Introduction
Extending Malaysian car insurance to Thailand is essential for drivers who frequently travel across the border. Without an extension, local policies do not cover vehicles abroad, posing high risks in case of an accident. This guide helps car owners understand the procedures, requirements, and steps to ensure safer travel to Thailand while keeping insurance coverage valid.
1. What is Foreign Insurance Extension
A foreign insurance extension is additional coverage that allows a local policy to protect a vehicle while in another country, in this case, Thailand. It typically:
- Covers your own car damage (depending on coverage type)
- Covers third-party liability in the foreign country
- Must be activated before entering the border
2. Key Requirements for Extension
- Original policy is active and not lapsed
- The vehicle has adequate coverage and no exclusion clauses.
- Additional documents such as travel permits or international insurance cards are required
- Extension period is usually limited, e.g., 1–30 days
3. How to Apply for Extension
- Contact your agent or licensed platform like BJAK for extension information
- Complete additional forms and provide vehicle documents
- Pay extra premium based on travel duration and country risk
- Receive official confirmation before starting your journey
4. Travel Tips
- Keep copies of your policy and extension documents in the car
- Understand traffic laws in Thailand
- Report any accidents immediately through official channels
Conclusion
Extending Malaysian car insurance to Thailand is crucial for valid coverage during cross-border travel. By following the requirements, applying through licensed platforms, and keeping all documents on hand, drivers can enjoy safer journeys with financial protection.
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