Chubb Malaysia is part of the global Chubb Group, one of the largest publicly traded property and casualty insurers in the world. Renowned for high-end insurance solutions, Chubb offers premium car insurance designed especially for owners of luxury, imported, and high-performance vehicles.
If you own a high-value car and want tailored protection, Chubb Malaysia is one of the most specialised insurers available.
What Is Chubb Car Insurance?
Chubb provides a specialised product known as Motor Privilege Insurance, a premium insurance policy created for discerning drivers. Unlike standard insurance policies, it focuses on customised protection, higher claim limits, and exclusive services for high-net-worth individuals and luxury car owners.
What Does Chubb Offer – Special Products & Services
Chubb’s Motor Privilege Insurance includes unique benefits that go beyond what standard car insurance typically provides:
1. Agreed Value Coverage
- You’ll be compensated based on a pre-agreed vehicle value, not the depreciated market value, in the event of total loss or theft.
2. Unlimited Windscreen Cover
- No fixed cap on windscreen protection — ideal for luxury cars with expensive glass components.
3. High Daily Car Replacement Allowance
- Provides a higher-than-average daily allowance for car rental or transport while your car is being repaired.
4. No Betterment Charges
- Chubb covers full replacement parts without additional charges, even for older cars.
5. Chubb Assistance 24/7
- Premium roadside support including towing, battery jump-start, tyre service, and fuel delivery.
6. Extended Coverage for Accessories & Modifications
- Protects aftermarket accessories such as custom rims, imported audio systems, and performance modifications (must be declared).
Is It Worth It?
Yes — if you drive a luxury, imported, or high-value car, Chubb’s premium car insurance is tailored to meet your needs. The agreed value protection, high limits, no betterment charges, and coverage for custom parts make it a wise long-term investment.
Why Do People Like Chubb Malaysia?
- Designed for high-end vehicle owners
- Faster claims with higher payout limits
- Responsive, premium-level customer service
- Coverage flexibility for accessories and performance upgrades
- Strong global reputation and financial stability
Conclusion
If you drive a BMW, Mercedes-Benz, Lexus, Porsche, or any luxury or imported vehicle, Chubb Malaysia’s Motor Privilege Insurance offers the specialised protection you need. With exclusive benefits, superior service, and the assurance of agreed-value claims, Chubb is a top-tier choice for drivers who demand more than basic insurance coverage.
Read more:
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