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Advantages of Berjaya Sompo Comprehensive Insurance – Should You Choose It?

Advantages of Berjaya Sompo Comprehensive Insurance – Should You Choose It?

Berjaya Sompo Insurance Berhad is a collaboration between Malaysia’s Berjaya Group and Sompo Holdings of Japan. As a trusted insurer in Malaysia, it offers a wide range of products, including comprehensive car insurance. With solid financial backing and international experience, Berjaya Sompo has become a popular choice among local drivers.


What Is Berjaya Sompo Comprehensive Car Insurance?

Berjaya Sompo’s comprehensive car insurance provides full protection for your own vehicle as well as third-party liabilities. It also covers loss or damage due to accidents, fire, and theft.

This plan is suitable for drivers who want broad, flexible protection and a reliable claims process.


What’s Offered – Special Products & Services

Berjaya Sompo provides several useful features through its main insurance plan:

1. Private Car Comprehensive Plus

Berjaya Sompo’s premium car insurance plan includes:

  • Own damage and third-party coverage
  • Theft and fire protection
  • Optional car replacement allowance
  • Add-ons such as special perils, windscreen cover, and additional driver coverage

2. Sompo Assist 24/7 Roadside Assistance

Included in the comprehensive plan:

  • Free towing to panel workshops
  • Battery jump-start, tyre replacement, and fuel delivery assistance
  • Emergency help if your vehicle breaks down or becomes undrivable

3. Special Perils Coverage (Optional Add-On)

Covers natural disasters, including:

  • Floods and heavy rain
  • Landslides
  • Fallen trees and extreme weather conditions

4. Windscreen Cover

Covers front, side, and rear windows — without affecting your No Claim Discount (NCD).

5. NCD Relief / Protector

Protects your NCD even after making one claim (subject to terms and conditions).


Is It Worth It?

Berjaya Sompo’s coverage is very competitive, offering great value for money. The Comprehensive Plus plan is ideal for those looking for more than just basic protection — especially drivers who want peace of mind during emergencies and coverage against floods or storms.

Feature	Berjaya Sompo	"Typical Insurers (e.g. Takaful, Allianz)"
Roadside Assistance	24/7 Sompo Assist	Standard 24/7 or limited coverage
Windscreen Cover	Included without affecting NCD	"Often optional, may affect NCD"
Special Perils Coverage	"Optional, tailored"	Optional (available)
NCD Protection	Included (terms apply)	Available as add-on
Car Replacement Allowance	Optional	Optional or excluded
Premium Price	Competitive	Varies based on plan and provider
Brand Strength	Local + International backing	Varies by insurer

Comparison Table – Berjaya Sompo vs Other Insurers

Why Do Many People Like Berjaya Sompo?

  • Strong local and international backing – combining Berjaya’s local presence with Sompo Japan’s financial strength
  • Practical optional protections – suited to Malaysian road and weather conditions
  • Fast and responsive service – especially through Sompo Assist 24/7
  • Affordable pricing with comprehensive benefits

Conclusion

Berjaya Sompo’s comprehensive car insurance is a solid choice for drivers looking for full protection and dependable emergency support. With plans like Private Car Comprehensive Plus, flexible add-ons, and efficient customer service, it’s a worthwhile option to consider for peace of mind on the road.

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