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Situations Where Insurance Add-On Protection Is Needed

Situations Where Insurance Add-On Protection Is Needed

Introduction

Sometimes, basic car insurance coverage is not enough. BJAK offers solutions for situations where insurance add-on protection is necessary, keeping you safer in specific circumstances. Add-ons such as VIP Rescue, roadside assistance, and flood coverage can be activated according to your needs, giving peace of mind while on the road.


1. Roadside Emergencies

If your car breaks down or you encounter a minor accident, BJAK’s roadside assistance or VIP towing add-ons ensure your vehicle is transported to a panel workshop at no extra cost.

Additionally, young drivers or those who frequently travel long distances get immediate support, saving time and reducing the risk of bigger problems.


2. Vehicles Affected by Natural Disasters

Floods, storms, or landslides can damage your car. BJAK’s flood protection add-on ensures smoother claims and minimal losses.

This is especially important for drivers in high-risk areas during the rainy season.


3. Windscreen / Glass Damage

Car glass or windscreen can easily break due to stones, accidents, or vandalism. BJAK’s add-on for windscreen coverage ensures repair costs are covered without paying out of pocket.

The claims process is simple and fast via BJAK’s platform.


4. New / High-Value Vehicles

If your vehicle is new or expensive, additional coverage like a comprehensive add-on ensures full compensation in the event of a major accident.

Moreover, it helps maintain your vehicle’s resale value.


5. Vehicles Used for E-Hailing or Delivery

Cars used for e-hailing or delivery need specialized coverage. BJAK offers suitable add-ons to ensure insurance claims are valid even for commercial use.

This gives e-hailing drivers peace of mind without the risk of rejected claims.


Infographic showing five main situations where BJAK car insurance add-ons are needed, including roadside assistance, flood, windscreen, new vehicles, and e-hailing use

Conclusion

There are many real-life situations where insurance add-on protection becomes essential. With BJAK, you can activate add-ons based on your actual needs. Additionally, BJAK’s digital platform ensures claims are fast, secure, and easy to manage. Protect your vehicle wisely and avoid unexpected costs with BJAK’s flexible add-on options.

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