NCD

免费检查您的汽车保险NCD

“无索偿折扣”（NCD）是由马来西亚普通保险协会（PIAM）制定，只要没有提出索赔，私家车的最高奖励是折扣55%，摩托车和商用车辆则是最高25%。

Learn how to transfer the NCD of your current vehicle to another vehicle through this sharing by Bjak Malaysia.

Learn how to check the No Claim Discount (NCD) for your vehicle online. Step-by-step guides with illustrations.

A complete list containing the NCD, betterment and compulsory excess rates in auto insurance.

开车的朋友肯定对 NCD 不会感到陌生，它所指的就是汽车保险的无索偿折扣（Non Claim Discount），只要车子一年内没有发生意外，也没有索赔，那么下一年保费就可以获得额外折扣……

Certain circumstances require you to make an insurance claim. What is it?

Find out through this article.

每一次意外你都会提出索赔吗？在什么情况下，你会提出汽车保险索赔？大多数的保险公司都不会限制你提出保险索赔的次数，然而，提出保险索赔却会影响你的保费。继续阅读本文以了解更多。

Most of the time, your car insurance policy does not restrict the number of claims you may make.

However, making multiple insurance claims may affect your insurance premiums. Read this article to learn more.

Is it worth transferring the existing NCD to your new car?

Read on as we share why you should consider transferring them.

无索偿折扣率（NCD）跟随着车主名下，而不是车子，因此，就算换新车，你也可以把旧车的NCD转移到新车，这样你在购买车险时就可以继续享有折扣了！如果在不出售旧车的情况下购买新车，需要转移NCD吗？