Car insurance protects you and your vehicle from unexpected accidents, theft, or damage. By paying a regular premium, you transfer the cost of repairs or replacement to the insurance company, so you don’t have to bear the expense yourself. Policies like comprehensive, third-party, or fire and theft cover different needs and budgets. With the right insurance, you drive with confidence, knowing that support is just a call away. When accidents happen, insurance companies handle the claims efficiently, helping you get your car repaired quickly. Protecting your car isn’t just smart—it keeps you safe, secure, and ready for the road ahead.
The NCD is a discount given to drivers who haven’t made any insurance claims during their coverage period. Learn how it works, the yearly discount rates, and how to check your NCD status via BJAK so your insurance premium stays lower while keeping your protection active.
Your car just got hit and you’re not sure what to do next? Don’t panic — a third-party insurance claim isn’t as complicated as it sounds. This guide breaks down every key step so you can get compensation quickly and properly.
An eCoverNote is a temporary digital document that proves your vehicle insurance is active. It’s essential for roadtax renewal and JPJ verification. If you lose your copy, contact BJAK via WhatsApp, phone, or email — our team will send the eCoverNote link straight to your WhatsApp for instant access.
Renewing insurance early does not increase NCD but helps prevent policy gaps and penalties. This guide explains how to check your current NCD, plan early renewal smartly, and compare BJAK panels to keep annual costs low while ensuring coverage remains valid.
Engine swaps or modifications can affect your car insurance premium and NCD if not reported. Learn how these changes impact your policy and how to update them through BJAK to ensure continuous coverage and avoid claim issues.
Car insurance premiums can rise yearly even without claims. Factors include NCD, roadtax, vehicle value, inflation, and driver profile. This guide explains why premiums increase and how to reduce costs smartly using BJAK Calculator and panel insurance comparison.
Car glass damage can affect safety and NCD. This guide explains how to claim BJAK insurance with clear steps: check your policy, take photos, submit documents, and service at a panel workshop. BJAK also helps check premiums after claims to manage your annual costs efficiently.
Understand the difference between Market Value and Agreed Value before choosing car insurance. Market Value follows market price and is cheaper; Agreed Value is fixed, suitable for new or imported cars. This guide shows how to pick the right coverage and compare quotes from BJAK panel insurers to save on annual costs.
Introduction Before renewing your insurance or roadtax, it’s important to know two key things: to check your current roadtax & NCD. Most people check them… Read More »Check Roadtax & NCD at Once Using BJAK Calculator
Many drivers don’t realize that although roadtax and NCD are calculated separately, both influence insurance premium costs. This article explains how they are linked, gives real-life calculation examples, and shows how to check both simultaneously using BJAK Calculator to save more each year.
