Introduction
With so many add-ons available, a comparison of car add-on coverage is important to ensure vehicle owners don’t overpay for benefits they don’t need. Add-ons can include flood protection, roadside assistance, and glass coverage — all of which help reduce costs when damage occurs.
In this article, we’ll review the main add-ons in Malaysia, how they work, and tips for choosing the right coverage without inflating your premium.
1. Flood Protection
- Protects your car from flood damage.
- Ideal for low-lying or flood-prone areas.
- Claim process typically requires a police report and workshop assessment.
2. Roadside Assistance / Towing
- Allows vehicles to be towed to a workshop immediately if they break down.
- BJAK offers VIP Rescue: one-time unlimited towing within coverage area, complete with WhatsApp tracking.
- Suitable for owners who frequently travel in both urban and rural areas.
3. Glass & Window Coverage
- Covers damage to windshield, windows, and car lights.
- Usually more affordable but can prevent high costs from broken glass.
- Ideal for cars parked in areas with higher risk of glass breakage.
4. Tips for Choosing the Right Add-On
- Assess your area’s risks (floods, high-traffic zones, etc.).
- Compare premiums against actual benefits.
- Select add-ons that add value without inflating annual costs.
- Use BJAK to view all plans and add-ons available from multiple insurers.
Conclusion
A comparison of car add-on coverage allows owners to select the most suitable add-ons based on their risks and needs. With BJAK, you can compare plans, check available add-ons, and ensure your car is protected without overpaying. Smart choices like these reduce costs when damage or emergencies occur on the road.
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