The Royal Malaysia Police (PDRM) revealed that 162 vehicles theft cases were reported each day in Malaysia.
The average is estimated at 641,981 theft cases in 11 years, from 2009 to 2020.
Motorcycle theft made up the majority of motor vehicle theft
Motorcycle theft made up the majority of motor vehicle theft at 464,446 cases, followed by car theft at 137,327 cases and van, lorries, and heavy machinery theft at 40,208 cases.
If you are a motorcycle owner, read on as we share some tips to prevent motorcycle theft.
Tips to prevent motorcycle theft
Park in a well-lit area
Please park your motorcycle in a safe area even if you need to be away for a short period.
Park your motorcycle in a well-lit area, such as in front of a restaurant or in a crowded place that is easily spotted.
Avoid parking your motorcycle near a tree, building, or in a hidden area that is difficult to be seen by the public. Such ‘hidden’ places will give an easy way for thieves to steal your motorcycle.
Lock your motorcycle
Make sure to lock your motorcycle after you turn off the engine. Do not forget to lock your motorcycle handlebars even if you need to go somewhere nearby for a short period.
It does not take long for a thief to steal a motorcycle. Your motorcycle may be gone in seconds. Therefore, please have your motorcycle locked when you are away.
If you need to park your motorcycle for a while, make sure you lock everything, including the handle lock and disc brake.
Use a cable or chain
A thief can still steal your motorcycle with a locked handlebar. Suppose that they are 3 to 4 thieves. They could just lift your motorcycle together and move it anywhere they want without problems.
However, do not worry. You can still secure your motorcycle safely. Tie your motorcycle with a cable or chain with a sturdy object like a pole or iron bar. It will help make it harder for anyone to move your motorcycle by force.
Install an alarm system
The alarm system is not only designed for car purposes. You can also put the alarm system on your motorcycle.
It is an effective way to get noticed by the public if a motorcycle is stolen.
There is also an alarm system equipped with motion detectors to ensure no one disturbs your motorcycle.
Install a GPS tracker
Installing a GPS tracker on your motorcycle can reduce the risk of theft.
The installation will also allow you to monitor your motorcycle through a live video on a mobile phone.
You can simply activate the tracker by inserting a valid SIM card. The GPS will notify you of the exact location of your motorcycle in the event of theft.
Can you claim insurance for motorcycle theft?
You may have taken all the necessary safety measures to keep your property safe. However, an untoward event like theft can still happen to you.
Do not worry. You can still claim for insurance, provided that you:
i) Own a valid motorcycle licence
ii) Have comprehensive insurance; OR
ii) Have third party, fire and theft insurance
How to claim insurance due to motorcycle theft?
Below are the steps to claim insurance in the event of motorcycle theft:
- Immediately lodge a police report within 24 hours of the incident. You have to provide your identity card (MyKad) with a valid motorcycle licence when filing the report. Your insurance claim might be denied without a valid licence.
- Provide a copy of your motorcycle grant and insurance policy.
- Inform your insurance company to get a claim form. Fill out the form and submit it.
- Wait for the insurance company to contact you for an interview session for oral and written testimonials. They will provide you with an offer letter if your claim is approved. You will then need to prepare several documents, including:
- Offer acceptance letter (attached with the offer letter)
- JPJ TM-AB Form along with a copy of identity card stamped and certified by a JPJ officer
- JPJ K3 Form (2 copies) and JPJ K8 Form (1 copy)
- Key given by the hire purchase company if the loan has expired
- Motorcycle key
- Original vehicle registration card/grant
*Note: Your claim process is considered complete upon receiving compensation from the insurance company.
Protect your motorcycle from theft
We hope this article is helpful to help you keep your motorcycle safe from theft.
On another note, please make sure your motorcycle gets the best insurance coverage that allows you to claim in the event of theft. You may consider comprehensive insurance or third party, fire, and theft insurance.
It is not difficult to look for the best plan for your vehicle. For your convenience, visit Bjak to compare 15 insurance brands.
Get free motorcycle insurance quotes in just 3 minutes.
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