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Pacific Insurance Car Coverage – Is It Good Value for Your Money?

Pacific Insurance Car Coverage – Is It Good Value for Your Money?

Pacific Insurance Berhad may not be as well-known as major brands, but with over 70 years in Malaysia’s insurance industry, it offers solid motor protection at affordable rates through two main products: AutoGuard and MotorPro.


Coverage Plans & What’s Included

Coverage Plans & What’s Included
Plan
Coverage Type
Key Highlights
AutoGuard
Comprehensive Motor Insurance
Full coverage for own damage & third party + wide range of add-ons
MotorPro
Third-Party, Fire & Theft Insurance
Simpler protection ideal for older or budget vehicles

Product Feature Comparison

Product Feature Comparison
Feature
AutoGuard
MotorPro
Vehicle Eligibility
Private cars under 15 years
Older cars or lower market value
Optional Add-ons
Windshield, flood, natural disasters, etc
Minimal (basic third-party + theft)
24/7 Roadside Assistance
Included (towing, tyre change, battery)
Depends on policy
Personal Accident Coverage
Included
Not included (optional if needed)
Premium Cost
Moderate
Very affordable

Who Should Choose Which Plan?

Who Should Choose Which Plan?
Driver Profile
Recommended Plan
New or mid-range car owner
AutoGuard
Student or older car user
MotorPro
Only need minimum legal coverage
MotorPro
Want flexible coverage with add-ons
AutoGuard

Why Choose Pacific Insurance?

  • Clear and simple policy terms
  • Fast and transparent claims process
  • Competitive premium pricing
  • Access to approved workshops and 24/7 roadside help
  • Coverage options suitable for various budgets and needs

How to Apply

  1. Visit Pacific Insurance’s official website
  2. Get a free online quote
  3. Contact a certified agent for recommendations
  4. Complete your application and pay online

Conclusion

AutoGuard is ideal for comprehensive protection with affordable rates, while MotorPro suits drivers looking for budget coverage, especially for older vehicles. Both offer great value for money, depending on your driving profile and insurance needs.

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