When it comes to protecting your motorcycle, having the right insurance coverage is essential. While standard motorcycle insurance policies offer basic protection, several add-ons can provide additional peace of mind on the road.
In this article, we will explore four must-have add-ons to consider including in your bike insurance policy. With these add-ons, you can ensure that you are fully protected against any unexpected circumstances that may arise while you’re out riding.
Legal Liability to Pillion (LLP)
One important add-on to have in your motorcycle policy is Legal Liability to Pillion (LLP) coverage. This add-on protects any legal liabilities that may arise if you are involved in an accident while carrying a pillion rider.
Accidents can happen, and it’s crucial to have coverage in case your pillion rider suffers any injuries or damages as a result. LLP coverage ensures that you are financially protected in such situations, giving you peace of mind knowing that you are covered for any legal liabilities that may arise.
Special perils
Motorcycles are vulnerable to a wide range of risks, including natural disasters such as floods, storms, and earthquakes. That’s why it’s important to have Special Perils coverage as an add-on to your motor insurance.
This coverage protects your motorcycle against damages caused by these unpredictable events. Whether it’s repairing or replacing your motorcycle, Special Perils coverage ensures that you are protected financially, allowing you to get back on the road without any worries.
Personal accident (PA) coverage
Motorcycle accidents can result in severe injuries, and it’s crucial to have Personal Accident (PA) coverage as an add-on to your insurance policy. PA coverage offers financial protection in the event of an accident resulting in bodily injury, disability, or even death.
This coverage provides compensation for medical expenses, loss of income, and other related costs. By including PA coverage in your motorcycle insurance, you can have the peace of mind that you and your loved ones will be financially protected in case of any unfortunate accidents.
Strike, riot and civil commotion
In today’s uncertain world, it’s important to consider the potential risks of strikes, riots, and civil commotion. These events can lead to significant damage to your motorcycle, whether it’s vandalism or destruction caused by civil unrest.
By adding Strike, Riot, and Civil Commotion coverage to your motorcycle policy, you can ensure that you are protected against these unforeseen circumstances. This add-on provides financial assistance for repairs or replacements, giving you peace of mind knowing that you are covered in case such events occur.
Add-ons for motorcycles
Investing in the right motor coverage is crucial for any rider. By including these four add-ons in your policy, you can enhance your protection and have the peace of mind you deserve. Whether it’s safeguarding your accessories, covering your medical expenses, or providing coverage against uninsured motorists, these add-ons offer comprehensive coverage that goes beyond the basics.
Remember, accidents can happen at any time, so it’s important to be prepared. So, don’t wait any longer—visit Bjak today to renew your vehicle insurance and pick these essential add-ons in your motorcycle policy. Click the button below to get started.
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Visit Bjak today to get your free insurance quote!
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