Introduction
Many new motorcycle owners do not renew their vehicle insurance due to being unsure of what coverage type is suitable or insurance itself is not important. In which case riders who neglect to renew their insurance are at risk of no coverage when theft, fire or third party accidents involved. Besides that, riders are also at risk of fines for not having valid roadtax.
Types of Motor Insurance in Malaysia
1. Third Party Only
The most affordable coverage package, able to be purchased even for newer bikes.
2. Third Party, Fire & Theft (TPFT)
Extra protection from theft and fire cases, along with the third party coverage.
3. Comprehensive (1st Party)
The ultimate coverage for both your vehicle and this parties. Recommended for those who are risky riders and with bikes of value.
Why Motor Insurance Is Important
- Financial protection: Avoid paying large repair costs after an accident.
- Legal requirement: Mandatory for renewing roadtax.
- Peace of mind: Ride confidently knowing your motorcycle is protected.
How to Check & Renew Motor Insurance Through BJAK
- Visit BJAK.my
- Enter your motorcycle’s plate number.
- Choose your preferred coverage (Third Party / TPFT / Comprehensive).
- View instant quotes — NCD is calculated automatically.
- Complete payment to receive your eCoverNote instantly via WhatsApp or email.
Conclusion
Motorcycle insurance isn’t just a formality — it’s essential protection for every rider. Choose a plan that suits your budget and riding needs, and use BJAK.my to compare prices from multiple insurance providers easily and securely.
Read More:
Malaysia Roadtax Rates by Engine Capacity
How to Properly Claim Car Glass Damage Insurance
Market Value vs Agreed Value: Pick the Right Insurance Coverage
