysia
