Hello, Malaysian vehicle owners. Are you looking to renew your insurance but looking for ways to save money at the time? Good news! Bjak, Malaysia’s No.1 Insurance Platform, is back with another awesome promo to let you enjoy more savings on your car and motorcycle insurance.
Through our partnership with Shopee, we are offering an exclusive discount to a limited number of lucky users who check out using SPayLater on our platform. Further details on the promo are stated below.
What’s the promo?
As you may be aware, SPayLater is an instalment service by Shopee that lets users purchase a product or service with the convenience of paying for it later. This month, Bjak is offering an additional RM20 discount on car insurance for lucky vehicle owners in the country.
The discount is limited to only 60 users per day (given on a first-come, first-served basis) and will be automatically applied at checkout.
This exclusive campaign runs for two months, starting 1 November 2023. To be eligible for the discount, users must spend a minimum of RM500 and above on Bjak. Each user is only entitled to one discount at a time, and the promo is given out on a first-come, first-served basis.
| Promo period | 1 November to 31 December 2023 |
| Campaign details | RM20 OFF min. spend RM500 |
| Max. of 60 redemptions per day | |
| Redemption quota | One redemption per user |
| First-come, first-served |
You can choose from payment schemes ranging from 1 month up to a maximum of 12 months using SPayLater. The monthly instalment comes with a 1.5% processing fee on the total payment or order amount.
How to use SPayLater?
If you are new to Shopee but want to enjoy the discount, you must first set up your SPayLater account. Follow the steps listed below to activate and pay using SPayLater. Common questions about using this instalment option for insurance renewal are also addressed below.
Activate SPayLater
You can activate and start using SPayLater easily by following the steps listed below:
- Open your Shopee mobile application
- Activate SPayLater by going to the ‘Me’ tab
- Then, click ‘Activate Now’
- Fill in the One-Time Password (OTP) sent to your registered mobile number
- Click ‘Continue’
- Upload a photo of your MyKad and other required information
- Start the facial certification process
- Comple and start using SPayLater
Pay using SPayLater on Bjak
Follow these steps to complete your transaction on Bjak and pay using SPayLater to be eligible for the discount.
- Choose BNPL with SPayLater at checkout.
- Choose your preferred instalment period (1, 2, 3, 6 or 12 months).
- Enter your Shopee PIN and approve. The first payment can be made on the scheduled date.
- Your policy will be activated on the same day after completing the transaction.
*Note: Shopee charges an RM10 late fee for users who fail to complete a scheduled payment. Their account will be temporarily frozen until the payment is cleared.
FAQs about SPayLater
- Do I need to make the first payment upfront?
A: No, you don’t have to. Follow the payment schedule on your Shopee account for the first and subsequent payments.
2. Do I need to finish my instalment payment first to get my road tax & insurance?
A: No, you can get the roadtax and insurance immediately after choosing instalment payment methods.
3. What are the supported payment methods for SPayLater?
A: You can reload your Shopee wallet using credit/debit cards, online banking and in-store cash payments.
Renew car insurance with Bjak
Renewing vehicle insurance using instalments is convenient and easy. With SPayLater, you have the flexibility to repay bills for up to 12 months with low processing fees.
Take this opportunity to enjoy more savings on your purchase with an exclusive promo. Hurry! Renew insurance with Bjak today!
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Visit Bjak today to get your free insurance quote!
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