What is Lonpac Insurance?
Lonpac Insurance Bhd is a well-established general insurance provider in Malaysia, operating since 1994. It is a subsidiary of LPI Capital Bhd, backed by the Public Bank Group. Lonpac is known for offering comprehensive insurance solutions — especially in the area of motor insurance.
What Does Lonpac Car Insurance Cover?
Lonpac provides both comprehensive and third-party car insurance. Here are the typical coverages:
Comprehensive Coverage:
- Accidental damage to your car
- Fire & theft protection
- Third-party injury or property damage
- Windscreen add-on
- Flood and special perils (optional add-on)
- Free 24/7 roadside assistance
Third Party Only (TPO):
- Bodily injury to others
- Damage to other people’s property
Special Products & Benefits
Lonpac EZSecure 4U
A value-added package for car insurance customers that includes:
- Emergency towing service
- Battery jumpstart
- Minor roadside repair
- Fuel refill delivery
- Accident assistance
- Personal accident coverage (add-on)
Windscreen Cover
Covers replacement and repair costs for your car’s windscreen with panel workshops across Malaysia.
Special Perils Add-On
Covers flood, landslide, and other natural disasters — highly relevant for Malaysian weather conditions.
Is Lonpac Insurance Affordable?
Yes. Lonpac offers competitive pricing, especially when bundled with their EZSecure benefits. Prices may vary depending on car model, age, NCD, and location — but generally, it is seen as value-for-money with good after-sales support and service.
What is EZSecure?
Lonpac’s Motor ezSecure is a fully comprehensive car insurance plan tailored for easy and fast online purchase. The coverage includes protection from accidents, vehicle damage, theft, and third‑party liability. Added benefits such as road assistance cover roadside breakdown, flat tyres, dead batteries, and emergency fuel deliveryThe plan also has periodic campaigns offering incentives like a Touch ’n Go eWallet credit for new customers
Why Do Many People Like Lonpac?
Conclusion
Whether you’re looking for reliable basic coverage or enhanced protection with added services, Lonpac Car Insurance delivers a solid option for Malaysian drivers who value affordability, reliability, and excellent service.
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