Many Malaysian drivers wonder about the difference between the fines issued by the PDRM or JPJ. Although both issue fines for expired insurance/ roadtax there is a minor difference that sets them apart and how certain fines can affect heavily on drivers issued a fine. This article helps you understand the distinctions and which is generally more severe.
What Is a JPJ Fine?
- Issued by the Road Transport Department (JPJ).
- Related to vehicle registration, insurance and roadtax and also illegal vehicle modifications..
- Fines: RM20 to RM300 depending on the offense.
- Payment: Online via JPJ, MyEG, or Pos Malaysia.
What Is a PDRM Fine?
- Issued by traffic police.
- Related to traffic violations while driving or parked consist of speeding, reckless driving and safety violations.
- Fines: Fines can go up to RM 300 just for not wearing a seatbelt.
- Payment: MyBayar, PDRM station counter or traffic court.
Key Differences: JPJ vs Police
| Feature | JPJ Fine | Police Fine |
| Authority | JPJ | Traffic Police |
| Type of Offense | Road tax, license, vehicle registration | Speeding, dangerous driving, accidents |
| Fine (RM) | 20 – 300 | 80 – 2,000 |
| Record Impact | Can affect insurance NCD if unpaid | Can record traffic offenses & deduct license points |
| How to Pay | JPJ/MyEG/Pos Malaysia | Police counter, court, online |
Which Is More Severe?
Financially, police fines are generally heavier due to higher penalties. In terms of record and insurance impact, both matter:
- JPJ: Unpaid fines can affect car insurance renewal.
- Police: Serious offenses can lead to license points deduction and criminal traffic records.
Conclusion: Police fines are usually more severe because of financial risk and legal consequences, but JPJ fines should not be ignored as they can affect insurance and road tax compliance.
Tips to Avoid Fines
- Regularly check the status of your insurance & roadtax validity.
- Following the speed limit and traffic laws.
- Ensure the vehicle is legally road worthy.
- Use platforms like Bjak to check insurance and road tax online.
FAQ
Q1: Can JPJ fines be paid online?
A: Yes, through JPJ, MyEG, or Pos Malaysia.
Q2: Can police fines be contested?
A: Yes, through the traffic court with valid evidence.
Q3: Can JPJ fines affect car insurance?
A: Yes, unpaid JPJ fines can impact renewal and NCD eligibility.
Conclusion
When fines are issued by either the PDRM or JPJ, understand that they are crucial for law compliance. There is not a difference between whether PDRM or JPJ fines are more severe as whatever the reason for the fine being issued could be the sole reason for severe financial loss. Using the tips provided to make sure that your insurance and roadtax is always active via platform like Bjak to stay summons free.
Read More:
Special Discounts for JPJ Fines – When and How to Get It
