Introduction
Vehicle owners often face delays when an adjuster delay in approving claims. These delays can affect car repairs and overall user experience. This article discusses the causes, impacts, and practical steps to expedite claim approval.
Reasons Adjusters Delay Approving Claims
- Incomplete documents: Police reports, damage photos, or other required documents are missing.
- Complex damage assessment: Major damages or imported cars require more time for evaluation.
- Additional insurer approval needed: Certain damages require management approval before payout.
- High claim volume: Adjusters may have many claims to process → slower approval.
How to Speed Up Claim Approval
- Submit all documents immediately after the incident.
- Use BJAK to manage claims and monitor progress easily.
- Take clear and comprehensive photos of the damage.
- Contact the adjuster for status updates if there is a delay.
Tips to Avoid Approval Delays
- Prepare complete documents before submitting claims.
- Take clear photos from all angles of the damage.
- Use BJAK for real-time claim updates.
- Follow up with the adjuster if the process exceeds standard timelines.

Conclusion
Delays in claim approval are often caused by adjuster delay approving claims. With complete documentation, monitoring through BJAK, and effective communication with adjusters, the claims process can proceed faster and more smoothly.
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