AIG Malaysia, part of the global American International Group, is a well-established insurer offering comprehensive car insurance to Malaysian drivers. Known for its flexibility, international reputation, and efficient claims process, AIG’s motor insurance products are designed to suit both everyday and high-risk driving needs.
What Is AIG Car Insurance?
AIG Car Insurance provides coverage for damage to your vehicle, third-party liability, theft, and fire. It also allows you to customize your policy with various optional add-ons for better protection. Whether you’re a daily commuter or an occasional driver, AIG offers plans that can be tailored to your specific needs.
Why Choose AIG?
- Comprehensive Protection: Covers accident damage, theft, fire, and liability to third parties.
- Fast and Transparent Claims Process: AIG is recognised for smooth and efficient claims handling.
- Wide Workshop Network: Access to authorised, quality panel workshops across Malaysia.
- Flexible Add-On Options: Personalise your policy with protection that suits your lifestyle.
Special Products from AIG Car Insurance
AIG stands out with several unique products and value-added services:
1. AIG AutoPlan
This is AIG’s main motor insurance package that includes:
- Own damage and third-party cover
- Fire and theft protection
- 24/7 roadside assistance
- Access to trusted panel workshops
2. 24/7 Emergency Roadside Assistance
Included with AutoPlan, this service covers:
- Free towing (within policy limits)
- Flat tyre change
- Battery jump-start
- Emergency fuel delivery (fuel cost not included)
- Unlocking car if keys are locked inside
3. Special Perils Coverage (Add-On)
This optional add-on protects against natural disasters such as:
- Flash floods
- Storms and fallen trees
- Landslides and other extreme weather events
4. NCD Protector
Protects your No Claim Discount (NCD) even after a claim is made, subject to conditions.
5. Car Replacement Allowance
Provides reimbursement or a replacement vehicle while your car is being repaired after an accident.
6. Additional Driver and Passenger Coverage
Covers medical expenses, disability, or death compensation for additional drivers or passengers involved in an accident.
7. Windscreen Cover
Covers the cost of windscreen or window glass repair or replacement without affecting your NCD.
Comparison With Other Insurers
Why Drivers Like AIG
AIG is a preferred choice for many drivers who want:
- International brand trust and financial security
- Strong customer support
- Wide protection options
- Transparent claims and reliable workshop access
While some insurers may offer slightly cheaper premiums, AIG provides added value through its service quality and comprehensive coverage.
Conclusion
AIG Malaysia’s car insurance offers a powerful combination of standard protection, valuable optional add-ons, and global-level service. Whether you’re insuring a new car or upgrading your current policy, AIG’s AutoPlan and its specialised products make it a worthy contender.
If you’re seeking more than just basic protection and want peace of mind on the road, AIG is certainly a provider worth considering.
Read more:
MSIG Malaysia Car Insurance – Should You Have It For Your Car?
