Introduction
Every year, many car owners end up paying more than they should for insurance and roadtax — simply because they don’t know the best way to save. If you want to cut costs, this guide will show you exactly how to renew roadtax cheap in 2025, from comparing insurers to using online tools that help you get the lowest rates.
1. Choose the Right Online Platform
Not all renewal platforms are equal. Some charge extra, while others make the process faster and cheaper. Here are the main options:
- BJAK.my – compare over 10 insurers and renew both insurance and roadtax together.
- MyJPJ – best for digital roadtax with no extra fees.
- MyEG – convenient, but includes small processing charges.
- Pos Malaysia – still valid but requires visiting a counter.
Money-saving tip: Drivers in Sabah and Sarawak often buy insurance through BJAK and renew roadtax directly at JPJ to enjoy lower overall costs.
2. Check Your NCD Discount First
Many people forget to check their No Claim Discount (NCD) — a mistake that can cost them hundreds.
Depending on your claim history, the NCD can reduce your insurance premium by up to 55%.
You can check it easily on BJAK.my — just enter your car plate number and IC, and the system instantly shows your NCD rate and the discounted premium.
3. Compare Insurance Companies Before Paying
Each insurance company sets its own pricing, even for the same car. That’s why comparing rates is essential.
For example:
| Company | Standard Price | After NCD |
| Company A | RM1,200 | — |
| Company B | RM1,050 | Cheaper |
4. Watch Out for Hidden Fees
Before making payment, double-check for additional charges such as:
- Roadtax delivery fee (around RM10 on BJAK)
- Processing fee (for MyEG or Pos Malaysia)
- Optional e-service fees
If you only need the digital roadtax, choose MyJPJ, as it has no extra charges at all.
5. How to Renew Roadtax Cheap via BJAK
Here’s how to renew online quickly and easily:
- Go to BJAK.my
- Enter your car plate and IC number
- Compare and pick the cheapest insurance plan
- Check your NCD discount
- Select either digital roadtax or physical delivery
- Pay online — and you’re done!
Once payment is complete, BJAK will send your digital policy and e-roadtax directly to your email or WhatsApp within minutes.
6. Extra Tips to Save More
- Renew early (2–3 weeks before expiry) to avoid premium hikes.
- Choose comprehensive insurance for newer cars so your NCD keeps growing.
- Verify your JPJ and insurance details to prevent activation delays.
By following these steps, you’ll not only learn how to renew roadtax cheap, but also keep your coverage active and your car fully protected.
Conclusion
You don’t have to overspend to stay on the road. By understanding how to renew roadtax cheap and using smart platforms like BJAK, you can save time, energy, and even hundreds of ringgit every year.
Always check your NCD, compare prices, and renew early — that’s the real secret to stress-free and budget-friendly renewals in 2025.
Read More:
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