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Windscreen Coverage, Worth Adding On?

Windscreen Coverage, Worth Adding On?
 Infographic showing types of car glass covered under additional windscreen insurance in Malaysia.

Why Windscreen Coverage Matters

Your car’s glass parts are more vulnerable than you think. A stray stone on the highway, a light bump, or even bad weather can crack your windscreen or side mirror. Sometimes, damage comes from vandalism or accidents in parking areas.

Replacing modern car glass isn’t cheap — especially for imported or premium models. Many drivers assume it’s automatically covered, but most basic policies don’t include glass protection. That’s why adding windscreen coverage gives peace of mind. You won’t have to fork out hundreds or even thousands of ringgit when something unexpected happens.


Windscreen Coverage Inclusions

Most add-on windscreen plans cover:

  • Front windscreen (main glass) – Cracks or shatters caused by flying debris or small impacts.
  • Side mirrors – Damage from minor accidents or vandalism.
  • Rear windscreen – Breaks or cracks from collisions or hard impacts.

Some insurers even offer unlimited replacements or low deductibles, depending on your plan. That means less out-of-pocket cost if you ever need repairs or replacements.


Tips Before Adding Windscreen Coverage

  • Check your current policy – Some comprehensive plans already include limited glass protection. Confirm before adding extras.
  • Compare costs and benefits – The extra premium is usually small, but it’s worth comparing across insurers.
  • Use authorised panel workshops – It speeds up claims and ensures your car gets genuine replacement glass.
  • Take photos right away – When cracks happen, snap a few clear photos before filing your claim. It’ll make approval faster.
  • Drive carefully – Avoid high-risk roads and keep a safe distance from lorries that may kick up stones.


Conclusion

Adding windscreen coverage is a smart choice — especially for new, imported, or high-end cars. Glass repairs can cost a lot, and standard policies rarely include them. With this add-on, you’ll save money on unexpected repairs and make the claim process smoother.

Understand your policy, check your coverage details, and keep records of any damage. With proper protection, you’ll drive with peace of mind knowing your car is covered from more than just accidents.

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