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Home » AmBank & Liberty Car Insurance Coverage – What You Need to Know

AmBank & Liberty Car Insurance Coverage – What You Need to Know

AmBank & Liberty Car Insurance Coverage – What You Need to Know

Car insurance from AmBank is now supported by Liberty Insurance following its merger with AmGeneral Insurance, giving customers a wider and more comprehensive range of protection options.

Does Liberty Own Two Major Insurance Brands in Malaysia?

Yes. Liberty Insurance Berhad now owns two major insurance brands in Malaysia:

  • Kurnia Insurance
  • AmAssurance (AmGeneral Insurance)

Here’s a quick overview of their ownership structure:

Brand	Main Focus	Still Active? Kurnia	Vehicle & Personal Accident Insurance	Active AmAssurance	Vehicle & Personal Insurance	Active Liberty	Vehicle & Travel Insurance	Active  Brand Under Liberty Insurance

AmAssurance – 2nd Largest Conventional General Insurer in Malaysia

AmAssurance, owned by AmGeneral Insurance Berhad, is now the second-largest conventional general insurer in Malaysia, just behind Allianz Malaysia in terms of market share and gross written premium (as listed on Bjak).


Why Are AmBank & Liberty Strong in the Market?


AmBank & Liberty form a strong partnership between a local bank and a global insurance company from the United States. Liberty manages major brands like Kurnia and AmAssurance, with over 300 panel workshops across Malaysia. Customers can manage their policies and claims online, with free towing services of up to 200km.

AmBank & Liberty are a solid combination of a local bank and a global insurance provider. They manage brands such as Kurnia and AmAssurance, with access to more than 300 panel workshops. Customers can handle everything online and enjoy benefits like free towing up to 200km, along with comprehensive insurance plans that include additional protection such as flood coverage and personal accident insurance.


Special Products from AmBank & Liberty Insurance


Auto365 Comprehensive Plus Plan (Exclusive Liberty product)


A premium plan offering broader protection, including:

  • Free towing up to 200km
  • 24/7 roadside assistance
  • Coverage for windscreen, personal accident, flood, and natural disasters
  • CART – Cash allowance while your car is being repaired

SmartDrive Safe


A reward program for safe drivers:

  • Driving score is tracked through an app
  • Eligible for up to 30% discount upon insurance renewal
  • Ideal for drivers who want to save and drive responsibly

Why Do Many People Choose AmBank & Liberty?


Many people opt for AmBank & Liberty Insurance because of their complete, flexible, and easy-to-manage online protection. Plans like Auto365 offer extra benefits such as 200km free towing, 24/7 assistance, and flood protection. The SmartDrive Safe program gives up to 30% discount for careful drivers. The strong branding of AmBank and Liberty from the USA makes them one of the most trusted vehicle insurance providers in Malaysia.


You can also visit the Bjak website to check and compare insurance panels that suit your needs and preferences for better protection.

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