Forgot to renew your roadtax?
Thinking you can just drive “a little while” and no one will notice?
Think again — because the consequences can hit you hard (and hurt your wallet too).
Let’s break down what really happens if you drive with expired roadtax:
You Can Be Fined On the Spot
If you get stopped at a police or JPJ checkpoint and your roadtax has expired, don’t expect a warning — you’ll most likely get a summons straight away.
Fine range:
RM150 to RM300, depending on how long it’s expired and the officer’s discretion.
Your Car Can Be Seized
If your roadtax has expired for a long time (especially over a year), your car can be towed and held in a government storage facility.
Getting it back?
It’s a hassle — with storage fees, paperwork, and plenty of stress.
Your Insurance Is Instantly Invalid
Even if your insurance is still technically active, if your roadtax has expired and you’re in an accident, your insurance will not cover anything.
That means:
- You’ll have to pay for your own car repairs
- You’ll be responsible for third-party claims
- You’ll get zero compensation for losses
In short: you’re on your own.
You Might Lose Your NCD
The No Claim Discount (NCD) gives you cheaper premiums if you haven’t made a claim.
But if you get into an accident while your roadtax is expired — even if no claim is approved — you may still lose your NCD eligibility.
That’s a lot of savings down the drain.
If Your Car Is Under Loan, It Gets Worse
If you’re still repaying your car loan, having valid roadtax and insurance is a requirement in your finance agreement.
The bank could:
- Impose penalties
- Demand early settlement
- In serious cases, repossess your car
What Should You Do If Your Roadtax Has Expired?
Don’t wait and hope for the best. Take these steps immediately:
Check your expiry date – Use the MyJPJ app or view your e-roadtax.
Renew online – It’s quick and easy via platforms like BJAK, all from home.
Expired over 12 months? – You may need a PUSPAKOM inspection before renewal.
Final Word: Don’t Take the Risk
Roadtax might seem like a small thing — but once it expires, the snowball effect can cost you time, money, and peace of mind.
Set a reminder, Renew early. And if you want it simple and fast, just use a trusted platform like BJAK to renew both your insurance and roadtax online.
It’s safer, faster, and saves you a whole lot of stress on the road.
Read more:
Car Insurance Payment Options in Malaysia – EPP vs BNPL vs Cash
Car Insurance in Malaysia: A Practical Guide for Drivers Aged 21–30
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