Living in Johor Bahru and looking to renew your car insurance at the best price? You’re not alone. Many car owners in JB are looking for ways to cut costs while keeping the right level of protection.
This guide will walk you through what to look for, how to compare plans, and how to save money when renewing your insurance—without compromising your coverage.
Understand Your Coverage Options

Compare Plans Online

What Affects Your Insurance Price?
The cost of your policy depends on:
- Vehicle model and year
- No Claim Discount (NCD) – higher NCD = more savings
- Type of coverage chosen
- Add-on options like flood or windscreen cover
Example: A 2020 Perodua Bezza with a 55% NCD could get comprehensive coverage for around RM500–RM650, depending on the selected benefits.
Money-Saving Tips
- Renew early – Up to 60 days before expiry
- Check and apply your NCD – Don’t lose your discount
- Bundle with roadtax – Bjak and MyEG allow combined renewal for convenience
- Compare on Bjak – Instantly view pricing differences and coverage breakdowns
Why Bjak Is Popular in Johor Bahru
Here’s why many JB drivers prefer using Bjak:
- Compare multiple insurance providers in one place
- 100% online process—no paperwork
- Friendly customer support if you need help
- Useful for adding flood protection in low-lying areas
- Exclusive promos or cashback offers may be available
Conclusion
Renewing your car insurance doesn’t have to be expensive or complicated. All you need is:
- The right coverage
- A bit of early planning
- A reliable platform that helps you get the most value
If you’re in Johor Bahru and want a fast, easy, and affordable way to renew, platforms like Bjak, MyEG, and Pos Malaysia are your go-to choices.
Read more:
How to Claim Car Insurance After an Accident in Malaysia
Driving With Expired Roadtax? Here’s What Could Happen
The Difference Between Third Party, Comprehensive & Add-On Car Insurance