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Home » AIA Car Insurance Protection: What’s Offered & How to Apply?

AIA Car Insurance Protection: What’s Offered & How to Apply?

AIA Car Insurance Protection: What’s Offered & How to Apply?

AIA is known for its life and medical insurance, but it also provides flexible car insurance plans — including Shariah-compliant takaful via a partnership with Takaful Ikhlas General Berhad. One of its standout products is the AIA Family Drive Package, which offers complete protection for the whole family under one policy.


What Does AIA Offer?

What Does AIA Offer?
Coverage Type
Description
Comprehensive Insurance
Covers own vehicle damage & third-party liability
Third-Party Coverage
Compensation to third parties for injury or damage
Shariah-Compliant Motor Takaful
Offered via Ikhlas General Takaful
24/7 Roadside Assistance
Includes free towing (up to specified limits)
Optional Add-ons
Includes windshield, flood, personal accident, accessories coverage
Family Drive Package
Protects all authorised drivers and passengers under one policy

What Is AIA Family Drive?

The Family Drive Package is designed for car owners who want to protect not just the vehicle, but the people in it. Key features include:

  • Automatic coverage for all authorised drivers — no need to name each one
  • Personal accident coverage for owner, driver, and passengers
  • Legal liability to passengers
  • Protection against natural disasters (flood, landslide, etc.)
  • Roadside services including towing, jump-starts, and tyre changes

Key Benefits of AIA Motor & Family Drive

  • Single policy covers the whole household
  • No extra fees for additional drivers
  • Protects against medical costs, accidental death, or disability
  • Ideal for families who share vehicles or rotate drivers

How to Apply

  1. Visit AIA’s official website or download the AIA Touch app
  2. Contact an authorised AIA agent
  3. Provide vehicle and personal information
  4. Choose your desired plan and Family Drive add-ons
  5. Complete payment via credit card or online banking

Conclusion

AIA Family Drive is a smart choice for modern families looking for all-in-one protection. By combining comprehensive or takaful coverage with family-friendly benefits, it stands out as one of the most complete and convenient car insurance options in Malaysia.

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