P&O Car Insurance – What You Need to Know
What is P&O Car Insurance?
P&O (Pacific & Orient Insurance Co. Berhad) is a general insurance provider in Malaysia, licensed by Bank Negara Malaysia. It offers various insurance products including motor insurance, which is one of its most well-known services. P&O is known for reliability, basic protection at affordable rates, and quick claims processing.
What Do They Offer?

Special Product: Motor Safe
P&O’s Motor Safe plan is their standout product, offering:
- Agreed Value Coverage – No depreciation deductions in claims.
- Free Towing – Up to 150 km (subject to plan).
- Fast e-Claim Process – Online claims submission.
- 24/7 Auto Assist – Emergency roadside help.
- Windscreen Add-On – Optional, for glass protection.
Flood & Natural Disaster Add-On – Optional, important in Malaysia.
Is It Worth It?
Yes – if you’re looking for affordable, no-frills insurance with the option to customize with add-ons. P&O provides solid base protection, and many users like it for:
- Competitive pricing
- Efficient claim turnaround
- Reliable towing & emergency services
- Easy purchase and renewal online
Why Do People Like P&O?
- Value for money – Great for budget-conscious drivers.
- Quick e-Services – Digital claims, policy access, and renewals.
- Flexible add-ons – Windscreen, flood cover, and special perils.
Summary:

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