Introduction
This question pops up all the time — “Can I renew roadtax without insurance?”
The answer is simple: no, you can’t. In JPJ’s system, your car insurance must be active before you can renew or buy roadtax. Without a valid policy, the system will automatically reject your application — whether you’re doing it at JPJ, Pos Malaysia, or even through an online portal.
Why Roadtax Requires Active Insurance
The main reason is to ensure that every vehicle on the road has valid protection.
If an accident happens, insurance covers you and the other party from financial loss.
Without it, you’re not just breaking the law — you could also face fines, or even have your license suspended if caught driving without insurance. So yeah, it’s a big deal.
What Happens If Your Insurance Has Expired?
If your insurance has already expired before your roadtax renewal date, JPJ’s system won’t let you proceed.
You’ll need to reactivate or renew your insurance first, then only you can continue renewing roadtax.
The easiest way? Just use BJAK — you can choose and activate a new policy within minutes, then instantly renew your roadtax digitally.
Sometimes there’s what’s called a “gap in cover” — when your insurance has lapsed for a few days or weeks.
In that case, some insurers might need additional approval. So even though it’s an online process, it can take a day or two for verification.
Fastest Way to Renew Roadtax
If you’re in a rush, BJAK is your best bet. You can compare prices from multiple insurance companies, activate your policy instantly (as long as there are no data issues), and renew your roadtax right after — all in one place.
No need to go to JPJ, no queues, and there’s no extra fee for digital roadtax.
Conclusion
To put it simply — you can’t renew roadtax without insurance.
But don’t stress over it. These days, reactivating your policy is super quick and simple.Just do it online through BJAK — in one smooth process, your insurance gets activated, and your roadtax can be renewed right after. Easy as that.
Read More:
Difference Between Market & Agreed Value in Car Insurance
