Introduction
Many drivers think it’s enough to keep only the insurance policy, but the cover note is actually the first document that proves your car is insured. Imagine getting into a minor accident or being stopped at a JPJ or police roadblock — without the official policy yet, the cover note could save you from fines, delays, or stress. This is why understanding why a cover note is important can save you from bigger problems on the road.
What is a Cover Note?
A cover note is a temporary proof of car insurance issued right after you buy or renew your policy. It usually lasts for 30 days while the official policy is being processed. Without it, you may struggle to prove your car is covered in the early period. That’s why insurers — and online platforms like Bjak — send the cover note instantly via email or WhatsApp once payment is confirmed.
Why is a Cover Note Important?
- Proof of Active Insurance
Confirms your vehicle is insured even before the full policy arrives. - During Roadblocks
JPJ or police can accept a cover note as valid proof, helping you avoid unnecessary summons. - During an Accident
Lets you file a claim immediately instead of waiting for the policy. - Peace of Mind
Gives confidence that you’re legally protected at all times.
How to Keep Your Cover Note Safely
Always keep both a digital copy (PDF on your phone or email) and a printed copy in your car. This ensures you can show proof anytime, even without internet access.
Conclusion
It’s now clear why a cover note is important during an accident as it’s not just a temporary slip. It acts as your first shield against fines, disputes, or claim issues. Whether you renew through Bjak, MyEG, or JPJ, always keep the cover note in an easy-to-access place — on your phone or in printed form. That simple step can save you stress and protect you when it matters most.
Read More:
Comprehensive vs Third Party: Which Suits Your Car Best?
