Introduction
Many drivers don’t realize that expired roadtax can have serious consequences on their claims. Understanding the impact on insurance claims when roadtax is inactive helps drivers prepare and avoid financial losses. This article discusses the implications, causes, and steps drivers can take to ensure coverage remains valid.
1. How Expired Roadtax Affects Insurance Claims
- Insurance policies may reject claims if roadtax was invalid on the date of the accident.
- Drivers may need to cover repair costs themselves.
- If passengers or third parties are injured, compensation costs may also be claimed personally against the driver.
2. Causes of Expired Roadtax
- Failing to renew roadtax on time.
- JPJ records not updated after address or license plate changes.
- Roadtax lost or damaged without a valid digital copy.
3. How to Avoid Problems
- Check roadtax status on MyJPJ or other official platforms before renewal.
- Ensure all JPJ information matches your insurance policy.
- Consider digital roadtax to prevent loss or damage issues.
- Renew early to avoid any inactive period.
Conclusion
Understanding the impact on insurance claims when roadtax expires is crucial to prevent financial losses. By keeping roadtax valid, following JPJ procedures, and ensuring your information aligns with your insurance policy, drivers can protect themselves and their passengers while ensuring insurance claims proceed smoothly.
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