Introduction
Many car owners get frustrated when adjusters delay approving claims. Adjuster delay approving claim can cause repairs to take weeks or even months and may affect coverage and NCD. This article explains the main reasons for delays, how to prevent them, and how BJAK can help speed up the process.
Reasons Adjusters Delay Claim Approval
High Workload
Adjusters may handle multiple cases at the same time, causing approvals to be slow.
Incomplete Documents
Ensure all documents, such as police reports, ICs, and insurance details, are complete to avoid claim delays.
Complex Cases or Total Loss
Claims involving hit-and-run accidents, major collisions, or imported cars usually take longer to process.
Additional Verification Required
Insurers may need to verify third-party details, workshops, or spare parts before approving the claim.
How to Avoid Adjuster Delays
Submit Complete Documents
Ensure all necessary documents are provided, including police reports, ICs, and workshop invoices.
Choose Insurers with Fast Processing
BJAK helps compare insurers known for quick approvals and efficient workshop panels.
Use Add-Ons That Speed Up Repairs
Add-ons like special perils or windshield coverage can bypass part of the adjuster’s checks, allowing repairs to start sooner.
Follow Up via BJAK
BJAK can monitor your claim and provide alerts if delays occur, helping speed up approvals.
How BJAK Speeds Up Claims
With BJAK, you can get immediate insurance links, track claim status, and compare insurers with efficient panel workshops. This reduces the risk of adjuster delays and accelerates car repairs.
Conclusion
Adjuster delay approving claim can be minimized by submitting complete documents, choosing the right insurer, and using BJAK to monitor the process. This ensures faster car repairs, maintains your NCD, and reduces the stress of handling claims.
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