Introduction
Every time it’s roadtax renewal time, vehicle insurance comes first. But do you really know why? Many treat it like just a formality. The truth? It can save you big money if something goes wrong. So it pays to know what’s covered and pick the plan that fits your car — and your budget.
What Vehicle Insurance Does
Basically, it’s a safety net. If your car gets damaged, stolen, or caught in an accident, the insurer chips in. How much depends on the plan you pick.
In Malaysia, you need at least Third Party insurance to renew roadtax. No policy, no roadtax — simple as that.
Types of Vehicle Insurance
- Third Party Only: Covers damage or injuries to others, not your car.
- Third Party, Fire and Theft: Adds protection if your car is stolen or catches fire.
- Comprehensive (First Party): Covers your car and others. Extras like flood cover, windscreen, or all-driver protection can be added.
Why It Matters
Insurance isn’t just a legal thing. It:
- Saves you money on repairs.
- Keeps you compliant with the law.
- Can include roadside help, towing, and emergency support.
- Lets panel workshops handle claims, so you don’t stress.
Checking and Renewing Made Easy
Tools like BJAK make this simple. Compare prices, pick a plan, and renew insurance and roadtax in one go. Policies are sent straight to your email or WhatsApp. No lines, no hassle.
Read More:
Documents Required For Insurance Claim
