Etiqa Car Insurance – Benefits, Pricing & Claims Process

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What Is Etiqa Car Insurance?

Etiqa is one of Malaysia’s largest insurance and takaful providers, under the Maybank Group. For vehicle protection, Etiqa offers two main options:

Conventional Car Insurance
Motor Takaful (Shariah-compliant)

Both provide coverage for accidents, theft, fire, and third-party liability.

Why Choose Etiqa Car Insurance?

Looking for a reliable, fast, and easy-to-manage car insurance plan? Etiqa is one of the best options in Malaysia. Backed by Maybank, Etiqa’s motor insurance is perfect for modern drivers who value convenience.

Buy & Claim Online All processes can be done digitally — from purchasing a policy and checking status to making claims. No need to visit a counter or fill out physical forms. 24/7 Roadside Assistance Enjoy free towing up to 200km in the event of a roadside emergency. This service is included in their comprehensive plan. Up to 30% Discount Through the SmartDrive Safe program, you can get up to 30% discount if you drive safely. Just activate it in the app. Flexible Add-On Protection You can add coverage such as: Special Perils (flood) Windscreen Personal Accident (PA) Key care & CART Wide Network of Panel Workshops Etiqa has over 300 panel workshops nationwide, making it easy to repair your car in case of an accident.

Drive Less Save More! What Is It?

DLSM (Drive Less Save More) is a free add-on for Etiqa’s comprehensive insurance/takaful policy. It gives you up to 30% cash rebate annually based on your daily travel distance. The rebate is calculated and paid directly into your bank account each time you submit your odometer reading – at least once every 10 days.

Steps to Make a Vehicle Insurance Claim with Etiqa

Steps To Make Claims With Etiqa
Step 1: Identify the Situation
Step 2: Make a Police Report
Step 3: Submit Your Claim
If your car is damaged or cannot move, contact Etiqa for towing assistance to the nearest panel workshop. If your car is lost or stolen, proceed directly to Step 2.
For minor damages like a cracked windscreen, you can go straight to Step 3.
If possible, take photos of the incident and exchange details with the other party involved. Then, go to the nearest police station to file an official report.
You can submit your claim through the Etiqa+ app or directly at a designated panel workshop. The list of panel workshops and windscreen repair shops can be found in the app.

Conclusion

Etiqa is ideal for those who want comprehensive vehicle protection that is simple and self-manageable online. It offers many useful features, and you can also save with safe driving rewards.

Bjak also provides easy claims assistance, now with the VIP Road Assist package available to all customers. In the event of an accident, we help manage your claim from A to Z.

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