Why Comparing Insurance Matters
Many drivers in Malaysia stick with the same insurer every year just to avoid the hassle. The truth is, premiums can differ by hundreds of ringgit for the same car. That’s where BJAK helps compare car insurance plans instantly, showing all your options on one screen without filling endless forms.
How BJAK Works
- Enter basic car & owner details – plate number, IC, and insurance expiry date.
- System generates instant quotes – multiple insurers appear within seconds.
- Filter based on needs – sort by price, coverage, or extra benefits.
- Choose & pay online – your policy is sent via email/WhatsApp, sometimes within minutes.
Advantages of Using BJAK vs Traditional Methods
| Aspect | BJAK | Counter/Manual |
| Processing Time | Instant, just minutes | Longer, waiting in line |
| Compare Insurers | Many on one platform | One by one, time-consuming |
| Digital Policy | Yes, auto-sent | Depends on insurer |
| Roadtax Delivery | RM10 fee for physical | Varies by counter |
| Convenience | 24/7 online access | Office hours only |
Things You Should Know
- Instant coverage only applies if car/owner details have no issues.
- BJAK’s commission is usually around 10% of the premium.
- To save on road tax delivery fees, many renew insurance on BJAK but pay road tax directly with JPJ/MyJPJ.
- VIP Rescue towing is only for Comprehensive, not Third Party coverage.
Conclusion
At the end of the day, buying car insurance shouldn’t be stressful. How BJAK helps you compare car insurance plans instantly is by showing you all the options side by side, cutting out the guesswork. You don’t need to call around or wait in line — just pick, pay, and you’re covered. It’s fast, simple, and puts you in control.
Read More:
Car Insurance Renewal Online Guide
